Gold Loan Godda

AT 0.49%* INTEREST RATE
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    Gold Loan Godda

    Major Gold Loan Providers in Godda

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Godda Features

    Gold Loan Godda

    Going through financial problems due to pay cut or pandemic?

    Worry not, Gold Loans has got you covered.

    A Gold Loan is a very simple type of loan that is provided on gold as collateral. It is a secured loan in which the applicants have to commit their gold assets as security deposit with the bank. The institutions, in return, provide the user with the amount as per the rate of the gold. It is a quick and simple way to overcome budgetary problems.

    Gold Loan Godda Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Godda

    • For Identity Verification: Passport Copy/Driving License /Voters ID card /Aadhaar card.
    • Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license. 
    • 2 recent passport-sized photographs.
    • Signature Identification documents: Passport Copy/Driving License/Banker’s verification/cheque.

    Additional Documents Required for Gold Loan Godda

    • Land Proof required in case of Agriculture Loan of more than Rs. 1 lac.
    • No proof for allied agriculture purposes.
    • A Request Promissory Note.
    • Jewelry Appraiser Certificate (will be arranged by the bank).
    • Salary Proof: Salary Certificate and Form No.1.

    Eligibility Criteria for Gold Loan Godda

    1. Only Indian Nationals can apply.
    2. Age should not be less than 21 years and not more than 60 years.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Godda

    Online Process to Apply for Gold Loan Godda

    Customers can visit us and can apply online for a Gold Loan at Dialabank.

    All you need to do is visit us online and fill an application form with your basic details. Within a few minutes, our office will consider your request and check if you qualify to avail a gold loan.

    Our representative will then contact you and will brief you about all the legal requirements. We will also help you in choosing the proper institution to apply for a gold loan and also the type of loan you should go for according to your profile.

    A document pickup facility is also available us at Dialabank. Also, Dialabnk does not charge any additional charges for a gold loan application. Dialabank asks you for almost minimal documents. You can be assured to receive high LTV for your gold.

    Offline Process to Apply for Gold Loan Godda

    Another option for the candidates is to apply for Gold Loan offline from the nearby branches of the institutions offering loans.

    Customers can search for Gold Loan near them on the web. It’ll show up all the available branches of banks near you. Applicants can then choose from the different loan offering institutions. However, customers has to visit the place many times till they get their loan approved. Instead, they can opt for an easier method, which is an online application at Dialabank.

    Processing Fees / Prepayment Charges on Gold Loan Godda

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Godda

    A good CIBIL score will make you a frontrunner when applying for a gold loan. This is why every lending institution checks the CIBIL score of the candidate before sanctioning a Gold Loan application in Delhi. Most banks and NBFCs considers a score of 750 good to process your loan application.

    After the CIBIL score, institutions look at the past behavior of the applicant on the previous loans taken by him. Details like the type of loan taken and the amount borrowed are also taken into consideration. If the user has a record of delayed payments for previous loans than it can be harmful for his loan application.

    Gold Loan Godda Agents

    Dialabank is India’s very first monetary and financial funding assistance platform. You can visit us online at Dialabank or can just give us a call at 9878981166

    Dialabank makes your work easy by helping you choose from the finest available banks and NBFCs. We at Dialabank provide you with a detailed and elaborated analysis of different institutions, so you need not have to look anywhere else, and hence you’ll be able to make the correct choice.

     

    Gold Loan Godda Contact Number

    Call us at 9878981166 to get instant guidance for Gold Loan in Godda right now.

    Pre Calculated EMI Table for Gold Loan Godda

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Godda

    Godda is a city in the Indian state of Jharkhand. There are 2311 villages in the Godda District. Godda town does not have any railway track connection till now. Many villages in the district lack electricity and water supply for farming and other purposes. However, most of the people here are farmers

    Agriculture is a major type of work in the region with rice, wheat, and maize being the main crops grown here. Fruits like mango, banana, jack fruit, and plum are also grown in the town. Some SMEs are also present in the District.