Major Gold Loan Providers in Godda
Gold Loan Godda Features
Going through financial problems due to pay cut or pandemic?
Worry not, Gold Loans has got you covered.
A Gold Loan is a very simple type of loan that is provided on gold as collateral. It is a secured loan in which the applicants have to commit their gold assets as security deposit with the bank. The institutions, in return, provide the user with the amount as per the rate of the gold. It is a quick and simple way to overcome budgetary problems.
Gold Loan Godda Interest Rates
Documents for Gold Loan Godda
- For Identity Verification: Passport Copy/Driving License /Voters ID card /Aadhaar card.
- Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license.
- 2 recent passport-sized photographs.
- Signature Identification documents: Passport Copy/Driving License/Banker’s verification/cheque.
Additional Documents Required for Gold Loan Godda
- Land Proof required in case of Agriculture Loan of more than Rs. 1 lac.
- No proof for allied agriculture purposes.
- A Request Promissory Note.
- Jewelry Appraiser Certificate (will be arranged by the bank).
- Salary Proof: Salary Certificate and Form No.1.
Eligibility Criteria for Gold Loan Godda
- Only Indian Nationals can apply.
- Age should not be less than 21 years and not more than 60 years.
How to Apply for Gold Loan Godda
Online Process to Apply for Gold Loan Godda
Customers can visit us and can apply online for a Gold Loan at Dialabank.
All you need to do is visit us online and fill an application form with your basic details. Within a few minutes, our office will consider your request and check if you qualify to avail a gold loan.
Our representative will then contact you and will brief you about all the legal requirements. We will also help you in choosing the proper institution to apply for a gold loan and also the type of loan you should go for according to your profile.
A document pickup facility is also available us at Dialabank. Also, Dialabnk does not charge any additional charges for a gold loan application. Dialabank asks you for almost minimal documents. You can be assured to receive high LTV for your gold.
Offline Process to Apply for Gold Loan Godda
Another option for the candidates is to apply for Gold Loan offline from the nearby branches of the institutions offering loans.
Customers can search for Gold Loan near them on the web. It’ll show up all the available branches of banks near you. Applicants can then choose from the different loan offering institutions. However, customers has to visit the place many times till they get their loan approved. Instead, they can opt for an easier method, which is an online application at Dialabank.
Processing Fees / Prepayment Charges on Gold Loan Godda
CIBIL Score Required for Gold Loan Godda
A good CIBIL score will make you a frontrunner when applying for a gold loan. This is why every lending institution checks the CIBIL score of the candidate before sanctioning a Gold Loan application in Delhi. Most banks and NBFCs considers a score of 750 good to process your loan application.
After the CIBIL score, institutions look at the past behavior of the applicant on the previous loans taken by him. Details like the type of loan taken and the amount borrowed are also taken into consideration. If the user has a record of delayed payments for previous loans than it can be harmful for his loan application.
Gold Loan Godda Agents
Gold Loan Godda Contact Number
Call us at 9878981166 to get instant guidance for Gold Loan in Godda right now.
Pre Calculated EMI Table for Gold Loan Godda
Godda is a city in the Indian state of Jharkhand. There are 2311 villages in the Godda District. Godda town does not have any railway track connection till now. Many villages in the district lack electricity and water supply for farming and other purposes. However, most of the people here are farmers
Agriculture is a major type of work in the region with rice, wheat, and maize being the main crops grown here. Fruits like mango, banana, jack fruit, and plum are also grown in the town. Some SMEs are also present in the District.