Gold Loan Godhra

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Godhra

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Godhra Features

gold loan godhraAre worrying about debts? Do not worry Gold Loan is convenient for you. This loan is unsecured in nature with minimal documentation and little paperwork. This loan can get approved within 48 hours after the completion of the verification process.

Gold Loan Godhra is an unsecured loan that provides financial help to the customers at reasonable interest rates. To get a Gold Loan, the candidate needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end-use limitation on the use of the gold loan amount. Utilize this loan amount anywhere you want to do.

Gold Loan Rate Per Gram Today in Godhra

Updated - Gold Loan Per Gram Rate w.e.f 1 Nov 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Godhra Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Godhra Documents Required

  1. Identification Proof: Passport Copy, Voters ID card, Driving License, Aadhaar card.
  2. Address Proof(anyone): Ration card, Electricity Bill, Rental bill, Passport copy, Trade license, Shop & Est. License, Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Godhra

  1. Land Proof: If you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank’s responsibility).
  4. Income Proof: Salary Certificate and Form No.16.

Gold Loan in Godhra Eligibility Criteria

  1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian National

gold loan at 7%

How to Apply for Gold Loan Godhra

Online Process to Apply for Gold Loan Godhra

Apply for the Gold Loan at Dialabank. The process is easy and straightforward. You have to fill a form online at www.dialabank.com.

After that, you will get a call from our agent. Moreover, you will get a document to pick up the facility from your doorstep. For more information about Gold Loan Godhra, you can call on 9878981166.

Dialabank is taken into consideration as the best platform to apply for a gold loan online. There are so many reasons. Some of them are the following:

  1. First of all, Dialabank is India’s first financial helpline; it offers the best financial services to applicants in India.
  2. Besides that, the bank has a good reputation among the customer’s cause of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. There are no additional fees for applying for a gold loan online at Dialabank.
  6. Also, while applying for a gold loan with Dialabank, very little paperwork is required.
  7. One more thing is that you will avail of a high LTV of your gold.
  8. Finally, the Relationship managers are trained to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Godhra

The applicant also has an option to avail of a loan from the nearby branches. To do so, you can search on google ‘Gold Loan near me’. Google will enlist all the neighbouring branches from where you can avail of the loan. Then, you have to visit again and again until the loan approval.

Processing Fees / Prepayment Charges on Gold Loan Godhra

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Godhra

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Godhra. Most institutions need a minimum score of 750 to process your gold loan application.

The institutions don’t just look at the overall CIBIL score but also note the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount borrowed. Any late payments for previous loans can act as a barrier to your availing a fresh loan.

Gold Loan Godhra Agent and Contact Number

Dialabank is the leading agent for getting a Gold Loan in Godhra. You can apply online at www.dialabank.com call us at 9878981166.

Dialabank assists you to find the best option of Banks and NBFCs by offering you with a detailed market comparison of different banks so that you can make the right option. Visit www.dialabank.com and fill a form using your personal and employment details. Our customer relationship managers will contact you.

Gold Loan Godhra Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Godhra.

Pre Calculated EMI Table for Gold Loan Godhra

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Godhra

Godhra is a Municipality in the Panchmahal district in the Indian state of Gujarat. Godhra is the administrative headquarters of the Panchmahal district.

Originally the name came from gou which means “cow” and dhara which has two meanings: one in Sanskrit which means “hold” or “land” and the other in Hindi which means “flow”: It means the Land of the Cow. Official spoken languages are Gujarati, Hindi, English, and Urdu. Godhra is widely known in India and internationally for being the starting point of the 2002 Gujarat riots. Statewide religious riots between Hindus and Muslims began after the Godhra train burning incident near the Godhra railway station on 27 February 2002, where about 59 train passengers were burnt alive.

Godhra is connected to all major towns of Gujarat by public transport service operated by GSRTC. And Godhra is a Railway Junction that connects Godhra with different parts of the state and nation. River, Ramsagar Lake, Voharwad Masjid Tower, Polan Bazar, Methodist Church, Naheru Garden, and in far east Kanelav Lake represents nature’s beauty.


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