Best banks for Gold Loans in Govandi
|
Feature
|
Manappuram
|
Axis Bank
|
Yes Finance
|
|
Interest Rate
|
9.90%
|
12.50%
|
9.99%
|
|
Min Loan Amt
|
Metro : 25000, Non : 15000
|
25000
|
15000
|
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
|
Loan Tenure
|
3 months to 24 months
|
9 months to 24 months
|
1 month to 24 months
|
|
Processing Fee
|
0.25% to 1.50% of the Loan Amt
|
0.25% to 1.50%
|
Nil
|
|
Preclosure Chgs
|
2%, Nil foreclosure charges after 3 months
|
2%, Nil foreclosure charges after 9 months
|
Nil
|
|
Overdraft Facility
|
Yes
|
Yes
|
Yes
|
|
Pay Only Interest Facility
|
Yes
|
Yes
|
Yes
|
|
Gold Rate Per Gram
|
3,124
|
3,073
|
3,069
|
Gold Loan Govandi Features
Money obstacles? Don’t acknowledge what to do?
Don’t trouble Gold credit is convenient for you. This loan needs small paperwork as it is secured and you can get your loan sanctioned within 2-3 hours after all the attestation methods.
What are some Gold Loan Govandi Features?
Gold loan Govandi offers monetary relief to the clients at the cheap and moderate interest rates. To get a gold loan, the person appealing must have a fine and firm source of profit and has a decent credit history, which will speed up the verification approval.
Furthermore, you can get a loan of up to 75% of the market value of gold, this is because of the continuous changes in the market price of the gold.
Gold Loan Rate Per Gram Today in Govandi
Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Govandi Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Govandi Documents required
The documents required for processing gold loan application in Govandi are: identity proof- passport copy/voters ID card/ Driving license/ Aadhar card, address proof- ration card/ tel, electricity bill/ rental bill/ passport copy/ trade license/ shop& est. license/ sales tax certificate, signature proof- passport copy/ driving license/banker’s verification/cheque and 2 passport sized photographs.
Additional Documents Required for Gold Loan Govandi
The additional documents required are land proof- in case of an agriculture loan of more than Rs.1 lac. The proof is not wanted for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser ( arranged by the bank), and income proof- salary certificate and form no.16.
Gold Loan in Govandi Eligibility Criteria
The minimum age of the candidate applying should be at least 21 years and up to 60 years. The person must be having Indian Nationality.
GOLD LOAN @ 0.75%*
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Gold Loan Govandi Agent and Contact Number
One of the most trustworthy and topmost gold loan agents in Govandi is Dialabank. You can apply for the gold loan online on our website or give us a call at 9878981166.
Dialabank will help you to determine the best choice between various other banks and NBFCs by offering you an elaborate and well-structured market comparison of several banks so that you wouldn’t have to worry about the difficult information and procedures that you might have to go through and thus you can make the right decision. Visit our website Dialabank and fill an easy form asking for a few details after which our customer relationship managers will reach out to you soon.
About Govandi
Govandi is a rural area in eastern Mumbai, Maharashtra. It is adjacent to Chembur, Deonar, and Vashi. The common forms of transportation are auto-rickshaws, taxis, and buses.
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