Best Banks for Gold Loans in Gudivada
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Gudivada Features
One of the best, fast, reliable, and catered to the customer need is a gold loan Gudivada, it has several features which will make you take a gold loan right now, some of them are:
No EMI, Extremely Lower Interest Rates, the interest rate is payable the only amount of the overdraft that you use, you can get a Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose, you get 100% Security of your Gold Jewelry, get your Loan processed and sanctioned in less than 30 minutes, minimal documentation and quick processing, the overdraft limit varies depending on the market rate of gold and Anytime Liquidity.
Gold Loan Rate Per Gram Today in Gudivada
Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Gudivada Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Gudivada Documents Required
Identity Proof: Passport Copy/ Voters ID card/ Driving License/Aadhaar card ;Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate; Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque along with 2 passport size photographs.
Additional Documents Required for Gold Loan Gudivada
Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes; A Demand Promissory Note; Certificate by the Jewel Appraiser (which the bank will arrange for) along with Income Proof: Salary Certificate and Form No.16
Gold Loan in Gudivada Eligibility Criteria
The minimum age requirements of the individual should be 21 years and a maximum up to 60 years and the applicant should be an Indian national.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Gudivada
Online Process to Apply for Gold Loan Gudivada
Dialabank offers you the best in class service which you can utilize to get a gold loan from the leading banks and financial institutions at just a mouse click.
You can aBanpply for the HDFC k Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online, which can be filled quickly.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- The bank has a good reputation among the customers because of its best services.
- While applying for a gold loan through Dialabank, very little paperwork is required.
- You will get a high LTV of your gold.
Offline Process to Apply for Gold Loan Gudivada
The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.
Mostly the preferred bank is HDFC gold loan branches, as it is also one of the leading banks of the country, also Muthoot finance is also giving loans at cheaper interest rates and better service than others.
The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches.
Another good option to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Gudivada
CIBIL Score Required for Gold Loan Gudivada
Get your CIBIL score check before applying for a loan, because it is the least require a bank or a financial institution wants from you, as a guarantee of your interest payments.
A CIBIL score of a minimum of 750 is highly recommended to process your loan application. Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Erode, so maintain constancy in your CIBIL score
The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.
Gold Loan Gudivada Agents and Contact Number
If you want a gold loan faster, along with top service and not a rough process than apply at Dialabank or call them as they are the best service provider for gold loan in Gudivada.
You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option between various Banks and NBFCs by providing you with a detailed market comparison of different types of banks and financial institutions, it includes all the major banks so that you can make the right choice.
Visit our website and you can easily contact our agents easily, fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Pre Calculated EMI Table for Gold Loan Gudivada
About Gudivada
Gudivada is a town in Krishna district of the Indian state of Andhra Pradesh. It is a municipality and the headquarters of the Gudivada Mandal in the Gudivada revenue division. It is one of the cities in the state to be a part of the Andhra Pradesh Capital Region.
