Gold Loan Gudivada


    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Gudivada

    Best Banks for Gold Loans in Gudivada

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Gudivada Features

    One of the best, fast, reliable, and catered to the customer need is a gold loan Gudivada, it has several features which will make you take a gold loan right now, some of them are:

    Gold Loan Gudivada

    No EMI,  Extremely Lower Interest Rates, the interest rate is payable the only amount of the overdraft that you use, you can get a  Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose, you get 100% Security of your Gold Jewelry, get your Loan processed and sanctioned in less than 30 minutes, minimal documentation and quick processing, the overdraft limit varies depending on the market rate of gold and Anytime Liquidity.

    Gold Loan Rate Per Gram Today in Gudivada

    Updated - Gold Loan Per Gram Rate w.e.f Aug 08 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Gudivada Interest Rates 

    Gold Loan
    Interest Rate
    Processing Fee
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

     Gold Loan in Gudivada Documents Required

    Identity Proof: Passport Copy/ Voters ID card/ Driving License/Aadhaar card ;Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate; Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque along with 2 passport size photographs.

    Additional Documents Required for Gold Loan Gudivada

    Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes; A Demand Promissory Note; Certificate by the Jewel Appraiser (which the bank will arrange for) along with Income Proof: Salary Certificate and Form No.16

     Gold Loan in Gudivada Eligibility Criteria

    The minimum age requirements of the individual should be 21 years and a maximum up to 60 years and the applicant should be an Indian national.

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Gudivada

    Online Process to Apply for Gold Loan Gudivada

    Dialabank offers you the best in class service which you can utilize to get a gold loan from the leading banks and financial institutions at just a mouse click.

    You can aBanpply for the HDFC k Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online, which can be filled quickly.

    After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
    3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
    4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
    5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
    6. The bank has a good reputation among the customers because of its best services.
    7. While applying for a gold loan through Dialabank, very little paperwork is required.
    8. You will get a high LTV of your gold.
    Offline Process to Apply for Gold Loan Gudivada

    The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

    Mostly the preferred bank is HDFC gold loan branches, as it is also one of the leading banks of the country, also Muthoot finance is also giving loans at cheaper interest rates and better service than others.

    The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

    Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches.

    Another good option to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Gudivada

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Gudivada

    Get your CIBIL score check before applying for a loan, because it is the least require a bank or a financial institution wants from you, as a guarantee of your interest payments.

    A CIBIL score of a minimum of 750 is highly recommended to process your loan application. Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Erode, so maintain constancy in your CIBIL score

    The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

    Gold Loan Gudivada Agents and Contact Number 

    If you want a gold loan faster, along with top service and not a rough process than apply at Dialabank or call them as they are the best service provider for gold loan in Gudivada.

    You can apply online at or give a call at 9878981166

    Dialabank helps you to find the best option between various Banks and NBFCs by providing you with a detailed market comparison of different types of banks and financial institutions, it includes all the major banks so that you can make the right choice.

    Visit our website and you can easily contact our agents easily, fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

    Pre Calculated EMI Table for Gold Loan Gudivada

    5 Yrs
    4 Yrs
    3 Yrs

    About Gudivada

    Gudivada is a town in Krishna district of the Indian state of Andhra Pradesh. It is a municipality and the headquarters of the Gudivada Mandal in the Gudivada revenue division. It is one of the cities in the state to be a part of the Andhra Pradesh Capital Region.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.