Gold Loan Gurgaon

Major Gold Loan Providers in Gurgaon

Gold Loan Gurgaon Features

Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering that you will repay the amount along with interest for the loan period.

Gold Loan Gurgaon Interest Rates

Documents for Gold Loan Gurgaon

1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Gurgaon

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Gurgaon

• Minimum age 20 years of individual
• Maximum age 60 years of individua
• An Indian Citizen

How to Apply for Gold Loan Gurgaon

Online Process to Apply for Gold Loan Gurgaon

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Besides that, the bank has a good reputation among the customers because of its best services.
3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
4. Also, Dialabank provides document pickup facility from the doorstep of the customer.
5. One more important thing is that the Dialabank guides the customers free of cost. There are no additional charges of applying for a gold loan online on the website of Dialabank.
6. Also, while applying for a gold loan per gram through Dialabank, very less paperwork is required.
7. One more thing is that you will get high LTV of your gold.
8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Gurgaon

To apply for Gold Loan offline, the applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Gurgaon

CIBIL Score Required for Gold Loan Gurgaon

There is no need for CIBIL score for Gold Loan Gurgaon