Gold Loan Guru Har Sahai

Major Gold Loan Providers in Guru Har Sahai

Gold Loan Guru Har Sahai Features

Gold Loans are loans handed out against your gold at a fixed interest rate with minimal documentation. Gold Loans are secured loans that can be taken by placing your gold as collateral, and the repayment can be done in the form of EMIs at a certain interest rate.

Gold Loan Guru Har Sahai Interest Rates Apr 25 2024

Gold Loan Per Gram For All Major Bank in Guru Har Sahai Apr 25 2024

Gold Loan Eligibility Criteria in Guru Har Sahai

Documents for Gold Loan Guru Har Sahai

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

How to Apply for Gold Loan Guru Har Sahai

Online Process to Apply for Gold Loan Guru Har Sahai

To avail of a Gold Loan in Guru Har Sahai, you don’t need to visit the bank’s physical branch as applicants can apply for it online at our website Dialabank. The process is straightforward. This involves only a few steps:

• Go to our website Dialabank and fill the gold loan form.
• Our relationship manager will revert to the applicant in the next 2 working hours on the provided contact number.
• You can also compare various gold loan offers from different banks and NBFCs on the Dialabank website.
• Check your eligibility on the go.
• Choose your desired bank or keep in contact with our relationship managers for easy assistance.
• After choosing the bank, fill out the application form.
• You can either upload relevant documents online or schedule an offline pickup from your home.
• After verification, the bank executive will give you a verification call.
• In case of approval, the loan amount will be handed over to you within 3-5 working days.

Offline Process to Apply for Gold Loan Guru Har Sahai

The applicant can otherwise avail of a gold loan from a nearby branch of their choice. To do so, search for ‘Gold Loan near me’ on google. It will give you a list of various organisations around you who provide this service. Then, you will have to visit keep visiting the branch until the loan gets approved. This can be a very tiresome and time-consuming process.

Processing Fees / Prepayment Charges on Gold Loan Guru Har Sahai

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Guru Har Sahai

CIBIL score is usually not considered for a Gold Loan as it is a secured loan. The applicant should have all the relevant documents and should be falling into the eligibility criteria.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Guru Har Sahai

Gold Loan Guru Har Sahai Agents

✅ Does the gold loan show in CIBIL?

Yes, every EMI repayment data is reflected in your CIBIL score.

✅ How much time does it take for a gold loan to be approved?

Gold loans can be handed out within hours if the documents submitted are okay.

✅ How to foreclose a gold loan?

Gold loans can be foreclosed by paying a nominal foreclosure fee.