Best Banks for Gold Loan in Guruvayoor
Gold Loan Guruvayoor Features
Your gold can be an asset when in financial crisis and need lump sum money. Gold Loan are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit mostly for short-term credits. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of Gold loan interest rate at regular intervals.
Gold Loan Rate Per Gram Today in Guruvayoor
Gold Loan Rate Per Gram Today in Guruvayoor is as follows:
Updated - Gold Loan Per Gram Rate w.e.f Mar 31 2023
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Guruvayoor Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Guruvayoor Documents Required
- Application form must be signed by the borrower
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)
- Identity proof: Driving License/Passport/Aadhar Card/PAN Card, etc.
- Address proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Certificate by the Jewel Appraiser (Bank will arrange)
- 2 recent passport size photographs
- A Demand Promissory Note.
- Proof of Income (i.e. salary slips/ Form 16) of the borrower
Gold Loan in Guruvayoor Eligibility Criteria
- Borrower should be salaried or self-employed
- The minimum age of the individual should be 21 years and maximum up to 60 years.
- Applicant should be an Indian National
GOLD LOAN @ 0.49%*
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