Gold Loan Hailakandi

Gold Loan Hailakandi

Some people want to rewrite the stars, who believe that it’s up to them and they make their dreams come true. The Gold Loan can help you in that. Gold is something people have as their ancestor’s property. Mortgage it safely with the bank and take it later on after the completion of your specified period.

Read More – About Gold Loan

Gold Loan Hailakandi Interest Rates

10.70% is the minimum annual rate of interest you can expect on Gold Loan Hailakandi. Also, these loans come up with minimal foreclosure charges ranging from 0-3% of the total loan amount. By using this feature, you can skip the pending EMI and their respective interest rate amount. The tenure period starts at six months and can be extended up to 5 years.

Know More – Gold Loan Interest Rate

Documentation required for taking Gold Loan Hailakandi

1. Identity Proof: Voters ID card/ Driving License /Passport Copy
2. 2 passport size photographs.
3. Address Proof: Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/
4. Ration card/ Tel, Electricity Bill/ Rental bill
5. Signature Proof: Banker’s verification/Cheque /Passport Copy/Driving License.

Eligibility for availing Gold Loan Hailakandi

1. Applicant’s age must be above 18 years and below 65 years
2. Applicant must be an Indian citizen
3. Minimum gold must be 10 gm to avail gold loan
4. Gold must be between 18 carats to 22 carat
5. A gold loan can be availed only on a jewelry

Benefits of taking Gold Loan Hailakandi

1. Available also in case of bad credit history or low-income level.
2. Relatively Lower interest rates- The other advantage of taking a gold loan is that they are available on low-interest rates, is 10.70%  annually in comparison to the personal loans interest rates of 15-26% per annum.
3. You need to repay only the interest- You have the option to pay just the rate of interest monthly during the tenure period of the entire gold loan, and at the end of tenure, you can spend the whole borrowed amount in a single shot.
4. Total Convenience- The most convenient of all the loans is a gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute, and the work is done. You can get a loan up to 90% of its market value immediately.
5. Less processing time- No tedious and lengthy documentation is required in case of gold loans. Hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.

Know More – Gold Loan: Factors to Remember

Why Gold Loan Hailakandi is the best loaning option?

1. The borrower gets a flexible repayment structure with a gold loan.
2. This type of loan requires less documentation. So Gold Loan Hailakandi makes the process simple and easy.
3. The processing time takes for approving the loan is lesser than other types of loans. So Gold Loan Hailakandi is the best option when you need immediate financial help.
4. The interest rate charged by the lenders is much lower when compared to any other type of loan.
5. The applicant of the loan is not required to disclose his income or salary. Non-working individuals can also take up a gold loan.

Know More – Top Reasons why Gold Loan is the best borrowing option

Why one should choose Gold Loan Hailakandi?

1. No EMI, Service only interest.
2. Minimal Documentation for Gold Loan Hailakandi
3. The Loan gets sanctioned in just a few minutes.
4. The money is offered to the customer after a quick evaluation of gold.
5. It is free from the hassle of long paperwork.
6. Low-interest rates on Gold Loan Hailakandi

Know More –  Gold Loan Features and Benefits

About Hailakandi:

Hailakandi is a place in Assam, India. It is a very easy and effortless process to take a gold loan when you will apply through Dialabank. In gold loan, there is no need to mortgage any property as it is a secured loan. so, it is very beneficial for an individual to take the gold loan, all you have to do is to visit www.dialabank.com or call on 9592046860.

Know More – Gold Loan Near Me

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