Gold Loan Haldibari


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Gold Loan Haldibari

Best Banks for Gold Loan in Haldibari

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Haldibari Features

Now you can avail Gold Loan Haldibari having the following features:

gold loan haldibari

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
  2. You get 100% Safety & Collateral of your Gold Jewellery.
  3. Get your loan processed within 30 minutes.
  4. Enjoy Anytime Liquidity in Gold Loan Haldibari.
  5. No EMI, facility only Interest and enjoy the Loan facility.
  6. Lower Interest Rates in Gold Loan Haldibari.
  7. Simple documentation and fast processing happen in Gold Loan Haldibari.
  8. The overdraft limit fluctuates on the market rate of gold.
  9. The rate of interest is payable the only loan amount of the overdraft that you use.

Gold Loan Rate Per Gram Today in Haldibari

Updated - Gold Loan Per Gram Rate w.e.f Mar 30 2023

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

You can check gold loan per gram rate at: Gold Loan Per Gram Rate

Gold Loan in Haldibari Interest Rates and Charges  

Gold Loan
Interest Rate
Processing Fee
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Gold Loan in Haldibari Documents Required

  1. At least one Proof of Identity is compulsory: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. At least one Address Proof is required: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. At least one Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Haldibari

  1. Land Proof is imperative while you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not mandatory for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Collected by the Bank).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Haldibari Eligibility Criteria

  1. The applicant’s minimum age should be 21 years and a maximum of up to 60 years at loan maturity.
  2. The applicant should have Indian nationality.

GOLD LOAN @ 0.49%*



How to Apply for Gold Loan Haldibari

Online Process to Apply for Gold Loan Halidbari

You can apply for the Gold Loan Haldibari at Dialabank. The process is straightforward.

Fill a form with us.

After that, you will receive a call back from our side.  For more information about Gold Loan Haldibari, you can call on 9878981166.

Dialabank is considered as the best plan of action to apply for a gold loan online. The reasons behind this are:

  1. Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
  2. The bank has a good reputation among the customer’s cause of its best services.
  3. While applying for a gold loan through Dialabank, there is no need of heavy paperwork.
  4. You will avail of a high LTV i.e. Loan-To-Value of your gold.
  5. Finally, the Relationship managers are instructed enough to guide you in the entire process of Gold Loan.
  6. Another reason, if you apply for a gold loan on Dialabank, you will get a low Gold Loan Interest Rate.
  7. Also, there is a provision of a document pickup facility from the doorstep of the customer.
  8. One more thing is that Dialabank guides the customers free of charge.
Offline Process to Apply for Gold Loan Haldibari

The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

The applicant also has an option to avail of a Gold Loan from the nearest bank branch. To do so, you just ask google Gold Loan near me. Google will show all the nearby departments from where you can avail of the loan. Then, you have to visit again and again until the gold loan approval.

Processing Fees / Prepayment Charges on Gold Loan Haldibari

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Haldibari

Most institutions require a 750 minimum CIBIL score to process your gold loan application. Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Haldibari, so maintain constancy in your CIBIL score

The institutions don’t just check at the overall CIBIL score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your getting a fresh loan.

Gold Loan Haldibari Agent and Contact Number

Dialabank is the leading agent for availing Gold Loan in Haldibari.

You can apply online at Also, a call at 9878981166.

Dialabank helps you to find the best option between different Banks and NBFCs by providing you with a detailed market comparison of different types of banks and financial foundations, it includes all the banks so that you can make the right choice.

Visit and you can easily contact our representatives, fill a simple form with your personal and employment details. Our customer relationship managers will get in contact with you after sometime.

Gold Loan Haldibari Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Haldibari.

Pre Calculated EMI Table for Gold Loan Haldibari

5 Yrs
4 Yrs
3 Yrs

About Haldibari

Haldibari is a city located in Cooch Behar district of the West Bengal state, India. The place experiences three seasons, namely Summer, Monsoons, and Winter along with a heavy amount of rainfall during the Monsoon. During summers, the temperature reaches around 35 degrees Celsius whereas extreme winter faces even 5 degrees celsius.