Gold Loan Haldwani


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    Gold Loan Haldwani

    Best Banks for Gold Loan in Haldwani

    Axis Bank
    Yes Finance
    Interest Rate
    Min Loan Amt
    Metro : 25000, Non : 15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Overdraft Facility
    Pay Only Interest Facility
    Gold Rate Per Gram

    Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange of monetary help. Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

    Why Choose Gold Loan Haldwani?

    1. Less processing time.
    2. No hidden charges.
    3. Fast Loan disbursal.
    4. No credit checks.
    5. No co-signer needed.
    6. Prepayment facility.

    Features of Gold Loan Haldwani

    1. You can avail of Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
    2. 100% Safety & Security of your Gold Jewelry is assured.
    3. In less than 30 minutes get your Loan processed.
    4. Enjoy Anytime Liquidity.
    5. Service only Interest and enjoy the Loan facility. No EMI asked.
    6. Lowest Gold loan interest Rates.
    7. Simple documentation and fast processing.
    8. Overdraft limit varies depending on the market rate of gold.
    9. The interest rate is payable the only amount of the overdraft that you use.

    Know More – Top Factors why Gold Loan is the best borrowing option

    Gold Loan Rates Per Gram Today in Haldwani

    Updated - Gold Loan Per Gram Rate w.e.f Aug 16 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Haldwani Interest Rate and Charges

    Being a secured loan the credit in a gold loan is available at low interest rates. Though, the interest may vary depending upon your loan amount and tenure. In general;

    • The gold loan is available at a 1% PM interest rate.
    • Gold Loan Interest rate – 10.70 %.
    • Moreover, 0.85% is the offer low processing fee.
    • Further, pre-closer charges range from  0 – 2 %.

    Know More – Gold Loan Interest Rate today

    Gold Loan Haldwani Documents Required

    1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Bank will arrange Certificate by the Jewel Appraiser.
    4. Income Proof: Salary Certificate and Form No.16.

    How to Apply for Gold Loan Haldwani?

    • Visit our site
    • Enter your details and fill the form.
    • Our relationship manager will call and assist you through the entire process.

    Get personalized assistance while you avail your Gold Loan online with Dialabank.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

    FAQs About Gold Loan

    1. How does  Gold Loan work?
      The Banks /NBFC provides you with funds against your gold ornament. Loan on gold is very simple to understand.  The amount entirely depends on the gold weight.
    2. Gold Loan is secured?
      Yes, it is essential to note that the loan on gold should come in the category of secured loan. Because in a gold loan as security or as collateral applicant put their gold ornaments into the bank’s locker.
    3. Circumstances when you don’t repay a gold loan?
      Bank is liable to sell the gold ornaments if the borrower is unable to return the gold loan on time.
    4. To get a gold loan do I need a co-applicant?
      No, there is no need to have a co-applicant to avail gold loan.
    5. Is a Gold loan better than a Personal loan?
      Yes, banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in the case of a Personal loan, it is unsecured and hence carries higher interest than a gold loan. That’s why a Gold loan is better than a personal loan.
    6. Which is the best online platform to avail gold loans?
      Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
    7. Is there any fee payable for the Gold Loan?
      Yes, you have to pay the loan processing fee (non-refundable) as well as the Valuation fee.

    Other gold loan cities in Uttarakhand

    Gold Loan Dandeli Gold Loan Budhgaon
    Gold Loan Borgaon Gold Loan Arali
    Gold Loan Almora Gold Loan Airoli

    Interest Rate of Different Banks for Gold Loan Haldwani

    Bank Gold Loan Rate
    HDFC Bank 10.75%
    Yes Bank  10.85%
    Axis Bank 10.90%
    SBI Gold Loan 11.50%
    ICICI Bank 11.75%
    IIFL Gold Loan 11.75%
    Allahabad Bank Gold Loan 11.75%
    Muthoot Gold Loan 12.00%
    Federal Bank Gold Loan 12.00%
    Manappuram Gold Loan  12.25%
    IDBI Bank 12.25%
    PNB Gold Loan 12.25%