Best Banks for Gold Loan in Haldwani
Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange of monetary help. Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
Why Choose Gold Loan Haldwani?
- Less processing time.
- No hidden charges.
- Fast Loan disbursal.
- No credit checks.
- No co-signer needed.
- Prepayment facility.
Features of Gold Loan Haldwani
- You can avail of Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- 100% Safety & Security of your Gold Jewelry is assured.
- In less than 30 minutes get your Loan processed.
- Enjoy Anytime Liquidity.
- Service only Interest and enjoy the Loan facility. No EMI asked.
- Lowest Gold loan interest Rates.
- Simple documentation and fast processing.
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
Gold Loan Rates Per Gram Today in Haldwani
Updated - Gold Loan Per Gram Rate w.e.f Aug 16 2022
Gold Loan Haldwani Interest Rate and Charges
Being a secured loan the credit in a gold loan is available at low interest rates. Though, the interest may vary depending upon your loan amount and tenure. In general;
- The gold loan is available at a 1% PM interest rate.
- Gold Loan Interest rate – 10.70 %.
- Moreover, 0.85% is the offer low processing fee.
- Further, pre-closer charges range from 0 – 2 %.
Know More – Gold Loan Interest Rate today
Gold Loan Haldwani Documents Required
- Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
- A Demand Promissory Note.
- Bank will arrange Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16.
How to Apply for Gold Loan Haldwani?
- Visit our site www.dialabank.com.
- Enter your details and fill the form.
- Our relationship manager will call and assist you through the entire process.
FAQs About Gold Loan
- How does Gold Loan work?
The Banks /NBFC provides you with funds against your gold ornament. Loan on gold is very simple to understand. The amount entirely depends on the gold weight.
- Gold Loan is secured?
Yes, it is essential to note that the loan on gold should come in the category of secured loan. Because in a gold loan as security or as collateral applicant put their gold ornaments into the bank’s locker.
- Circumstances when you don’t repay a gold loan?
Bank is liable to sell the gold ornaments if the borrower is unable to return the gold loan on time.
- To get a gold loan do I need a co-applicant?
No, there is no need to have a co-applicant to avail gold loan.
- Is a Gold loan better than a Personal loan?
Yes, banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in the case of a Personal loan, it is unsecured and hence carries higher interest than a gold loan. That’s why a Gold loan is better than a personal loan.
- Which is the best online platform to avail gold loans?
Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
- Is there any fee payable for the Gold Loan?
Yes, you have to pay the loan processing fee (non-refundable) as well as the Valuation fee.
Other gold loan cities in Uttarakhand
|Gold Loan Dandeli||Gold Loan Budhgaon|
|Gold Loan Borgaon||Gold Loan Arali|
|Gold Loan Almora||Gold Loan Airoli|
Interest Rate of Different Banks for Gold Loan Haldwani
|Bank||Gold Loan Rate|
|SBI Gold Loan||11.50%|
|IIFL Gold Loan||11.75%|
|Allahabad Bank Gold Loan||11.75%|
|Muthoot Gold Loan||12.00%|
|Federal Bank Gold Loan||12.00%|
|Manappuram Gold Loan||12.25%|
|PNB Gold Loan||12.25%|
Table of Contents
- 1 Best Banks for Gold Loan in Haldwani
- 1.1 Why Choose Gold Loan Haldwani?
- 1.2 Features of Gold Loan Haldwani
- 1.3 Gold Loan Rates Per Gram Today in Haldwani
- 1.4 Updated - Gold Loan Per Gram Rate w.e.f Aug 16 2022
- 1.5 Gold Loan Haldwani Interest Rate and Charges
- 1.6 Gold Loan Haldwani Documents Required
- 1.7 How to Apply for Gold Loan Haldwani?
- 1.8 FAQs About Gold Loan
- 1.9 Other gold loan cities in Uttarakhand
- 1.10 Interest Rate of Different Banks for Gold Loan Haldwani