Best Banks for Gold Loan in Haldwani
Why Choose Gold Loan Haldwani?
- Less processing time.
- No hidden charges.
- Fast Loan disbursal.
- No credit checks.
- No co-signer needed.
- Prepayment facility.
Features of Gold Loan Haldwani
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- 100% Safety & Security of your Gold Jewelry is assured.
- In less than 30 minutes get your Loan processed.
- Enjoy Anytime Liquidity.
- Service only Interest and enjoy the Loan facility. No EMI asked.
- Lower Interest Rates
- Simple documentation and fast processing.
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
Gold Loan Rates Per Gram Today in Haldwani
Updated – Gold Loan Per Gram Rate w.e.f 1 Oct 2020
Gold Loan Haldwani Interest Rate and Charges
- The gold loan is available at 1% PM interest rate.
- Gold Loan Interest rate – 10.70 %.
- Moreover, 0.85% is the offer low processing fee.
- Further, pre-closer charges range from 0 – 2 %.
Gold Loan Haldwani Documents Required
- Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
- A Demand Promissory Note.
- Bank will arrange Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16.
How to Apply for Gold Loan Haldwani?
- Visit our site www.dialabank.com.
- Enter your details and fill the form.
- Our relationship manager will call and assist you through the entire process.
FAQs About Gold Loan
- How does Gold Loan work?
The Banks /NBFC provides you with funds against your gold ornament.Loan on gold is very simple to understand. The amount entirely depends on the gold weight.
- Gold Loan is secured?
Yes, it is essential to note that the loan on gold should come in the category of secured loan.Because in a gold loan as security or as collateral applicant put their gold ornaments into the bank’s locker.
- Circumstances when you don’t repay a gold loan? Bank is liable to sell the gold ornaments if the borrower is unable to return the gold loan on time.
- To get gold loan do I need a co-applicant?
No, there is no need to have a co-applicant to avail gold loan.
- Is Gold loan better than a Personal loan?
Yes, banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan. That’s why a Gold loan is better than personal loan.
- Which is the best online platform to avail gold loan?
Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
- Is there any fee payable for the Gold Loan?
Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.
Other gold loan cities in Uttarakhand
|Gold Loan Dandeli||Gold Loan Budhgaon|
|Gold Loan Borgaon||Gold Loan Arali|
|Gold Loan Almora||Gold Loan Airoli|
Interest Rate of Different Banks for Gold Loan Haldwani
|Bank||Gold Loan Rate|
|SBI Gold Loan||11.50%|
|IIFL Gold Loan||11.75%|
|Allahabad Bank Gold Loan||11.75%|
|Muthoot Gold Loan||12.00%|
|Federal Bank Gold Loan||12.00%|
|Manappuram Gold Loan||12.25%|
|PNB Gold Loan||12.25%|
Table of Contents
- 1 Best Banks for Gold Loan in Haldwani
- 1.1 Why Choose Gold Loan Haldwani?
- 1.2 Features of Gold Loan Haldwani
- 1.3 Gold Loan Rates Per Gram Today in Haldwani
- 1.4 Updated – Gold Loan Per Gram Rate w.e.f 1 Oct 2020
- 1.5 Gold Loan Haldwani Interest Rate and Charges
- 1.6 Gold Loan Haldwani Documents Required
- 1.7 How to Apply for Gold Loan Haldwani?
- 1.8 FAQs About Gold Loan
- 1.9 Other gold loan cities in Uttarakhand
- 1.10 Interest Rate of Different Banks for Gold Loan Haldwani