Gold Loan Haldwani

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Haldwani

Gold Loan Haldwani

Muthoot Finance
Interest Rate
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Overdraft Facility
Pay Only Interest Facility
Gold Rate Per Gram

Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange of monetary help.
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

Why Choose Gold Loan Haldwani?

  1. Less processing time.
  2. No hidden charges.
  3. Fast Loan disbursal.
  4. No credit checks.
  5. No co-signer needed.
  6. Prepayment facility.

Features of Gold Loan Haldwani

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. 100% Safety & Security of your Gold Jewelry is assured.
  3. In less than 30 minutes get your Loan processed. 
  4. Enjoy Anytime Liquidity.
  5. Service only Interest and enjoy the Loan facility. No EMI asked. 
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Know More – Top Factors why Gold Loan is the best borrowing option

Gold Loan Rates Per Gram Today in Haldwani

Updated – Gold Loan Per Gram Rate w.e.f 1 Oct 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Haldwani Interest Rate and Charges

Being a secured loan the credit in gold loan is available at low interest rates. Though, the interest may vary depending upon your loan amount and tenure.
In general;
  • The gold loan is available at 1% PM interest rate.
  • Gold Loan Interest rate – 10.70 %.
  • Moreover, 0.85% is the offer low processing fee.
  • Further, pre-closer charges range from  0 – 2 %.

Gold Loan Haldwani Documents Required

  1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Bank will arrange Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16.

How to Apply for Gold Loan Haldwani?

  • Visit our site
  • Enter your details and fill the form.
  • Our relationship manager will call and assist you through the entire process.

Get personalized assistance while you avail your Gold Loan with Dialabank.

FAQs About Gold Loan

  1. How does  Gold Loan work?
    The Banks /NBFC provides you with funds against your gold ornament.Loan on gold is very simple to understand.  The amount entirely depends on the gold weight.
  2. Gold Loan is secured?
    Yes, it is essential to note that the loan on gold should come in the category of secured loan.Because in a gold loan  as security or as collateral applicant put their gold ornaments into the bank’s locker.
  3. Circumstances when you don’t repay a gold loan?                                  Bank is liable to sell the gold ornaments if the borrower is unable to return the gold loan on time.
  4. To get gold loan do I need a co-applicant?
    No, there is no need to have a co-applicant to avail gold loan.
  5. Is Gold loan better than a Personal loan?
    Yes, banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan. That’s why a Gold loan is better than personal loan.
  6. Which is the best online platform to avail gold loan?
    Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
  7. Is there any fee payable for the Gold Loan?
    Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

Other gold loan cities in Uttarakhand

Gold Loan DandeliGold Loan Budhgaon
Gold Loan BorgaonGold Loan Arali
Gold Loan AlmoraGold Loan Airoli

Interest Rate of Different Banks for Gold Loan Haldwani