Gold Loan Hamirpur

Major Gold Loan Providers in Hamirpur

Gold Loan Hamirpur Features

With the Gold Loan available to you in a convenient and easy way, you do not need to stress over cash shortage. The loan is secured so it requires less paperwork and it can get approved within 48 hours after the process of verification.

Gold Loan Hamirpur offers financial aids at the most affordable rates. The candidate must have a steady and great pay source as well as a good credit history which also makes the process of verification and approval faster.

Due to the fluctuation in the market value of gold, you can get a loan amount of up to 75% of the gold market price.

Gold Loan Hamirpur Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Documents for Gold Loan Hamirpur

1. Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can be : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can be Passport Copy/Driving License/Banker’s verification/Cheque.
4. 2 passport size photos.

Additional Documents Required for Gold Loan Hamirpur

1. Land Proof: In Agriculture Loan of over Rs. 1 lac. The same is not needed for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certification by the Jewel Appraiser (Bank will arrange).
4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Hamirpur

1. The minimum age should be 21 years and a maximum of up to 60 years.
2. Must be an Indian National.

How to Apply for Gold Loan Hamirpur?

Online Process to Apply for Gold Loan Hamirpur

You can even Apply Gold Loan at the Dialabank website.

You will require to fill an online form.

After that, you will get a call from our operators. You will also get a doorstep document pick-up facility.

For more details, you can call on 9878981166 anytime.

Dialabank is counted amongst the most respectable platforms to apply for a gold loan online because of its various services:

1. Dialabank is India’s first financial helpline; it offers the best financial services across the country.
2. Dialabank has a guidance policy without any fee for its customers. So there are no additional charges to apply for a gold loan online on the website of Dialabank.
3. You can get a high LTV of your gold.
4. The bank has a very good reputation amongst the consumers as we provide the best and faster services.
5. You will even get a low Interest Rate on Gold Loan if you choose to apply for a gold loan on Dialabank.
6. Dialabank even offers a doorstep document pickup facility to ease the process for its customers.
7. When you apply for a gold loan through Dialabank, very little paperwork is needed.
8. Our Relationship Managers are trained to guide and assist you in the complete process of Gold Loan.

Offline Process to Apply for Gold Loan Hamirpur

The nearby branches are also available as an option if the candidate is looking for an offline procedure. To do so, ask Gold Loan near me to google. The search will show all the banks that are giving gold loans near you. From that point forward, you will be required to choose them with your experience and information, but Dialabank can do that to make the procedure easier and better for you.

After that, to apply and get your loan approval, you will be required to visit various departments many times.

Processing Fees / Prepayment Charges on Gold Loan Hamirpur

CIBIL Score Required for Gold Loan Hamirpur

A good CIBIL score is necessary before you decide to apply for a gold loan as pretty much every lending institution has its standards of the base CIBIL score that is required to process a Gold Loan application in Hamirpur. A base score of 750 is required to process your loan application.

The institutions also consider an in-depth behavior of the previous loan as well so the CIBIL score is not the only consideration. The details include the type of loan as well as the amount borrowed. A new loan can face problems in approval if there is any late payment in the previous loans taken. It is essential to have a good CIBIL score before applying for a loan.