Gold Loan Hazaribagh

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    Gold Loan Hazaribagh

    Major Gold Loan Providers in Hazaribagh

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Hazaribagh Features

    gold loan hazaribagh

    Looking for a loan that provides you with required funds at lower interest rates? Is your business going through some rough time and your extra help? Are you thinking about sending your daughter abroad for higher studies but don’t want to spend your savings on it?

    Then we have something for you with  Jewel Loan Hazaribagh get the required cash on the same day it is one of the fastest ways one can get the loan amount from the bank. In addition to this, as you pledge collateral against the amount the interest rate on gold loan is quite low. As a result, this loan is one of the most availed loaning schemes of all time.

    If you are looking for a loan, then the gold jewelry lying in lockers can help you in arranging finance. Nowadays, banks are offering Gold Loans that require you to place gold ornaments as security with the lender, and you get instant cash against it.

    Gold Loan is the best financial tool that helps an individual to cater to the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking Loan against Gold is the best option to overcome all of the financial issues.

    Gold Loan Hazaribagh Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Hazaribagh

    1. Proof of Identity:Aadhar Card/PAN Card/ Passport Copy/ Voters ID card/ Driving License/Adhaar card/PAN card.
    2. Address Proof: Aadhar Card/PAN Card/Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs

    Eligibility Criteria for Gold Loan Hazaribagh

    1. The minimum loan amount for taking a gold loan is Rs. 25,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.
    2. Minimum age of applicant: 21 years
    3. Maximum age of applicant at loan maturity: 65 years
    4. Gold jewelry should be owned by the applicant or any of the family members.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Hazaribagh

    Online Process to Apply for Gold Loan Hazaribagh
    1. Firstly, visit our website that is Dialabank
    2. Secondly, the applicant has to fill a form Online which involve necessary information.
    3. After this, you will get a call back from our Relationship Manager to clear all doubts as well as to assist you in the entire process of the Gold Loan.
    4. Next, the applicant can check his /her eligibility for further clarification of the approval of a gold loan.
    5. Moreover, Submit all the documents need as proofs in the bank.
    6. Gold loan is approved in some minutes and disbursed within a day.
    7. Lastly,  call us directly for any quires at 9592046860, to clear any doubts.
    Offline Process to Apply for Gold Loan Hazaribagh

    The applicant also has an option to avail of  per gram Gold Loan  from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

    Processing Fees / Prepayment Charges on Gold Loan Hazaribagh

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Hazaribagh

    Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

    Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

    Gold Loan Hazaribagh Agents

    One of the leading and most trusted gold loan agents in Delhi is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166

    Gold Loan Hazaribagh Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Delhi right now.

    Pre Calculated EMI Table for Gold Loan Hazaribagh

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Hazaribagh

    The city of Hazaribagh is a municipality in the Hazaribagh district in the Indian state of Jharkhand. Hazaribagh is the divisional headquarters of the North Chotanagpur division. It is famous as a health resort and for Hazaribagh National Park.