Gold Loan Hingoli

AT 0.49%* INTEREST RATE
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    Gold Loan Hingoli

    Major Gold Loan Providers in Hingoli

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Hingoli Features

    Gold Loan Hingoli

    Running short on Finances?

    Don’t have any idea about prospects?

    You do not need to worry as long as Gold Loan is available for you. Gold Loans require lesser paperwork, as it is secured and you can get it approved with 48 hours after all the verification process.

    Gold Loan Hingoli provides financial assistance to the customers at the best available interest rates. For a Gold Loan, the candidate needs to have a stable and good source of income and good credit history which makes the verification and loan approval process easier.

    Besides, you can get a loan of up to 75 per cent of the market value of gold, this is mostly due to the fluctuating market price of the gold.

    Gold Loan Hingoli Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

    Documents for Gold Loan Hingoli

    1. Proof of Identity: Voter ID card/ Driving License/ Adhaar card/ Passport Copy.
    2. Signature Proof: Passport Copy/ Banker’s verification or a cheque/ Driving License.
    3. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade or Shop License/Sales Tax certificate.
    4. 2 Passport-sized photographs.

    Additional Documents Required for Gold Loan Hingoli

    1. Land Proof: For Agricultural Loan exceeding Rs. 1 lac, which is not required for any allied agriculture purpose.
    2. A Demand Promissory Note.
    3. Certificate by any Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Hingoli

    1. Age Limit: 21-60 years
    2. Nationality: Indian

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Hingoli

    Online Process to Apply for Gold Loan Hingoli
    • You can apply for different banks like HDFC, Muthoot, or ICICI bank via Dialabank.
    • All you need is to fill a user-friendly simple form online.
    • Then, you will get a call back from our representative. Besides, we provide a document pick up facility from your doorstep.
    • To fetch more information, you can call on 9878981166 anytime.

    Dialabank is considered as the best platform to apply for a gold loan digitally. Some of the reasons behind this are:

    1. Dialabank is India’s first financial helpline that provides the best financial services to customers across India.
    2. We do not charge anything from you; no additional charges of applying for a gold loan online.
    3. For the borrower’s safety, we will get you a high LTV (Loan-to-Value) for your Gold.
    4. The bank shares goodwill among the consumers because of its fast and efficient services.
    5. Applying for a gold loan on our website will help you get a low Gold Loan Interest Rate.
    6. Document pickup facility is available from the doorstep of the customer to ease the process.
    7. While applying for a gold loan via us, the paperwork required is minimal.
    8. Finally, the Relationship managers are trained thoroughly to serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Hingoli

    The candidate also has an option to take Gold Loan from nearby branches. For instance, if you are living in Hingoli; search for Gold Loan near me or Gold Loan Hingoli, and Google will list you the available branches of banks and NBFCs for the same. Then, you need to choose according to your preference and knowledge, but Dialabank could do all these things within a few minutes.

    Getting your loan approved is a meticulous task. You need to visit those departments repetitively to get your work done. Even though things might be different in a few of the banks, it is still a difficult task to get your loan approved. Thus, Dialabank comes in handy in such situations.

    Processing Fees / Prepayment Charges on Gold Loan Hingoli

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Hingoli

    Having a good CIBIL score is a prerequisite while applying for a gold loan. Lending institutions have their criteria for the minimum CIBIL score required for processing a Gold Loan application in Ambernath. Most institutions need a minimum score of 750 to process your application.

    Not just your CIBIL score, they also consider a detailed behaviour on the previous loans taken, including details on the type of loan taken and the amount borrowed. Delayed payments of earlier loans can act as a barrier to avail a fresh loan. So make sure your CIBIL score is good before applying for a loan.

    Gold Loan Hingoli Agents

    One of the leading and most esteemed gold loan agents in Hingoli is Dialabank. You can apply online at Dialabank or contact 9878981166.

    To seek out the best choice for you, Dialabank provides you with a detailed and structured market comparison of different banks and NBFCs. Visit our website www.dialabank.com and fill a simple form asking for some details and soon our customer relationship managers will connect with you.

    Gold Loan Hingoli Contact Number

    Contact 9878981166 for instant help and approval for Gold Loan in Hingoli.

    Pre Calculated EMI Table for Gold Loan Hingoli

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Gold Loan Hingoli

    Situated in the northern part of Marathawada in Maharashtra, Hingoli is a small district famous for its historically beautiful temples. Covering an area of 22.5 square kilometres, the place is primarily a pilgrimage spot for many tourists. Despite being small in area, the city is considered to be vibrant for living.