Gold Loan Hoskote

GOLD LOAN @ 0.57%*
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⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.57% p.m.

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    Gold Loan Hoskote

    Major Gold Loan Providers in Hoskote

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Hoskote Features

    Irrespective of your credit score you can easily avail a loan. You must be wondering how it can be possible. It is possible only with the help of Gold Loans. The loan sanctioned depends upon your gold and its quality. It is the fastest way to get financed.

    Gold Loan is the best Loan to overcome you’re immediate as well as short term needs. The documentation process for this loan is quite simple. There are no credit checks needed for this financing. A person suffering from a bad credit score even avail for a gold loan. The gold loan interest rate is comparatively less than other loans.

    Gold Loan Hoskote Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Why Choose Gold Loan Hoskote?

    gold loan hoskote

    1. Minimal Documentation
    2. Easy repayment schemes
    3. No hidden charges
    4. Fast Loan Approvals

    Documents for Gold Loan Hoskote

    1. Signed Application form
    2. 2 recent passport size photographs(coloured) of the applicant
    3. Government-approved ID such as Driving license/passport/Aadhar card, etc
    4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
    6. Certificate by the Jewel Appraiser (Bank will arrange)
    7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    8. A Demand Promissory Note.
    9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

    Eligibility Criteria for Gold Loan Hoskote

    1. The minimum age of the applicant should be 18 years and a maximum of up to 65 years.
    2. The applicant should be a citizen of India that is the nationality of the applicant should be Indian.
    3. The gold should weigh at least 10 grams, and the purity of gold should lie between 18-24 karat.
    4. No CIBIL score is required.
    5. It has a flexible repayment option.


    gold loan

    Features of Gold Loan Hoskote

    Following are the Features of Gold Loan:

    1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
    2. You get 100% Safety & Security of your Gold Jewellery
    3. Get your Loan processed in less than 30 minutes
    4. Enjoy Anytime Liquidity.
    5. No EMI, Service only Interest and enjoy the Loan facility
    6. Lower Interest Rates
    7. Simple documentation and fast processing.
    8. The overdraft limit varies depending on the market rate of gold.
    9. The interest rate is payable the only amount of the overdraft that you use.

    How to Apply for Gold Loan Hoskote

    Online Process to Apply for Gold Loan Hoskote
    • You can avail of Gold Loan Hoskote with a single click while sitting at home.
    • Our customer relationship manager will be providing you with the service of helping you choose the right type of loan for you.
    • Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
    • You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
    • Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
    3.  Dialabank provides a document pickup facility from the doorstep of the customer.
    4. There is no processing fee or additional charges for availing gold loan per gram through Dialabank
    5. The bank has a good reputation among the customers because of its best services.
    6. The Relationship managers of Dialabank are trained and assist the customer
    Offline Process to Apply for Gold Loan Hoskote

    The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some physical work of visiting the bank.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

    Processing Fees / Prepayment Charges on Gold Loan Hoskote

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Hoskote

    Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score.

    Gold Loan Hoskote Agents

    Dialabank is one of the leading agents for availing Gold Loan in Hoskote. You can apply online at www.dialabank.com or give us a call at 9878981166

    Dialabank finds the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers shall assist you for further help.

    Gold Loan Hoskote Contact Number

    Call 9878981166 and get instant help for Gold Loan in Hoskote.

    Pre Calculated EMI Table for Gold Loan Hoskote

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Hoskote

    It is a city in Hoskote city in Bangalore rural district of Karnataka. It is a city headquarter and consists of five Hoblis – Nandagudi, Sulibele, Jadigenahalli, Anugondanahalli, and Kasaba.

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