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    Gold Loan Jalandhar

    Major Gold Loan Providers in Jalandhar

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Gold Loan Jalandhar Features

    Gold Loan JalandharA gold loan gives a customer a sum of loan from the bank at some rate of interest and for a negotiated interval of time. Furthermore, the Gold Loan comes in the category of secured loans so the rate of interest is quite low as compared to other loans. Planning for something like a wedding or purchasing an expensive birthday gift, when-ever you are running out of funds, the Gold loan comes to your rescue. In such a demand for a crisis, it would be the most suitable choice to manage your gold sooner than keeping them in the locker.

    Gold Loan Jalandhar Interest Rates

    Bank
    Interest Rate
    HDFC Bank Gold Loan
    10.25% to 14%
    Axis Bank Gold Loan
    10.50% to 16%
    ICICI Bank Gold Loan
    10.75% to 16%
    SBI Gold Loan
    9.5 % to 13%
    Kotak Gold Loan
    11% to 14%
    IIFL Gold Loan
    9.24% to 24%
    Muthoot Gold Loan
    12% to 24%
    Manappauram Gold Loan
    12% to 26%
    PNB Gold Loan
    10.05% to 16%
    Canara Bank Gold Loan
    9.75 % to 13%
    Andhra Bank Gold Loan
    10.70% to 16%

    Documents for Gold Loan Jalandhar

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof.
    3. Signature Proof.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Jalandhar

    1. Land Proof
    2. A Demand Promissory Note.
    3. License by the Jewel Appraiser
    4. Income Verification

    Eligibility Criteria for Gold Loan Jalandhar

    1. Age – Minimum 21 years maximum (at loan maturity) 65 years
    2. A person should be a citizen of India


    gold loan at 7%

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    How to Apply for Gold Loan Jalandhar

    Online Process to Apply for Gold Loan Jalandhar

    Applying for a gold loan is easy with DialaBank. You only have to fill an application form to avail gold loan. You will then receive a call from Dialabank.

    It is best to apply for a gold loan with Dialabank because:

    1. Dialabank is India’s first financial helpline.
    2. It is spread all over the country.
    3. The bank provides the best services to its customers.
    4. Most inexpensive Gold loan interest rate is granted by Dialabank.
    5. No additional charges of applying for a gold loan online are charged by Dialabank.
    6. Minimum documentation.
    7. Receive high LTV of your gold.
    8. Get expert advice on gold loans.
    Offline Process to Apply for Gold Loan Jalandhar

    The candidate also has an alternative to avail of a Gold Loan per gram from the nearby offices. Search Gold Loan near me on google. It will list all the nearby departments from where you can avail of the loan. Then, you will have to visit banks to sanction your Gold Loan.

    Thus, it can be a very tiring and time-consuming process.

    So just put your load on Dialabank.

    Check gold rate of today.

    Processing Fees / Prepayment Charges on Gold Loan Jalandhar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Jalandhar

    There is no need for CIBIL Score for Gold Loan Jalandhar.

    Gold Loan Jalandhar Agents

    Dialabank is the leading agent for availing Gold Loan Jalandhar. Apply via Dialabank or give a call at 9878981166

    Gold Loan Jalandhar Contact Number

    Ring 9878981166 and get immediate help and approval for Gold Loan Jalandhar.

    Pre Calculated EMI Table for Gold Loan Jalandhar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Jalandhar

    Jalandhar is a classical city in the north Indian land of Punjab. It’s a place to Devi Talab Mandir. The whitewashed Gurdwara Chhevin Patshahi is a place of worship for Sikhs.