Major Gold Loan Providers in Jalgaon
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Jalgaon Features
Are you running short out of cash? Do not worry gold loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.
Gold Loan Jalgaon is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.
Gold Loan Jalgaon Interest Rates
Bank |
Interest Rate |
HDFC Bank Gold Loan |
10.25% to 14% |
Axis Bank Gold Loan |
10.50% to 16% |
ICICI Bank Gold Loan |
10.75% to 16% |
SBI Gold Loan |
9.5 % to 13% |
Kotak Gold Loan |
11% to 14% |
IIFL Gold Loan |
9.24% to 24% |
Muthoot Gold Loan |
12% to 24% |
Manappauram Gold Loan |
12% to 26% |
PNB Gold Loan |
10.05% to 16% |
Canara Bank Gold Loan |
9.75 % to 13% |
Andhra Bank Gold Loan |
10.70% to 16% |
Documents for Gold Loan Jalgaon
Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Jalgaon
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Jalgaon
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- Should be an Indian National
हिंदी में पढ़े | தமிழில் படியுங்கள்
How to Apply for Gold Loan Jalgaon
Online Process to Apply for Gold Loan Jalgaon
You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Besides that, the bank has a good reputation among the customers because of its best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan per gram through Dialabank, very little paperwork is required.
- One more thing is that you will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan. How to apply for a gold loan?1. Visit www.dialabank.com.2.click on the loan section and you can find the gold loan link.3. After clicking on the gold loan link, you will be directed to details of gold loan and there you can select your preferred city.4. For more information and free guidance on the gold loan, you may call 9878981166.
Check gold rate of today.
Offline Process to Apply for Gold Loan Jalgaon
The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process. You can avail loans from Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Jalgaon
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
ICICI Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Jalgaon
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.
Table of Contents
- 1 Major Gold Loan Providers in Jalgaon
- 2 Gold Loan Jalgaon Features
- 3 Gold Loan Jalgaon Interest Rates
- 4 Documents for Gold Loan Jalgaon
- 5 Eligibility Criteria for Gold Loan Jalgaon
- 6 How to Apply for Gold Loan Jalgaon
- 7 Processing Fees / Prepayment Charges on Gold Loan Jalgaon
- 8 CIBIL Score Required for Gold Loan Jalgaon
- 9 Gold Loan Jalgaon Agents
- 10 Pre Calculated EMI Table for Gold Loan Jalgaon
- 11 About Jalgaon