Major Gold Loan Providers in Jambusar
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Jambusar Features
Are you in need of urgent money? Are you facing a sudden medical emergency or need cash immediately to tackle any financial crisis? Then jewel loan might just be the best option for you. All you need is some amount of gold and some basic documents. After the evaluation of your gold in the bank, your loan amount will be credited to your account. Also, your valuable gold is kept safe in the sealed locker of the bank. Usually, a person needs money urgently on the same day. Applying for other loans may consume time. But Gold Loan is the best loan option to get instant finance without any hassle paperwork.
- Gold Loan Nagpur is a safe and reliable Loan scheme.
- It requires less paperwork to get the loan amount.
- No credit history is required.
- Gold Loan Nagpur is available to an individual within 30-60 minutes.
Gold Loan Jambusar Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documentation for Gold Loan Jambusar
- Borrower Identity: Two passport size colored photographs
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
- Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque
Additional Documents Required
The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows
- Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- Income proof: Salary Certificate and Form No.16.
Eligibility Criteria for Gold Loan Jambusar
- The applicant should be a resident of India.
- He/she should not be more than 60 years of age.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Jambusar
Online Process to Apply for Gold Loan Jambusar
Applying for a Gold Loan is easy with Dialabank. To begin, you have to fill a simple form online available on the website.
After that, you will receive a call back from our expert relationship manager. Furthermore, you will get a document pick up facility from your doorstep. For more information, you can also call at 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. The reason behind it is:
- Minimum documentation.
- Low-interest gold loan rate per gram facility
- DialaBank is spread across the country.
- It has an association with the top leading financial institutions.
- DialaBank provides an easy pickup facility from your home.
- Expert relationship managers guide you at every step.
The process of applying online is simple:
- Just click on dialabank.com.
- Fill in the necessary details as required in the form.
- Request a quote.
- Sit back and relax while our relationship manager contacts you.
Offline Process to Apply for Gold Loan Jambusar
The applicant also has an option to avail a Gold Loan interest rate from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail the loan. Then, you will have to visit the branch personally to get the loan approved.
Thus, it is highly recommended to apply with DialaBank and enjoy the services sitting at your own home. The process is not only time saving but also cost-free.
Processing Fees / Prepayment Charges on Gold Loan Jambusar
CIBIL Score Required for Gold Loan Jambusar
Provided that your basic eligibility criteria and documentation requirement is met, you do not require a CIBIL score to avail gold loan in Nagpur.