Gold Loan Jamnagar

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Major Gold Loan Providers in Jamnagar

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Jamnagar Features

Gold Loan JamnagarGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service in less time and without much document requirement. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time.

Gold Loan Jamnagar Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Jamnagar

  1. Filled application form with signature
  2. 2 passport size photographs (colored)
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  5. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
  6. Land Proof: for agriculture credit more than Rs. 1 lac.(not required for allied agricultural purpose)
  7. Certificate by the Jewel Appraiser (Bank will arrange)
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

Eligibility Criteria for Gold Loan Jamnagar

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Applicant should be an Indian National
  3. An individual should either be self-employed or salaried

gold loan at 7%

How to Apply for Gold Loan Jamnagar

Online Process to Apply for Gold Loan Jamnagar
  • You can avail of Gold Loan Jamnagar with a single click while sitting at home. Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
  • Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
  • You will be directed to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
  • Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

Dialabank is considered as the best platform to apply for a gold loan online. Reasons behind this:

  1. Dialabank is India’s first commercial helpline; it gives the best business services to customers all over the nation.
  2. The bank has a good name among the clients due to the assistance rendered.
  3. Gold Loans are availed at a cheap rate of interest with less documentation
  4. There is no processing fee or additional charges for availing the service through Dialabank
  5. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Jamnagar

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants are required to search for the nearby branches of banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Jamnagar

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Jamnagar

Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

Gold Loan Jamnagar Agents

Dialabank is the leading agent for availing Gold Loan in Jamnagar. You can apply online at Dialabank or give a call at 9878981166

Gold Loan Jamnagar Contact Number

 Contact 9878981166 and get instant help and approval for Gold Loan in Jamnagar.

Pre Calculated EMI Table for Gold Loan Jamnagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Jamnagar

Jamnagar is located on the western coast of India in the Saurashtra region of the state of Gujarat. It is a significant place for palaces. Jamnagar, literally meaning “Town of Kings” has an abundant history of royalty in Gujarat. Art and craft are still apparent in the culture of the people of Jamnagar.

गोल्ड लोन जामनगर के बारे मे हिंदी मे जाने

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