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    Gold Loan Jaunpur

     Best Banks for Gold Loans in Jaunpur

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Jaunpur Features

    Gold Loan JaunpurGold Loans are now easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed as loan against gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The credit amount varies upon the purity of gold.

    Gold Loan in Jaunpur Interest Rates and Charges

    Bank
    Interest Rate
    HDFC Bank Gold Loan
    10.25% to 14%
    Axis Bank Gold Loan
    10.50% to 16%
    ICICI Bank Gold Loan
    10.75% to 16%
    SBI Gold Loan
    9.5 % to 13%
    Kotak Gold Loan
    11% to 14%
    IIFL Gold Loan
    9.24% to 24%
    Muthoot Gold Loan
    12% to 24%
    Manappauram Gold Loan
    12% to 26%
    PNB Gold Loan
    10.05% to 16%
    Canara Bank Gold Loan
    9.75 % to 13%
    Andhra Bank Gold Loan
    10.70% to 16%

     Gold Loan in Jaunpur Documents Required

    1. Filled application form with the signature of the applicant
    2. Certificate by the Jewel Appraiser (Bank will arrange)
    3. 2 recent passport size photographs of the applicant are mandatory
    4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    5. Proof of Land: Only for agriculture loan above Rs 1 Lakh (not required for allied agricultural purpose)
    6. Identity proof can be Driving License/Passport/Aadhar Card/Voter’s ID, etc
    7. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
    8. A Demand Promissory Note.
    9. Proof of Income of the applicant (i.e. salary slips/ Form 16)

     Gold Loan in Jaunpur Eligibility Criteria

    1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
    2. The nationality of the applicant should be INDIAN.
    3. He/She should be salaried or self-employed


    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    How to Apply for Gold Loan Jaunpur

    Online Process to Apply for Gold Loan Jaunpur
    • You can avail Gold Loan Jaunpur with a single click while sitting at home. Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
    • Just fill a simple form providing all the details.
    • You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
    • Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. The bank has a good reputation among the customers because of its best services.
    3.  Dialabank provides the document pickup facility from the doorstep of the customer.
    4. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
    5. Interest Rate on Gold Loan are low with minimum documentation requirement
    6. There is no processing fee or additional charges for availing the service through Dialabank
    Offline Process to Apply for Gold Loan Jaunpur

    If any individual wants to apply for a gold loan through an offline process it requires physically visiting the nearby banks.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

    Processing Fees / Prepayment Charges on Gold Loan Jaunpur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Jaunpur

    Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

    Gold Loan Jaunpur Agents and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Jaunpur. You can apply online at www.dialabank.com or give a call at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our relationship manager shall get in touch with you thereafter

    Call 9878981166 and get instant assistance and approval for Gold Loan in Jaunpur.

    Pre Calculated EMI Table for Gold Loan Jaunpur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Jaunpur

    Jaunpur is a town located in the state of Uttar Pradesh. It is a center of Urdu and Sufi culture. Jaunpur is known for its rich cultural and historical significance.

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