Gold Loan Junagadh

Major Gold Loan Providers in Junagadh

Gold Loan Junagadh Features

Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. Jewel loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.

• You can avail of Loans up to Rs.1 Crore or more & up to 70% of value for any purpose.
• You get 100% Safety & Security of your Gold Jewelry
• Get your Loan processed in less than 30 minutes
• Enjoy Anytime Liquidity.
• No EMI, Service only Interest and enjoy the Loan facility
• Lower gold loan Interest Rate
• Simple documentation and fast processing.
• The overdraft limit varies depending on the market rate of gold.
• The interest rate is payable, the only amount of the overdraft that you use.

Gold Loan Junagadh Interest Rates – Oct 04 2023

Gold Loan Per Gram For All Major Bank in Junagadh – Oct 04 2023

Gold Loan Eligibility Criteria in Junagadh

Documents for Gold Loan Junagadh

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Gold Loan in Junagadh Eligibility Criteria

1. The applicant must be at least 21 years old.
2. The applicant should not be more than 60 years of age.
3. The applicant must have Indian nationality.

How to Apply for Gold Loan Junagadh

Online Process to Apply for Gold Loan Junagadh

The process of availing of a gold loan is simple with Dialabank. You can contact 9878981144 at any time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

• Visit our site www.dialabank.com.
• Enter your details and fill the form.
• Our relationship manager will call and assist you through the entire process.

There are so many reasons why Dialabank is considered the best platform to apply for a gold loan online:

1. Dialabank is India’s first financial helpline.
2. It has its presence throughout the country.
3. Dialabank provides a document pickup facility from the doorstep of the customer.
4. No additional charges of applying for a gold loan online on the website of Dialabank.
5. Minimum documentation.
6. Expert advice.

Offline Process to Apply for Gold Loan Junagadh

You can visit the branches near your location to avail gold loan per gram Junagadh. But, that would reduce your chances of availing of the best offers. Also, you would not get a pick-up facility for your documents that is available only with Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Junagadh

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Junagadh

Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Junagadh