Gold Loan Kaimganj

AT 0.49%* INTEREST RATE
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    Gold Loan Kaimganj

    Gold Loan Kaimganj

    If you are afraid of getting judged by relatives in your daughter’s wedding about all the expenses, you are going to do then don’t use the idle gold at your home and take the Gold Loan Kaimganj. Use the amount the way you want, and there is no restriction over that from the side of the banker.

    Read More – About Gold Loan

    Gold Loan Kaimganj Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Know More – Gold Loan Interest Rate

    Documentation required for taking Gold Loan Kaimganjgold loan kaimganj

    1. Identity Proof: Voters ID card/ Driving License /Passport Copy
    2. 2 passport size photographs.
    3. Address Proof: Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/
    4. Ration card/ Tel, Electricity Bill/ Rental bill
    5. Signature Proof: Banker’s verification/Cheque /Passport Copy/Driving License.

    GOLD LOAN @ 0.49%*

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    Eligibility for availing Gold Loan Kaimganj

    1. Applicant’s age must be above 18 years and below 65 years
    2. Applicant must be an Indian citizen
    3. Minimum gold must be 10 gm to avail gold loan
    4. Gold must be between 18 carats to 22 carat
    5. A Gold Loan Kaimganj can be availed only on a jewelleryGold Loan Per Gram.

    Benefits of taking Gold Loan Kaimganj

    1. Available also in case of bad credit history or low-income level.
    2. Relatively Lower interest rates- The other advantage of taking a gold loan is that they are available on low-interest rates, which is 10.70% annually in comparison to the personal loans interest rates of 15-26% per annum.
    3. You need to repay only the interest- You have the option to pay just the price of interest monthly during the tenure period of the entire gold loan, and at the end of tenure, you can spend the whole borrowed amount in a single shot.
    4. Total Convenience- The most convenient of all the loans is a gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute, and the work is done. You can get a loan up to 90% of its market value immediately.
    5. Less processing time- No tedious and lengthy documentation is required in case of gold investments. Hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.

    Why Gold Loan is the best loaning option?

    1. The borrower gets a flexible repayment structure with a gold loan.
    2. Gold Loan Kaimganj requires less documentation. So it makes the process simple and easy.
    3. The processing time takes for approving the Loan is lesser than other types of loans. So it is the best option when you need immediate financial help.
    4. The interest rate charged by the lenders is much lower when compared to any other type of Loan.
    5. The applicant of the loan is not required to disclose his income or salary. Non-working individuals can also take up a gold loan.

    Know More – Top Reasons why Gold Loan is the best borrowing option

    Why should one choose Gold Loan Kaimganj?

    1. No EMI, Service only interest.
    2. Minimal Documentation.
    3. The Loan gets sanctioned in just a few minutes.
    4. The money is offered to the customer after a quick evaluation of gold.
    5. It is free from the hassle of endless paperwork.
    6. Low-interest rates.

    Know More –  Gold Loan Features and Benefits

    Processing Fees / Prepayment Charges on Gold Loan

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    Pre Calculated EMI Table for Gold Loan 

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kaimganj:

    Kaimganj is a place in Uttar Pradesh, India. It is a straightforward and effortless process to take a gold loan when you apply through Dialabank. For further information please contact +91 9878981166.

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