Gold Loan Kaimganj

Gold Loan Kaimganj

If you are afraid of getting judged by relatives in your daughter’s wedding about all the expenses, you are going to do then don’t use the idle gold at your home and take the Gold Loan Kaimganj. Use the amount the way you want, and there is no restriction over that from the side of the banker.

Read More – About Gold Loan

Gold Loan Kaimganj Interest Rates

Know More – Gold Loan Interest Rate

Documentation required for taking Gold Loan Kaimganj

1. Identity Proof: Voters ID card/ Driving License /Passport Copy
2. 2 passport size photographs.
3. Address Proof: Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/
4. Ration card/ Tel, Electricity Bill/ Rental bill
5. Signature Proof: Banker’s verification/Cheque /Passport Copy/Driving License.

Eligibility for availing Gold Loan Kaimganj

1. Applicant’s age must be above 18 years and below 65 years
2. Applicant must be an Indian citizen
3. Minimum gold must be 10 gm to avail gold loan
4. Gold must be between 18 carats to 22 carat
5. A Gold Loan Kaimganj can be availed only on a jewelleryGold Loan Per Gram.
   

Benefits of taking Gold Loan Kaimganj

1. Available also in case of bad credit history or low-income level.
2. Relatively Lower interest rates- The other advantage of taking a gold loan is that they are available on low-interest rates, which is 10.70% annually in comparison to the personal loans interest rates of 15-26% per annum.
3. You need to repay only the interest- You have the option to pay just the price of interest monthly during the tenure period of the entire gold loan, and at the end of tenure, you can spend the whole borrowed amount in a single shot.
4. Total Convenience- The most convenient of all the loans is a gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute, and the work is done. You can get a loan up to 90% of its market value immediately.
5. Less processing time- No tedious and lengthy documentation is required in case of gold investments. Hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.

Why Gold Loan is the best loaning option?

1. The borrower gets a flexible repayment structure with a gold loan.
2. Gold Loan Kaimganj requires less documentation. So it makes the process simple and easy.
3. The processing time takes for approving the Loan is lesser than other types of loans. So it is the best option when you need immediate financial help.
4. The interest rate charged by the lenders is much lower when compared to any other type of Loan.
5. The applicant of the loan is not required to disclose his income or salary. Non-working individuals can also take up a gold loan.

Know More – Top Reasons why Gold Loan is the best borrowing option

Why should one choose Gold Loan Kaimganj?

1. No EMI, Service only interest.
2. Minimal Documentation.
3. The Loan gets sanctioned in just a few minutes.
4. The money is offered to the customer after a quick evaluation of gold.
5. It is free from the hassle of endless paperwork.
6. Low-interest rates.

Know More –  Gold Loan Features and Benefits

Processing Fees / Prepayment Charges on Gold Loan

Pre Calculated EMI Table for Gold Loan 

About Kaimganj:

Kaimganj is a place in Uttar Pradesh, India. It is a straightforward and effortless process to take a gold loan when you apply through Dialabank. For further information please contact +91 9878981166.

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