Gold Loan Kalka

AT 0.75%* INTEREST RATE
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Gold Loan Kalka

Major Gold Loan Providers in Kalka

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Kalka Features

gold loan KalkaYour gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.

When you enjoy a low gold loan interest rate, your gold jewellery is kept secure in the vault of the bank.
 
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
 
You can Call and Speak with a Gold Loan Kalka Relationship manager on 9878981166.

Gold Loan Rate Per Gram Today in Kalka

Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Kalka Interest Rates and charges

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Documents for Gold Loan Kalka

  1. Proof of the citizenship of India.
  2. Identity and Address Proof.
  3. 2 passport size photographs.
  4. In the case of Agriculture Loan of more than Rs. 1 lac, land proof.
  5. A Demand Promissory Note.
  6. Certificate by the Jewel Appraiser (Bank will arrange).
  7. Salary/Income proof

Eligibility Criteria for Gold Loan Kalka

  1. The applicant should be at least 21 years of age.
  2. The applicants’ age should not be more than 60 years.
  3. He/she should be a national citizen.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Kalka

Online Process to Apply for Gold Loan Kalka
With DialaBank the process of obtaining gold loan is easy. You can contact 9878981166 any-time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

  • Visit our site www.dialabank.com.
  • Enter your details and fill the form.
  • Our relationship manager will call and assist you through the entire process.

There are so many reasons why DialaBank is considered the best platform to apply for a gold loan online:

  1. Dialabank is India’s first financial helpline.
  2. It has its presence throughout the country.
  3. Dialabank is offering document pick-up facility from the client’s doorway.
  4. No additional charges of applying for a gold loan online on the website of Dialabank.
  5. Minimum documentation.
  6. Expert advice.
Offline Process to Apply for Gold Loan Kalka

You can visit the branches near your location to avail yourself of a gold loan. But, that would reduce your chances of availing the best offers. Also, you would not get a pick-up facility for your documents that is available only with DialaBank.

CIBIL Score Required for Gold Loan Kalka

There is no CIBIL score requirement for you to apply for a gold loan in Kalka

Gold Loan Kalka Agents and Contacts

Dialabank is the leading agent for availing Gold Loan in Kalka. DialaBank has an association with several banks and NBFCs that help the customer to choose from several options.

You can apply online at www.dialabank.com or give a call at 9878981166.

Dialabank is associated with the top loan providers across the country. The experts help you in determining the best options for you according to your need and requirement. All you have to do is fill a simple form on our website and our relationship managers will get in contact with you within no time

Pre Calculated EMI Table for Gold Loan Kalka

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kalka

Kalka is town in the Haryana district of Panchkula, India. This town’s name derives from the Hindu goddess Kali. The town is situated in the foothills of the Himalayas and is a gateway to the neighboring state of Himachal Pradesh. When the hill station is covered in a blanket of snow, the experience of the Kalka Shimla toy train gives one of the unforgettable experiences. With snow-covered hills on both sides, tourists witness picturesque beauty in the region.

गोल्ड लोन कालका के बारे में हिंदी में जानिए: गोल्ड लोन कालका



Special Note: Always check Gold Loan Rate Per Gram before applying for a loan against gold.