Gold Loan Kapra

AT 0.49%* INTEREST RATE
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    Gold Loan Kapra

    Major Gold Loan Providers in Kapra

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Kapra Features

    Gold Loan Kapra

    Are you going out of cash?

    Do you need more money to suffice your needs?

    You can consider taking gold loans for yourself. With a minimum amount of documentation or paperwork required, a gold loan can get verified and approved much easily.

    Why Gold Loan Kapra?

    Gold Loan Kapra provides financial assistance at affordable interest rates on Gold loans. To take gold loans, gold is the only required thing. Besides, if a candidate has a good credit history along with a decent source of income for the faster verification and approval process.

    Besides, you can take a secured loan of up to 75 percent of the market value of the gold, this happens due to the inconsistent market price of the gold.

    Gold Loan Kapra Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Kapra

    The following documents are needed from the applicant:

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/Aadhaar card/Driving License/ Other recognized ID proof.
    2. Address Proof can be any of the following: Ration card/ Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Other recognized address proof.
    3. Signature Proof can be any of the following: Passport Copy/Cheque/Banker’s verification/Driving License or other recognized signature proof.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Kapra

    1. Land Proof: For Agriculture Loan of more than Rs. 1 lac, No proof is asked for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Bank will manage to provide a Certificate by the Jewel Appraiser.
    4. Income Proof: Salary Certificate and Form No.16 are a must.

    Eligibility Criteria for Gold Loan Kapra

    1. The applicant should be in between 21 years and 60 years 
    2. The loan candidate’s nationality must be INDIAN.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Kapra

    Online Process to Apply for Gold Loan Kapra

    With banks like HDFC Bank, ICICI Bank, or Axis, you can apply through Dialabank online by filling and submitting a simple user-friendly form.

    Within no time, you will receive a call from our representative who will assist you in the whole gold loan process.

    For more information, you must contact +919878981166.

    As the leading and trustworthy online gold loan platform, Dialabank has many reasons to be your first choice:

    1. Dialabank is the first financial helpline in India delivering the best known financial services to its clients all over the country.
    2. We provide free services without charging anything for gold loan applications via our website.
    3. A high LTV value is expected by the borrower.
    4. We provide document pick-up facilities to ensure the convenience of the customer.
    5. The bank holds a good position in the eyes of its customers because of its effective service providing.
    6. Applying for a gold loan on Dialabank will get you a comparatively lower rate of interest.
    7. Processing your gold loan through Dialabank requires minimum documentation or paperwork.
    8. Int the end, the Relationship managers are highly qualified enough to guide and assist you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Kapra

    For an offline gold loan application, one needs to search a bank near their home or in their vicinity. While Google lists the number of banks, they have to select one of them and contact separately. Besides, Dialabank does all this in a quicker and more efficient manner.

    Gold loans need minimum paperwork but require a lot of time. You have to visit again and again until the loan is approved. Dialabank helps in this process by providing a document pickup facility to the customer at their doorstep.

    Processing Fees / Prepayment Charges on Gold Loan Kapra

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kapra

    No CIBIL score is required for Gold Loan, A gold article/ornament is a must.

    Gold Loan Kapra Agents

    One of the best and trusted gold loan agents in Kapra is Dialabank. You can apply online at the website of Dialabank or contact at 9878981166

    Dialabank works as a link to find the best option between several Banks and NBFCs by providing you with a comprehensive and structured market comparison of different banks. This eliminates the worries about the complex information and process you have to go through. So, you can make the best choice. Visit our website Dialabank to fill a simple form, submit it with your details and our customer relationship managers will soon connect with you.

    Gold Loan Kapra Contact Number

    Call +919878981166 and get instant help and approval for Gold Loan in Kapra right now.

    Pre Calculated EMI Table for Gold Loan Kapra

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kapra

    In the Telangana state of India, Kapra is a neighborhood in the Medchal-Malkajgiri district of the state capital Hyderabad. It also serves as the Mandal headquarters of Kapra which is in the Keesara revenue division.

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