Gold Loan Kapra

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Kapra

Major Gold Loan Providers in Kapra

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Kapra Features

Gold Loan Kapra

Are you going out of cash?

Do you need more money to suffice your needs?

You can consider taking gold loans for yourself. With a minimum amount of documentation or paperwork required, a gold loan can get verified and approved much easily.

Why Gold Loan Kapra?

Gold Loan Kapra provides financial assistance at affordable interest rates on Gold loans. To take gold loans, gold is the only required thing. Besides, if a candidate has a good credit history along with a decent source of income for the faster verification and approval process.

Besides, you can take a secured loan of up to 75 percent of the market value of the gold, this happens due to the inconsistent market price of the gold.

Gold Loan Kapra Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Kapra

The following documents are needed from the applicant:

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/Aadhaar card/Driving License/ Other recognized ID proof.
  2. Address Proof can be any of the following: Ration card/ Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Other recognized address proof.
  3. Signature Proof can be any of the following: Passport Copy/Cheque/Banker’s verification/Driving License or other recognized signature proof.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Kapra

  1. Land Proof: For Agriculture Loan of more than Rs. 1 lac, No proof is asked for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Bank will manage to provide a Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16 are a must.

Eligibility Criteria for Gold Loan Kapra

  1. The applicant should be in between 21 years and 60 years 
  2. The loan candidate’s nationality must be INDIAN.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Kapra

Online Process to Apply for Gold Loan Kapra

With banks like HDFC Bank, Private Bank, or Axis, you can apply through Dialabank online by filling and submitting a simple user-friendly form.

Within no time, you will receive a call from our representative who will assist you in the whole gold loan process.

For more information, you must contact +919878981166.

As the leading and trustworthy online gold loan platform, Dialabank has many reasons to be your first choice:

  1. Dialabank is the first financial helpline in India delivering the best known financial services to its clients all over the country.
  2. We provide free services without charging anything for gold loan applications via our website.
  3. A high LTV value is expected by the borrower.
  4. We provide document pick-up facilities to ensure the convenience of the customer.
  5. The bank holds a good position in the eyes of its customers because of its effective service providing.
  6. Applying for a gold loan on Dialabank will get you a comparatively lower rate of interest.
  7. Processing your gold loan through Dialabank requires minimum documentation or paperwork.
  8. Int the end, the Relationship managers are highly qualified enough to guide and assist you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Kapra

For an offline gold loan application, one needs to search a bank near their home or in their vicinity. While Google lists the number of banks, they have to select one of them and contact separately. Besides, Dialabank does all this in a quicker and more efficient manner.

Gold loans need minimum paperwork but require a lot of time. You have to visit again and again until the loan is approved. Dialabank helps in this process by providing a document pickup facility to the customer at their doorstep.

Processing Fees / Prepayment Charges on Gold Loan Kapra

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kapra

No CIBIL score is required for Gold Loan, A gold article/ornament is a must.

Gold Loan Kapra Agents

One of the best and trusted gold loan agents in Kapra is Dialabank. You can apply online at the website of Dialabank or contact at 9878981166

Dialabank works as a link to find the best option between several Banks and NBFCs by providing you with a comprehensive and structured market comparison of different banks. This eliminates the worries about the complex information and process you have to go through. So, you can make the best choice. Visit our website Dialabank to fill a simple form, submit it with your details and our customer relationship managers will soon connect with you.

Gold Loan Kapra Contact Number

Call +919878981166 and get instant help and approval for Gold Loan in Kapra right now.

Pre Calculated EMI Table for Gold Loan Kapra

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kapra

In the Telangana state of India, Kapra is a neighborhood in the Medchal-Malkajgiri district of the state capital Hyderabad. It also serves as the Mandal headquarters of Kapra which is in the Keesara revenue division.

Gold loan in other Cities

Gold Loan Kailasahar Gold Loan Kanpur
Gold Loan Allahabad Gold Loan Unnao
Gold Loan Hapur Gold Loan Muzzafarnagar
Gold Loan Jhansi Gold Loan Aonla