Gold Loan Karaikudi

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loans in Karaikudi

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Karaikudi Features

gold loan karaikudi

Go with Gold Loan and transform your dreams into reality. Your every dream will be possible with Gold Loan.

Gold Loan Karaikudi offers the best gold loan provided by Dialabank at just a mouse click.

So what are you waiting for, go ahead and apply now at Dialabank?

It is a safe and secure way of getting financed instantly. In this, no credit checks are required. It is the net loan available in the market with less hassle and trouble. Get instantly financed for all your dreams.

Gold Loan rate per gram today in Karaikudi

Updated - Gold Loan Per Gram Rate w.e.f 1 Oct 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Karaikudi Interest Rates 

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Gold Loan in Karaikudi Documents Required

  1. Proof of Identity should be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof should be: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof should be Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Karaikudi

  1. Certificate by the Jewel Appraiser (Bank will arrange).
  2. Income Proof: Salary Certificate and Form No.16
  3. Land Proof should be: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  4. A Demand Promissory Note.

Eligibility Criteria for Gold Loan Karaikudi

  1. The minimum age requirements of the individual should be 21 years and a maximum of to 60 years.
  2. Candidate should be an Indian National

gold loan at 7%

How to Apply for Gold Loan Karaikudi

Online Process to Apply for Gold Loan Karaikudi

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. The bank has a good reputation among the customers because of its best services.
  3. If you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
  4. Dialabank provides a document pickup facility from the doorstep of the customer.
  5. One more thing is that you will get a high LTV of your gold.
  6. Relationship managers are trained enough to guide you in the entire process of Gold Loan.
  7. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  8. While applying for a gold loan through Dialabank, very little paperwork is required.
Offline Process to Apply for Gold Loan Karaikudi

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Karaikudi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Karaikudi

750 is the bare minimum CIBIL score which you should maintain to get a gold loan.

A CIBIL score tells a lot about the person and how much likely is the person to give back the loan.

Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Gold Loan Karaikudi Agents and Contact Number

If you do not want to miss out on any offer on a gold loan than Dialabank is here for you to keep updated and also to help you get the loan

Dialabank is the leading agent for availing Gold Loan in Karaikudi.

You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Pre Calculated EMI Table for Gold Loan Karaikudi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Karaikudi

Karaikudi is a greater municipality in Sivaganga district in the Indian state of Tamil Nadu. It is the 20th largest urban agglomeration of Tamil Nadu based on the 2011 census data. It is part of the area commonly referred to as “Chettinad” and has been declared a heritage town by the Government of Tamil Nadu, on account of the palatial houses built with limestone called karai veedu.


Menu