Gold Loan Karaikudi

AT 0.49%* INTEREST RATE
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    Gold Loan Karaikudi

    Best Banks for Gold Loans in Karaikudi

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Karaikudi Features

    gold loan karaikudi

    Go with Gold Loan and transform your dreams into reality. Your every dream will be possible with Gold Loan.

    Gold Loan Karaikudi offers the best gold loan provided by Dialabank at just a mouse click.

    So what are you waiting for, go ahead and apply now at Dialabank?

    It is a safe and secure way of getting financed instantly. In this, no credit checks are required. It is the net loan available in the market with less hassle and trouble. Get instantly financed for all your dreams.

    Gold Loan rate per gram today in Karaikudi

    Updated - Gold Loan Per Gram Rate w.e.f Aug 10 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Karaikudi Interest Rates 

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Gold Loan in Karaikudi Documents Required

    1. Proof of Identity should be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof should be: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof should be Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Karaikudi

    1. Certificate by the Jewel Appraiser (Bank will arrange).
    2. Income Proof: Salary Certificate and Form No.16
    3. Land Proof should be: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    4. A Demand Promissory Note.

    Eligibility Criteria for Gold Loan Karaikudi

    1. The minimum age requirements of the individual should be 21 years and a maximum of to 60 years.
    2. Candidate should be an Indian National

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Karaikudi

    Online Process to Apply for Gold Loan Karaikudi

    You can apply for the HDFC Bank Jewel Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

    After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. The bank has a good reputation among the customers because of its best services.
    3. If you apply for a gold loan on Dialabank, then you will get a low HDFC  Interest Rate on Gold Loan.
    4. Dialabank provides a document pickup facility from the doorstep of the customer.
    5. One more thing is that you will get a high LTV of your gold.
    6. Relationship managers are trained enough to guide you in the entire process of Gold Loan.
    7. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
    8. While applying for a  per gram gold loan through Dialabank, very little paperwork is required.
    Offline Process to Apply for Gold Loan Karaikudi

    The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

    Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Karaikudi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Karaikudi

    750 is the bare minimum CIBIL score which you should maintain to get a gold loan.

    A CIBIL score tells a lot about the person and how much likely is the person to give back the loan.

    Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

    The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

    Gold Loan Karaikudi Agents and Contact Number

    If you do not want to miss out on any offer on a gold loan then Dialabank is here for you to keep updated and also to help you get the loan

    Dialabank is the leading agent for availing Gold Loan in Karaikudi.

    You can apply online at www.dialabank.com or give a call at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

    Pre Calculated EMI Table for Gold Loan Karaikudi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Karaikudi

    Karaikudi is a greater municipality in Sivaganga district in the Indian state of Tamil Nadu. It is the 20th largest urban agglomeration of Tamil Nadu based on the 2011 census data. It is part of the area commonly referred to as “Chettinad” and has been declared a heritage town by the Government of Tamil Nadu, on account of the palatial houses built with limestone called karai veedu.