Major Gold Loan Providers in Karwar
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Karwar Features
With the Gold Loan available to you, you do not need to worry about financial problems. The loan is secured so it requires less paperwork and it can get approved within 48 hours after the process of verification.
Gold Loan Karwar comes with financial aids at the most affordable rates. The applicant must have a stable and good income source as well as a good credit history which also makes the process of verification and approval faster.
Due to the fluctuation in the market value of gold, you can get a loan amount of up to 75% of the gold market price.
Gold Loan Karwar Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Karwar
- Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photos.
Additional Documents Required for Gold Loan Karwar
- Land Proof: In Agriculture Loan of over Rs. 1 lac. The same is not the need for allied agriculture purposes.
- A Demand Promissory Note.
- Certification by the Jewel Appraiser (Bank will arrange).
- Proof of Income: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Karwar
- The minimum age should be 21 years and a maximum of up to 60 years.
- Must be an Indian National.
How to Apply for Gold Loan Karwar
Online Process to Apply for Gold Loan Karwar
You can even apply for the HDFC Bank Gold Loan at the Dialabank website.
You just need to fill an online form.
Then, you will get a call from our representative. You will also get a doorstep document pick-up facility.
For more details, you can call on 9878981144 anytime.
Dialabank is counted amongst the most respectable platforms to apply for a gold loan online because of its various services:
- Dialabank is India’s first financial helpline; it offers the best financial services across the country.
- Dialabank has a free of cost guidance policy for its customers. So there are no further charges to apply for a gold loan online on the website of Dialabank.
- You can also enjoy a high LTV of your gold.
- The bank has a very good reputation amongst the customers as we provide the best and faster services.
- You will even get a low HDFC best Gold Loan Interest Rate if you choose to apply for a gold loan on Dialabank.
- Dialabank even offers a doorstep document pickup facility to ease the process for its customers.
- When you apply for a gold loan through Dialabank, very little paperwork is needed.
- Our Relationship Managers are trained to guide and assist you in the complete process of Gold Loan.
Offline Process to Apply for Gold Loan Karwar
The nearby branches are also available if the applicant chooses an offline process. In order to do so, search Gold Loan near me on google. The search will show all the banks and finance companies that are providing loans near you. After that, you will be required to select them with your experience and knowledge, but Dialabank can do that in order to make the process quicker and better for you.
You will also be required to visit various departments to apply for the gold loan and before the approval of your gold loan, you will need to visit many times more.
HDFC Gold Loan branches and Muthoot Gold Loan offer much faster service than many banks and finance companies.
You can also obtain loans from HDFC Gold Loan Branches. To locate a branch that is near you, search Muthoot Gold Loan nearby. Google will get you all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Karwar
CIBIL Score Required for Gold Loan Karwar
A good CIBIL score is very important before you choose to apply for a jewel loan as almost every lending institution has its criteria of the minimum CIBIL score required to process a Gold Loan application in Karwar. A minimum score of 750 is required to process your loan application.
The institutions consider a detailed behavior of the previous loan as well so the CIBIL score is not the only criterion. The details include the type of loan as well as the amount borrowed. A fresh loan can face difficulty in approval if there is any late payment during the previous loans taken. It is very important to have a good CIBIL score before applying for a loan.
Gold Loan Karwar Agents
Dialabank stands as the leading as well as the most reliable gold loan agent in Karwar. Apply online at www.dialabank.com or give a call at 9878981144
By providing a detailed and well-structured market comparison of several bank branches and finance companies, Dialabank helps you in finding the most suitable option for you. With this, you do not need to worry about the confusing information and process and you can focus solely on making the right decision. Visit our website www.dialabank.com and fill an online form with a few details and then our customer relationship managers will get in touch with you.
Gold Loan Karwar Contact Number
Call on 9878981144 to get instant help and Gold Loan approval in Karwar right now.
Pre Calculated EMI Table for Gold Loan Karwar
Karwar which was formerly known as Carwar is a city in the state of Karnataka that lies on the mouth of the river Kali. The Rabindranath Tagore beach with Rock Garden, Karwar Beach, and Kurumgad Island add to the mesmerizing experience of the Karwar.
Table of Contents
- 1 Major Gold Loan Providers in Karwar
- 2 Gold Loan Karwar Features
- 3 Gold Loan Karwar Interest Rates
- 4 Documents for Gold Loan Karwar
- 5 Additional Documents Required for Gold Loan Karwar
- 6 Eligibility Criteria for Gold Loan Karwar
- 7 How to Apply for Gold Loan Karwar
- 8 Online Process to Apply for Gold Loan Karwar
- 9 Offline Process to Apply for Gold Loan Karwar
- 10 Processing Fees / Prepayment Charges on Gold Loan Karwar
- 11 CIBIL Score Required for Gold Loan Karwar
- 12 Gold Loan Karwar Agents
- 13 Gold Loan Karwar Contact Number
- 14 Pre Calculated EMI Table for Gold Loan Karwar
- 15 About Karwar