Gold Loan Karwar

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Karwar

    Major Gold Loan Providers in Karwar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Karwar Features

    gold loan karwar

    With the Gold Loan available to you, you do not need to worry about financial problems. The loan is secured so it requires less paperwork and it can get approved within 48 hours after the process of verification.

    Gold Loan Karwar comes with financial aids at the most affordable rates. The applicant must have a stable and good income source as well as a good credit history which also makes the process of verification and approval faster.

    Due to the fluctuation in the market value of gold, you can get a loan amount of up to 75% of the gold market price.

    Gold Loan Karwar Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Karwar

    1. Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photos.

    Additional Documents Required for Gold Loan Karwar

    1. Land Proof: In Agriculture Loan of over Rs. 1 lac. The same is not the need for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certification by the Jewel Appraiser (Bank will arrange).
    4. Proof of Income: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Karwar

    1. The minimum age should be 21 years and a maximum of up to 60 years.
    2. Must be an Indian National.


    gold loan

    How to Apply for Gold Loan Karwar

    Online Process to Apply for Gold Loan Karwar

    You can even apply for the HDFC Bank Gold Loan at the Dialabank website.

    You just need to fill an online form.

    Then,  you will get a call from our representative. You will also get a doorstep document pick-up facility.

    For more details, you can call on 9878981144 anytime.

    Dialabank is counted amongst the most respectable platforms to apply for a gold loan online because of its various services:

    1. Dialabank is India’s first financial helpline; it offers the best financial services across the country.
    2. Dialabank has a free of cost guidance policy for its customers. So there are no further charges to apply for a gold loan online on the website of Dialabank.
    3. You can also enjoy a high LTV of your gold.
    4. The bank has a very good reputation amongst the customers as we provide the best and faster services.
    5. You will even get a low HDFC best Gold Loan Interest Rate if you choose to apply for a gold loan on Dialabank.
    6. Dialabank even offers a doorstep document pickup facility to ease the process for its customers.
    7. When you apply for a gold loan through Dialabank, very little paperwork is needed.
    8. Our Relationship Managers are trained to guide and assist you in the complete process of Gold Loan.

    Offline Process to Apply for Gold Loan Karwar

    The nearby branches are also available if the applicant chooses an offline process. In order to do so, search Gold Loan near me on google. The search will show all the banks and finance companies that are providing loans near you. After that, you will be required to select them with your experience and knowledge, but Dialabank can do that in order to make the process quicker and better for you.

    You will also be required to visit various departments to apply for the gold loan and before the approval of your gold loan, you will need to visit many times more.

    HDFC Gold Loan branches and Muthoot Gold Loan offer much faster service than many banks and finance companies.

    You can also obtain loans from HDFC Gold Loan Branches. To locate a branch that is near you, search Muthoot Gold Loan nearby. Google will get you all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Karwar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Karwar

    A good CIBIL score is very important before you choose to apply for a jewel loan as almost every lending institution has its criteria of the minimum CIBIL score required to process a Gold Loan application in Karwar. A minimum score of 750 is required to process your loan application.

    The institutions consider a detailed behavior of the previous loan as well so the CIBIL score is not the only criterion. The details include the type of loan as well as the amount borrowed. A fresh loan can face difficulty in approval if there is any late payment during the previous loans taken. It is very important to have a good CIBIL score before applying for a loan.

    Gold Loan Karwar Agents

    Dialabank stands as the leading as well as the most reliable gold loan agent in Karwar. Apply online at www.dialabank.com or give a call at 9878981144

    By providing a detailed and well-structured market comparison of several bank branches and finance companies, Dialabank helps you in finding the most suitable option for you. With this, you do not need to worry about the confusing information and process and you can focus solely on making the right decision. Visit our website www.dialabank.com and fill an online form with a few details and then our customer relationship managers will get in touch with you.

    Gold Loan Karwar Contact Number

    Call on 9878981144 to get instant help and Gold Loan approval in Karwar right now.

    Pre Calculated EMI Table for Gold Loan Karwar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Karwar

    Karwar which was formerly known as Carwar is a city in the state of Karnataka that lies on the mouth of the river Kali. The Rabindranath Tagore beach with Rock Garden, Karwar Beach, and Kurumgad Island add to the mesmerizing experience of the Karwar.

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.