Major Gold Loan Providers in Khanna
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Khanna Features
Running Out of cash?
No idea what to do?
Don’t worry Gold Loan is available for you, at a very affordable interest rate and with less documentations and your loan will be approved within 48 hours after the verification.
Furthermore, you can get a loan up to 75 per cent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Khanna Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Khanna
All you need is Proof of identity in which need to show (Passport Copy/ Voters ID card/ Driving License/Aadhaar card) and also address proof that can be (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate)
The signature proof is required and 2 passport-sized photographs.
Additional
Land Proof: In case of Agriculture Loan of more than Rs. 1 lac and a Demand Promissory Note and a Certificate by the Jewel Appraiser (Bank will arrange) and also Income Proof i.e Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Khanna
The minimum age of the individual should be 21 years and the maximum can be up to 60 years, Indian Nationality.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Khanna
Online Process to Apply for Gold Loan Khanna
- Apply online at Dialabank website
- Just fill the simple form
- You will get a call back from our representative.
- You will get a document to pick up facility.
You can call on 9878981166 anytime, for more information.
Dialabank is considered as the best platform to apply for a gold loan online. Reason:
- India’s first financial helpline
- Best financial services to customers
- High LTV of your gold
- Good reputation among the customers
- you apply for a gold loan per gram on Dialabank
- Door Step facility is been provided for documents pickup
- little paperwork is required
- The trained team will guide you throughout the process
- low HDFC Gold Loan Interest Rate at Dialabank
You can call on 9878981166 anytime, for more information.
Offline Process to Apply for Gold Loan Khanna
Muthoot Gold Loan, HDFC Gold Loan and other banks are also providing offline service. But, you have to visit those departments and apply for the loan and have to visit many times.
Whereas, Dialabank can do that for you in a quicker and better manner.
Processing Fees / Prepayment Charges on Gold Loan Khanna
CIBIL Score Required for Gold Loan Khanna
CIBIL score is very important
Less score can act as a barrier
750 is the minimum score
Detailed behaviour on the previous loans will be checked
Delayed payments can create problem while processing.
Gold Loan Khanna Agents
One of the leading and most trusted gold loan agents in Khanna is Dialabank. You can apply online at the Dialabank website or give a call at 9878981166
- detailed and structured market comparison
- no need to worry about the complex information and process
- help you to make the right choice
Gold Loan Khanna Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Khanna right now.
Pre Calculated EMI Table for Gold Loan Khanna
About Khanna
Khanna is a city which is famous for its Asia’s largest grain market and a municipal council in the Ludhiana district of Punjab, India.
