Gold Loan Kharagpur

Best Banks for Gold Loan in Kharagpur

Gold Loan Kharagpur Features

A gold loan provides a customer with an instant amount after the approval of a loan from the bank at a low rate of interest and for a given period. Furthermore, the Gold Loan comes in the category of secured loans so the rate of interest is quite low as compared to other loans.

Planning for something like a wedding or purchasing an expensive birthday gift, whenever you are running out of funds, the Gold loan comes to your rescue. In such need of emergency, it would be the best option to use your gold rather than keeping them in the locker.

Gold Loan Kharagpur Interest Rates – Apr 18 2024

Gold Loan Per Gram For All Major Bank in Kharagpur – Apr 18 2024

Gold Loan Eligibility Criteria in Kharagpur

Documents for Gold Loan Kharagpur

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Gold Loan in Kharagpur Eligibility Criteria 

1. The minimum age requirements for the individual should be 21 years.
2. And maximum up to 60 years.
3. Should be an Indian National.

How to Apply for Gold Loan Kharagpur

Online Process to Apply for Gold Loan Kharagpur

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC, and others through Dialabank online by filling up a simple user-friendly form.

In very short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.For further information, you can call on 9878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
4. Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank, and many others.
5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
8. Processing your gold loan per gram through Dialabank requires minimum paperwork.
9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Kharagpur

The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.

But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Kharagpur

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Kharagpur

There is no need for the CIBIL score for Gold loan Kharagpur.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Kharagpur