GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Kharar

    Major Gold Loan Providers in Kharar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Kharar Features

    gold loan KhararGold Loan is the best option available for the loan seekers at the lowest possible interest rates. Several financing authorities are available in the market dealing with Gold Loan. The borrower should go for the best deal with the best offer available. Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with absolute ease and with a fast process. In India, several lending institutions, private banks, and credit unions are available that provide Loan against Gold at a Low Gold loan Interest Rate.

    Gold Loan Kharar Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Kharar

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Kharar

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Kharar

    1. The applicant should be at least 21 years of age.
    2. He/she should not be more than 60 years of age.
    3. Should be an Indian National.


    gold loan

    How to Apply for Gold Loan Kharar

    Dialabank is considered as the best platform to apply for a gold loan online because:

    1. We do not charge any sort of fee from our customers.
    2. Dialabank is India’s first financial helpline.
    3. Our relationship managers are always available for you.
    4. Hassle-free documentation.
    5. Free doorstep document pickup facility available.
    6. Lowest rate of interest available.
    Online Process to Apply for Gold Loan Kharar

    You can apply for the Gold Loan per gram at Dialabank online. The process is straightforward and simple. For more information, you can call on 9878981166.

    1. Click on dialabank.com.
    2. Fill in all the details required in the form.
    3. Click on request a quote.
    4. Wait as our relationship manager will soon contact you.
    Offline Process to Apply for Gold Loan Kharar

    You also have an option to avail of a gold loan in Kharar offline. All you have to do is search for banks and NBFCs online and then visit them to check which one suits your requirement to the best.

    But, this can take a lot of time and can also be tiresome. So, apply with DialaBank right away and get the best value for your gold within 24 hours of applying. For any queries contact on 9878981166.

    Processing Fees / Prepayment Charges on Gold Loan Kharar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kharar

    CIBIL score requirement is not persisting to Gold loan in Kharar.

    Gold Loan Kharar Agents

    Since Dialabank is associated with several lending institutions it is the leading agent for availing Gold Loan in Kharar.

    We will offer you the best deals available in the market across various banks and NBFCs and our relationship manager will assist you in choosing the right bank for yourself.

    You can apply online at www.dialabank.com or give a call at 9878981166.

    Gold Loan Kharar Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Kharar.

    Pre Calculated EMI Table for Gold Loan Kharar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kharar

    Kharar is a town and a municipal council in Sahibzada Ajit Singh Nagar district in the state of Punjab. Kharar is located at an average elevation of 309 meters. It is near Chandigarh and is often referred to as “Greater Mohali” due to its close proximity to Mohali. It has proximity to malls and various Universities attracting students from across the world.

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