Major Gold Loan Providers in Kharghar
Gold Loan Kharghar Features
Are you looking for financial assistance, Gold loan might be the right choice for you. It has a low rate of interest as compared to other loan options in the market. It is a simple and hassle-free process, with minimal documentation. It comes under the secured loan as you have to mortgage your Gold for the finances. It is readily available in the market and can be availed at any time.
- There are no hidden charges in the gold loansKharghar.
- In contrast to services like personal loans, the gold loan has the least interest rate as banks keep security against the loan.
- If you are eligible and have all the documents, then the gold loan gets quickly approved.
- The applicant’s credit history does not matter as he is mortgaging his gold.
- There is no need for a third person.
- The personal loan is also known as a multipurpose loan. You can use this loan for any purpose. It can be a wedding, vacations, business, medical, or any other personal need.
Gold Loan Kharghar Interest Rates
Documents for Gold Loan Kharghar
- 2 passport size photographs.
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
Eligibility Criteria for Gold Loan Kharghar
- He/she should be a resident of India.
- He/she should of 21 years of age and above.
- He/she should not be more than 60 years of age.
How to Apply for Gold Loan Kharghar
Dialabank is considered as the best online platform to apply for a gold loan online because of the following reasons:
- Dialabank is India’s first financial helpline.
- The bank has a good reputation among the customers because of its best services.
- If you apply for a gold loan on Dialabank, then you will get a low-Interest Rate.
- Dialabank provides a document pickup facility from the doorstep of the customer.
- There are no additional charges of applying for a gold loan online on the website of Dialabank.
- Very less paperwork is required.
- You will get a high LTV of your gold with DialaBank.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Online Process to Apply for Gold Loan Kharghar
The process of applying for a gold loan is simple with DialaBank. Just follow the steps below:
- Click on dialabank.com
- Fill in the required information like name, income, location, looking for gold loan, etc.
- Click on request a quote.
- Wait for our relationship manager to contact you.
Offline Process to Apply for Gold Loan Kharghar
The applicant also has an option to avail of Gold Loan from the nearby branches in the city. Just, search Gold Loan near me on google. It will enlist all the neighboring banks and NBFCs from where you can avail of the loan.
But, it can be a very tiring and time-consuming process. Therefore, it is best to apply online with DialaBank to get the best offers on gold loans across all lending institutes. You can also contact on the number 9878981166.
Processing Fees / Prepayment Charges on Gold Loan Kharghar
CIBIL Score Required for Gold Loan Kharghar
There is no CIBIL score requirement in case of a gold loan.
Gold Loan Kharghar Agents
Dialabank is the leading agent for gold loans. It has its reach throughout the country and with several banks and NBFCs. So, according to your need and requirement, you may choose from several options available at DialaBank with a minimum rate of interest on loans.
You can apply online at www.dialabank.com or give a call at 9878981166 for further assistance.
Gold Loan Kharghar Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Kharghar.
Pre Calculated EMI Table for Gold Loan Kharghar
Kharghar is a node of Navi Mumbai’s smart city. It is situated at the Northernmost tip of Raigad district. It was developed by the City and Industrial Development Corporation i.e. CIDCO. Kharghar is located on the Sion Panvel Highway at one and half hour drive during peak traffic hours from the heart of Mumbai city.