Gold Loan Khurja

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    Gold Loan Khurja

    Major Gold Loan Providers in Khurja

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Khurja Features

    Gold Loan Khurja

    Why worry about your financial conditions when Gold Loan Khurja is available for you? Gold Loan Khurja is a secured loan that requires minimal paperwork. You can get a gold loan within no time since the verification and approval process is smooth.

    Why Gold Loan Khurja?

    Gold Loan Khurja ensures to provide financial help to all its customers facing a cash shortage. They provide gold loans at affordable interest rates. Generally, there are no specific criteria for gold loans. It is simple. If a person has gold, he or she is eligible for a gold loan.

    Otherwise, if an applicant has a decent source of income along with a good credit history, it increases their chances of getting all kinds of loans, including gold loans.

    Since the market price of the Gold is always going up or down, you can receive a loan amount of up to 75 percent of its market value.

    Gold Loan Khurja Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Khurja

    1. Two Passport-size photographs
    2. Identity Proof – Passport, Aadhar, Voter ID, etc.
    3. Signature Proof – Passport, Banker’s verification, Cheque, etc.
    4. Address Proof – Telephone Bills, Sales Tax, Electricity Bill, etc.

    Additional Documents Required for Gold Loan Khurja

    Some additional documents required for Gold Loan approval are as follows:

    • Income Proof includes a salary certificate and Form no.16.
    • Land Proof is not required for an agriculture loan of more than Rs 1 lac.
    • A demand for Promissory Note
    • Certificate from the Jewel Valuator ( arranged by Bank)

    Eligibility Criteria for Gold Loan Khurja

    1. Candidate should fall within the age criteria i.e. between 21 years to 60 years.
    2. Possessing Indian Nationality is mandatory.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Khurja

    Online Process to Apply for Gold Loan Khurja 

    The online process to apply for Gold Loan Khurja is very easy.

    You can visit Dialabank, fill a simple online form and our customer relationship managers will connect with you.

    After they’re are connected, they will help you avail the document pick-up facility from your doorstep.

    You can know more by calling on 9878981166

    Acknowledged as the best platform for financial help, Dialabank surely has many reasons to lead to be someone’s preference:

    1. Dialabank is renowned as the first and the best financial helpline across the nation.
    2. Dialabank does not charge a single penny from customers. You can apply for a loan without paying anything.
    3. Document pick-up facility of Dialabank is helpful for boosting the verification process.
    4. We provide a high LTV of your gold.
    5. You can get low-interest rates for gold loans on Dialabank.
    6. Dialabank has a good image in the eyes of consumers because of its fast services.
    7. The paperwork requires is minimal.
    8. Friendly relationship managers that assist you through the whole process.
    Offline Process to Apply for Gold Loan Khurja

    Availing Gold Loan from the nearby branches is also a choice for offline loan applications. This involves a huge survey and gathering of information regarding different Gold Loan options available and presenting them structurally to help the customer in making the right choice.DialaBank sorts out this process by providing efficient information with just a click.

    To get your loan approved, you have to visit a few departments regularly. Hence, it is a time-consuming process. Dialabank not only saves your time but also energy by providing facilities like document pick-up process and financial helpline number.

    Processing Fees / Prepayment Charges on Gold Loan Khurja

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Khurja

    CIBIL score is not required for Gold loans, while for other loans its should be more than 750 for being eligible to take a loan.

    Gold Loan Khurja Agents

    For Gold Loan Khurja Agents, Dialabank is the most trusted name in the market. Just visit Dialabank or make a call at 9878981166.

    Dialabank assists you by providing a structured market comparison of banks and NBFCs. By making the complex information easier, it helps you make the right choice for yourself. The process is simpler. You can visit DialaBank, fill a form with personal and employment details, and submit it. After that, our relationship managers will get in touch with you for all kinds of help.

    Gold Loan Khurja Contact Number

    We are happy to help you out with all your queries, Just give a ring at 9878981166.

    Pre Calculated EMI Table for Gold Loan Khurja

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Khurja

    In the Bulandshahar district of Uttar Pradesh, Khurja is a small city. It is known as the “City of Ceramics” or “The Ceramics City” because of its renowned ceramic works. Other than that, it is famous for its Devi temple, Thermal power plant, and Logistics Park. Besides, there is a famous sweet of Khurja which is called “Khurchan”. This town should be on the checklist if someone is visiting Bulandshahar.

     

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.