Best banks for Gold Loans in Kishanganj
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Kishanganj Features
Are you planning a trip?
Do you need instant money?
While talking about instant money, Gold loans are the best considerable option for those who have gold. They require minimum documentation or paperwork for the verification and approval process.
What are some Gold Loan Kishanganj features?
Gold Loan Kishanganj provides instant financial services at affordable interest rates to its customers. To avail of a gold loan, the claimant has to provide a good credit history with a decent and regular source of income.
Furthermore, you only can take a loan of up to 75 percent of the market value of Gold as its market price is ever-fluctuating.
Gold Loan Rate Per Gram Today in Kishanganj
Updated - Gold Loan Per Gram Rate w.e.f Mar 29 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Kishanganj Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Kishanganj Documents required
- Proof of Identity should be Passport Copy/ Voters ID card/ Driving License/Aadhaar card or other recognized ID.
- Address Proof should be: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate or recognized Utility bills.
- Signature Proof: Driving License/Banker’s verification/cheque or Passport Copy can be used for Signature proof.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kishanganj
- The bank needs to provide a Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
- Land Proof should be needed for Agriculture Loan of more than Rs. 1 lac.
- A Demand Promissory Note.
Gold Loan in Kishanganj Eligibility Criteria
- The minimum age of the claimant should be 21 years and a maximum of up to 60 years.
- The claimant should recognize themselves as an Indian national.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Kishanganj
Online Process to Apply for Gold Loan Kishanganj
Dialabank is considered as the leading gold loan agent of Gold Loan Kishanganj.
You just have to visit the website, register there, and our customer relationship managers will connect with you to help out.
Here’s why Dialabank is the best platform for an online gold loan application:
- Dialabank is India’s first financial helpline which serves customers in every corner of the nation.
- The bank holds goodwill in the market because of its fast consumer services.
- No additional charges are asked while applying through Dialabank.
- The document pick-up facility by the bank allows a faster verification process.
- Low gold loan interest rate expected through Dialabank.
- It requires the least amount of documentation or paperwork at Dialabank.
- The Relationship managers of Dialabank are trained to assist the customer in every case.
Offline Process to Apply for Gold Loan Kishanganj
The offline process for Gold Loan Kishanganj is simple. You just need to search for the best banks and NBFCs near you to avail of Gold Loan and then, you can select and call the bank that suits your knowledge and preference.
After this, you have to visit that bank again and again until the loan gets approved.
Thus, Dialabank helps in easing this process by faster verification and approval at the comfort of your home.
Processing Fees / Prepayment Charges on Gold Loan Kishanganj
CIBIL Score Required for Gold Loan Kishanganj
Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. Thus, No CIBIL score is required for Gold Loan Kishanganj.