⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Kishanganj

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Best banks for Gold Loans in Kishanganj

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Kishanganj Features

gold loan kishanganj

Are you planning a trip?

Do you need instant money?

While talking about instant money, Gold loans are the best considerable option for those who have gold. They require minimum documentation or paperwork for the verification and approval process.

What are some Gold Loan Kishanganj features?

Gold Loan Kishanganj provides instant financial services at affordable interest rates to its customers. To avail of a gold loan, the claimant has to provide a good credit history with a decent and regular source of income.

Furthermore, you only can take a loan of up to 75 percent of the market value of Gold as its market price is ever-fluctuating.

Gold Loan Rate Per Gram Today in Kishanganj

Updated - Gold Loan Per Gram Rate w.e.f 1st Jan 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Kishanganj Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Kishanganj Documents required

  1. Proof of Identity should be Passport Copy/ Voters ID card/ Driving License/Aadhaar card or other recognized ID.
  2. Address Proof should be: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate or recognized Utility bills.
  3. Signature Proof: Driving License/Banker’s verification/cheque or Passport Copy can be used for Signature proof.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Kishanganj

  1. The bank needs to provide a Certificate by the Jewel Appraiser.
  2. Income Proof: Salary Certificate and Form No.16
  3. Land Proof should be needed for Agriculture Loan of more than Rs. 1 lac.
  4. A Demand Promissory Note.

Gold Loan in Kishanganj Eligibility Criteria

  1. The minimum age of the claimant should be 21 years and a maximum of up to 60 years.
  2. The claimant should recognize themselves as an Indian national.


gold loan at 7%

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How to Apply for Gold Loan Kishanganj

Online Process to Apply for Gold Loan Kishanganj

Dialabank is considered as the leading gold loan agent of Gold Loan Kishanganj.

You just have to visit the website, register there, and our customer relationship managers will connect with you to help out.

Here’s why Dialabank is the best platform for an online gold loan application:

  1. Dialabank is India’s first financial helpline which serves customers in every corner of the nation.
  2. The bank holds goodwill in the market because of its fast consumer services.
  3. No additional charges are asked while applying through Dialabank.
  4. The document pick-up facility by the bank allows a faster verification process.
  5. Low rates of interest are expected through Dialabank.
  6. It requires the least amount of documentation or paperwork at Dialabank.
  7. The Relationship managers of Dialabank are trained to assist the customer in every case.
Offline Process to Apply for Gold Loan Kishanganj

The offline process for Gold Loan Kishanganj is simple. You just need to search for the best banks and NBFCs near you to avail of Gold Loan and then, you can select and call the bank that suits your knowledge and preference.

After this, you have to visit that bank again and again until the loan gets approved.

Thus, Dialabank helps in easing this process by faster verification and approval at the comfort of your home.

Processing Fees / Prepayment Charges on Gold Loan Kishanganj

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kishanganj

Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. Thus, No CIBIL score is required for Gold Loan Kishanganj.

Gold Loan Kishanganj Agent and Contact number

If you don’t want to miss out on any scheme on a gold loan than dialabank is here for you to keep updated and help you get the loan. You can visit Dialabank or ring at 9878981166.

Dialabank is acknowledged as one of the leading agents for availing Gold Loan in Kishanganj.

Dialabank aids its customers by providing the best affordable interest rates. The adequate comparison of various banks and NBFCs helps in making the right choice. Visit our website, fill and submit a simple form. Once you’re done with it, our customer relationship managers will soon get in touch with you.

Pre Calculated EMI Table for Gold Loan Kishanganj

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kishanganj

Kishanganj, which was previously part of Purnia district, is part of the Mithila region. Mithila first gained prominence after being settled by Indo-Aryan peoples who established the Mithila Kingdom (also called Kingdom of the Videhas). During the late Vedic period (c. 1100–500 BCE), the Kingdom of the Videhas became one of the major political and cultural centers of South Asia, along with Kuru and Pañcāla. The kings of the Kingdom of the Videhas were called Janakas

हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन किशनगंज

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