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AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Kishanganj

    Best banks for Gold Loans in Kishanganj

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Kishanganj Features

    gold loan kishanganj

    Are you planning a trip?

    Do you need instant money?

    While talking about instant money, Gold loans are the best considerable option for those who have gold. They require minimum documentation or paperwork for the verification and approval process.

    What are some Gold Loan Kishanganj features?

    Gold Loan Kishanganj provides instant financial services at affordable interest rates to its customers. To avail of a gold loan, the claimant has to provide a good credit history with a decent and regular source of income.

    Furthermore, you only can take a loan of up to 75 percent of the market value of Gold as its market price is ever-fluctuating.

    Gold Loan Rate Per Gram Today in Kishanganj

    Updated - Gold Loan Per Gram Rate w.e.f Jul 26 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Kishanganj Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Kishanganj Documents required

    1. Proof of Identity should be Passport Copy/ Voters ID card/ Driving License/Aadhaar card or other recognized ID.
    2. Address Proof should be: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate or recognized Utility bills.
    3. Signature Proof: Driving License/Banker’s verification/cheque or Passport Copy can be used for Signature proof.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Kishanganj

    1. The bank needs to provide a Certificate by the Jewel Appraiser.
    2. Income Proof: Salary Certificate and Form No.16
    3. Land Proof should be needed for Agriculture Loan of more than Rs. 1 lac.
    4. A Demand Promissory Note.

    Gold Loan in Kishanganj Eligibility Criteria

    1. The minimum age of the claimant should be 21 years and a maximum of up to 60 years.
    2. The claimant should recognize themselves as an Indian national.


    gold loan

    How to Apply for Gold Loan Kishanganj

    Online Process to Apply for Gold Loan Kishanganj

    Dialabank is considered as the leading gold loan agent of Gold Loan Kishanganj.

    You just have to visit the website, register there, and our customer relationship managers will connect with you to help out.

    Here’s why Dialabank is the best platform for an online gold loan application:

    1. Dialabank is India’s first financial helpline which serves customers in every corner of the nation.
    2. The bank holds goodwill in the market because of its fast consumer services.
    3. No additional charges are asked while applying through Dialabank.
    4. The document pick-up facility by the bank allows a faster verification process.
    5. Low gold loan interest rate expected through Dialabank.
    6. It requires the least amount of documentation or paperwork at Dialabank.
    7. The Relationship managers of Dialabank are trained to assist the customer in every case.
    Offline Process to Apply for Gold Loan Kishanganj

    The offline process for Gold Loan Kishanganj is simple. You just need to search for the best banks and NBFCs near you to avail of Gold Loan and then, you can select and call the bank that suits your knowledge and preference.

    After this, you have to visit that bank again and again until the loan gets approved.

    Thus, Dialabank helps in easing this process by faster verification and approval at the comfort of your home.

    Processing Fees / Prepayment Charges on Gold Loan Kishanganj

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kishanganj

    Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. Thus, No CIBIL score is required for Gold Loan Kishanganj.

    Gold Loan Kishanganj Agent and Contact number

    If you don’t want to miss out on any scheme on a gold loan than dialabank is here for you to keep updated and help you get the loan. You can visit Dialabank or ring at 9878981166.

    Dialabank is acknowledged as one of the leading agents for availing Gold Loan in Kishanganj.

    Dialabank aids its customers by providing the best affordable interest rates. The adequate comparison of various banks and NBFCs helps in making the right choice. Visit our website, fill and submit a simple form. Once you’re done with it, our customer relationship managers will soon get in touch with you.

    Pre Calculated EMI Table for Gold Loan Kishanganj

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kishanganj

    Kishanganj, which was previously part of Purnia district, is part of the Mithila region. Mithila first gained prominence after being settled by Indo-Aryan peoples who established the Mithila Kingdom (also called Kingdom of the Videhas). During the late Vedic period (c. 1100–500 BCE), the Kingdom of the Videhas became one of the major political and cultural centers of South Asia, along with Kuru and Pañcāla. The kings of the Kingdom of the Videhas were called Janakas

    हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन किशनगंज