Major Gold Loan Providers in Kochi
Gold Loan Kochi Features
Running short out of cash? Do not know what to do? Do not worry Gold Loan is available for you. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.
GoldLoan Delhi loan provides financial aid to the customers at the best affordable interest rates.The borrower requires a stable and reliable source of income to secure a Gold loan, and has a strong credit background, which will make the process of verification and approval of loans quicker.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Rate Per Gram Today in Kochi
Updated - Gold Loan Per Gram Rate
Gold Loan Kochi Interest Rates and charges
Documents for Gold Loan Kochi
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Delhi
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Kochi
- The minimum age of the individual should be 21 years and maximum up to 60 years.
- Must be having Indian Nationality.
How to Apply for Gold Loan Kochi
Online Process to Apply for Gold Loan Kochi
You can apply for the HDFC Bank Gold Loan at Dialabank.
You just have to fill a simple form online.
After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.
For more information, you can call on 9878981166 anytime.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this, some of them are:
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- One more thing is that you will get a high LTV of your gold.
- Besides that, the bank has a good reputation among the customers because of its best and fast services.
- If you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
- Dialabank provides a document pickup facility from the doorstep of the customer to ease the process.
- Also, while applying for a gold loan through Dialabank, very little paperwork is required.
- Finally, the Relationship managers are trained thoroughly to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Kochi
The applicant also has an option to avail of Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.
Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.
Some banks and finance company where this process is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.
You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
CIBIL Score Required for Gold Loan Kochi
Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Kochi. Most institutions require a minimum score of 750 to process your loan application.
Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.
Gold Loan Kochi Agents and Contacts
One of the leading and most trusted gold loan agents in Delhi is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166