About Gold Loan Kondotty
Major Gold Loan Providers in Kondotty
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Kondotty Features
Looking for a flexible and feasible financial asset security?
Here’s why you should opt for a Gold Loan!
Kondotty Gold Loan alludes as taking an advance loan against your Gold adornments or gems, which helps you to handle money related emergencies, like higher education, wedding, excursions, obligation in repayment of debt, purchasing a house and so on.
- You could benefit Loan up to Rs.1 Crore or more and up to 70% of significant worth for any reason.
- You get 100% Safety and Security of your Gold.
- Get your Loan affirmed in under 30 minutes.
- Feasible Liquidity.
- No EMI, Service just Interest and appreciate the Loan office
- Lower Rate of interest
- Quick preparing and basic documentation process.
- Overdraft limit changes according to showcase.
Benefits of Gold Loan Kondotty
- Loan Amount – A maximum amount of Rs.10,00,00.
- EMI options – Hassle free payment of EMIs.
- Instant liquidity – Enjoy liquidity of cash at any time. Generate instant money.
- Security – The customer can be relaxed their gold is in safe hands.
Gold Loan Kondotty Interest Rates
Credit against the gold loan advance is a way more economical when contrasted with other advance instruments. Gold is viewed as a type of security from the bank’s viewpoint. Gold Loan Kondotty is the most ideal alternative among a plenty of advance instruments. Gold Loan Kondotty financing cost changes as per the risk related with the resource.
- Loan Interest rate 10.70 %
- Also, offer low processing fee 0.85%
- Further, pre-closer charges range from 0-2 %.
- Besides Tenure minimum of six months; maximum five year
- Lastly Amount – Thousand to a crore.
Know More – Gold Loan Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Kondotty
Evidence of Identity: Passport/Voters ID/Aadhaar card/Driving License.
Address Proof: Ration card/Electricity Bill/Passport/Trade permit/Shop License/Sales Tax testament.
Signature Evidence : Passport/Driving License/Banker’s confirmation/check.
2 colored visa or passport size photos
Additional Documents Required for Gold Loan Kondotty
- Land Evidence : In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will look into it).
- Income Evidence : Salary Certificate and Form No.16
Know More – Gold Loan: Factors to Remember
Eligibility Criteria for Gold Loan Kondotty
The age of the client should all the more than 18.
From that point onward, the client ought to have a citizenship of India.
The client ought to have gold in a proper structure.
In conclusion, the weight of the gold ought to be 18 karats – 22 karats.
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Kondotty
Online Process to Apply for Gold Loan Kondotty
A candidate can apply for the HDFC Bank Gold Loan at Dialabank.
You will have to fill an online application form on the web.
From that point onward, you will get a call back from our agent. Moreover, your documentation procedure will be taken forward from your doorstep.
For more data, you can call on 9878981166 anytime.
Dialabank is considered as the best stage to apply for a gold loan advance on the web. There are a significant number of purposes for this, some of them are:
Dialabank is India’s first money related helpline; it offers the best monetary types of assistance to clients everywhere throughout the nation.
Dialabank guides the clients liberated from cost. That is, there are no extra charges of applying for a gold credit online on the site of Dialabank.
One more thing is that you will get a high LTV of your gold.
Other than that, the bank has a decent notoriety among the clients in light of its best and quick administrations.
On the off chance that you apply for a gold credit on Dialabank, at that point you will get a low HDFC Gold Loan Interest Rate.
Dialabank provides a report and document collection right from the doorstep of the client to facilitate the procedure.
Likewise, while applying for a gold credit through Dialabank, next to no desk work is required.
At long last, the Relationship directors are prepared completely to guide and serve you in the whole procedure of availing Gold Loan.
Offline Process to Apply for Gold Loan Kondotty
The candidate likewise has a choice to benefit of Gold Loan from the close by branches. To do as such, search Gold Loan close to me on google. It will enroll all the parts of banks and account organizations giving advances close to you. You have to choose them as per your inclination and information, however Dialabank can do that for you in a swifter and better way.
At that point you need to visit those branches and apply for the credit and a regular visit is required before the loan advance gets endorsed.
A few banks and fund organization where this procedure is a lot quicker is HDFC Gold Loan branches and Muthoot Gold Loan branches.
You can benefit advances from HDFC Gold Loan Branches. Just as to discover a branch that is close by, search Muthoot Gold Loan close to me. The web will enroll all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Kondotty
CIBIL Score Required for Gold Loan Kondotty
Having a decent CIBIL score is an unquestionable requirement before applying for a gold credit, that is the reason each loaning foundation has its models for the base CIBIL score required for preparing a Gold Loan application in Delhi. Most organizations require a base score of 750 to process your credit application.
Not simply your CIBIL score, the organizations additionally take a gander at the point by point conduct on the past advances taken. This remembers subtleties for the kind of advance taken and the sum obtained. Any deferred installments for past advances can go about as a hindrance to your profiting a new credit. So ensure your CIBIL score is acceptable before applying for a credit.
Gold Loan Kondotty Agents
One of the main and most confided in gold advance operators in Kondotty is Dialabank. You can apply online at Dialabank or give a call at 9878981166
Dialabank encourages you to locate the most ideal alternative between a few Banks and NBFCs by giving you a definite and organized market correlation of various banks so you don’t have to stress over the mind boggling data and procedure you need to experience and thus you can settle on the correct decision.
Visit our site Dialabank and fill a basic form requesting a few details and after that our client relationship directors will connect with you without further a due.
Gold Loan Kondotty Contact Number
Call 9878981166 and get instant affirmation on Gold Loan in Kondotty right now.
Pre Calculated EMI Table for Gold Loan Kondotty
Kondotty is a developing Town, Municipality, Taluk and Aerotropolis in the Malappuram district state of Kerala, India.