Gold Loan Kotdwar

Major Gold Loan Providers in Kotdwar

Gold Loan Kotdwar Features

Do you run out of money? Do you want to get rid of your money related issues? Do you want someone to help you? Do not worry about your money related problems? Do not worry about it? Just find out how can you solve it? 

Do not worry, there is an availability of Gold Loan for you. You can borrow money from the bank. Gold Loan requires less paperwork. Due to security issues, an applicant can get a loan in 48 hours after completion of the verification process.

Gold Loan Kotdwar provides help to their applicants at affordable interest rates. There is a need to have a good source of income and a good credit history. This will help applicants to make the loan approval process quicker.

Additionally, there is fluctuation in the gold rates so an applier can get a loan up to 75% of the market value of gold.

Interest rates of Gold Loan Kotdwar 

To check Gold Loan Interest Rate for all major banks you can visit: Jewel Loan Interest Rate

Documents Needed for Gold Loan Kotdwar

1. At least one Identity Proof from the following:

• Aadhaar Card
• Driving Licence
• Voter ID Card
• Copy of Passport

  2. At least one Address Proof from the following:

• Sales Tax Certificate
• Ration Card
• Electricity Bill
• Rental Bill
• Trade Licence
• Shop Licence
• Passport Copy

  3. At least one Signature Proof from the following:

• Driving Licence 
• Passport Copy
• Banker’s Verification
• Cheque

 4. A number of Passport Size Photos: 2

Additional Documents for Gold Loan Kotdwar

• Imperative: A Promissory Note
• The certificate will arrange by Bank: The Jewel Appraiser
• A Land Proof not required: If an applier takes Agriculture loan of more than Rupees 1 Lakh.
• For Income Proof: Requirement of Salary Certificate and Form No. 16.

Eligibility Criteria for Gold Loan Kotdwar

1. An applier should have a minimum age of 21 years.
2. An applier should have a maximum age of 60 years.

How to Apply for Gold Loan Kotdwar

Online Process to Apply for Gold Loan Kotdwar

An individual can apply for the Gold Loan through Dialabank.

Filla simple form online.

After this, our bank representative will call you and tell you about the whole procedure in a detailed manner and clarify all your queries regarding Gold Loan. Apart from this, there is a pickup facility of documents from your doorstep.

If you have any query, dial 9878981144.

Dialabank is considered as the best platform for a gold loan online . There are so many reasons. Few of them are the following:

1. Dialabank is India’s first financial helpline: There is an availability of the best financial services to customers all over the country.
2. Dialabank guides the customers cost-free. There are no additional charges for applying for a gold loan online on the website of Dialabank.
3. Another thing is that an individual will get a high LTV of your gold.
4. Dialabank has a good reputation due to its best and fast services.
5. If an individual applies for a gold loan on Dialabank: An individual will get a low-Interest Rate.
6. Provides a document pickup facility from the doorstep of an individual for easy processing.
7. Less requirement of paperwork, while an individual is applying for a gold loan through Dialabank. 
8. Finally, the Relationship managers are trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Kotdwar

Just search or type on google or ask google Gold Loan Banks near me. Them google will engage all the information regarding the Gold Loan near you. The list will present Gold Loan Banks. You have to select according to your need. But if you apply from Dialabank, your loan process will get faster.

Processing Fees / Prepayment Charges on Gold Loan Kotdwar

CIBIL Score Required for Gold Loan Kotdwar

 A good CIBIL score is a must for an applicant before applying for a gold loan, this is the minimum criteria for the processing of a Gold Loan application in Kotdwar. A minimum 750 CIBIL score is required for most of the foundations to process your loan application. 

Apart from the CIBIL score, the foundations look at the detailed behaviour on your previous loans. It also includes the type of loan and money borrowed from the bank. Any delayed payments of your previous loans will act as a barrier. So make sure you have a good CIBIL score before applying for a gold loan.