Gold Loan Kotdwar

AT 0.49%* INTEREST RATE
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    Gold Loan Kotdwar

     

    Major Gold Loan Providers in Kotdwar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Kotdwar Features

    Do you run out of money? Do you want to get rid of your money related issues? Do you want someone to help you? Do not worry about your money related problems? Do not worry about it? Just find out how can you solve it? 

    Do not worry, there is an availability of Gold Loan for you. You can borrow money from the bank. Gold Loan requires less paperwork. Due to security issues, an applicant can get a loan in 48 hours after completion of the verification process.

    gold loan kotdwar

    Gold Loan Kotdwar provides help to their applicants at affordable interest rates. There is a need to have a good source of income and a good credit history. This will help applicants to make the loan approval process quicker.

    Additionally, there is fluctuation in the gold rates so an applier can get a loan up to 75% of the market value of gold.

    Interest rates of Gold Loan Kotdwar 

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Jewel Loan Interest Rate

    Documents Needed for Gold Loan Kotdwar

    1. At least one Identity Proof from the following:
    • Aadhaar Card
    • Driving Licence
    • Voter ID Card
    • Copy of Passport

      2. At least one Address Proof from the following:

    • Sales Tax Certificate
    • Ration Card
    • Electricity Bill
    • Rental Bill
    • Trade Licence
    • Shop Licence
    • Passport Copy

      3. At least one Signature Proof from the following:

    • Driving Licence 
    • Passport Copy
    • Banker’s Verification
    • Cheque

     4. A number of Passport Size Photos: 2

    Additional Documents for Gold Loan Kotdwar

    • Imperative: A Promissory Note
    • The certificate will arrange by Bank: The Jewel Appraiser
    • A Land Proof not required: If an applier takes Agriculture loan of more than Rupees 1 Lakh.
    • For Income Proof: Requirement of Salary Certificate and Form No. 16.

    Eligibility Criteria for Gold Loan Kotdwar

    1. An applier should have a minimum age of 21 years.
    2. An applier should have a maximum age of 60 years.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Kotdwar

    Online Process to Apply for Gold Loan Kotdwar

    An individual can apply for the Gold Loan through Dialabank.

    Filla simple form online.

    After this, our bank representative will call you and tell you about the whole procedure in a detailed manner and clarify all your queries regarding Gold Loan. Apart from this, there is a pickup facility of documents from your doorstep.

    If you have any query, dial 9878981144.

    Dialabank is considered as the best platform for a gold loan online . There are so many reasons. Few of them are the following:

    1. Dialabank is India’s first financial helpline: There is an availability of the best financial services to customers all over the country.
    2. Dialabank guides the customers cost-free. There are no additional charges for applying for a gold loan online on the website of Dialabank.
    3. Another thing is that an individual will get a high LTV of your gold.
    4. Dialabank has a good reputation due to its best and fast services.
    5. If an individual applies for a gold loan on Dialabank: An individual will get a low-Interest Rate.
    6. Provides a document pickup facility from the doorstep of an individual for easy processing.
    7. Less requirement of paperwork, while an individual is applying for a gold loan through Dialabank. 
    8. Finally, the Relationship managers are trained to guide and serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Kotdwar

    Just search or type on google or ask google Gold Loan Banks near me. Them google will engage all the information regarding the Gold Loan near you. The list will present Gold Loan Banks. You have to select according to your need. But if you apply from Dialabank, your loan process will get faster.

    Processing Fees / Prepayment Charges on Gold Loan Kotdwar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kotdwar

     A good CIBIL score is a must for an applicant before applying for a gold loan, this is the minimum criteria for the processing of a Gold Loan application in Kotdwar. A minimum 750 CIBIL score is required for most of the foundations to process your loan application. 

    Apart from the CIBIL score, the foundations look at the detailed behaviour on your previous loans. It also includes the type of loan and money borrowed from the bank. Any delayed payments of your previous loans will act as a barrier. So make sure you have a good CIBIL score before applying for a gold loan.

    Gold Loan Kotdwar Agents

    The agents of Dialabank are the leading and most trusted.

    Visit our website Dialabank.com.

    If you have any query regarding the gold loan, just click on this number 9878981144.

    Dialabank has relationship managers for giving you detailed information about the Gold Loan.

    Gold Loan Kotdwar Contact Number

    Call for instant help at 9878981144.

    Pre Calculated EMI Table for Gold Loan Kotdwar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kotdwar          gold loan kotdwar

    Kotdwar is a city. It has situated at the Uttarakhand state, India. Kotdwar is a tehsil in the Pauri Garhwal district of Uttarakhand. Kotdwar is the 8th largest city of Uttarakhand.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

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