Gold Loan Kotputli

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    Gold Loan Kotputli

    About Gold Loan Kotputli

    Major Gold Loan Providers in Kotputli

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Kotputli Features

    Gold loan kotputli

    Are you having financial troubles?

    Well, you are looking in the right place as Gold Loan comes to save you and the plus point is that it is quick and easy. The loan is secured so you do not need to worry about the long and complex document procedure. As it is fast you can obtain your loan approval within 48 hours after all the verification process.

    Gold Loan Kotputli has the best possible interest rate for financial aid to its clients. A fixed source of income as well as a good credit history is very important if the applicant is looking to get a gold loan. A good income source even makes verification and loan approval process quicker.

    As a fluctuation in gold market value can happen, you can obtain a loan amount of up to 75 percent of the market value of gold.

    Gold Loan Kotputli Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Kotputli

    1. Identity Proof requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photos.

    Additional Documents Required for Gold Loan Kotputli

    1. Proof of Land: In the case of Agriculture Loan of over Rs. 1 lac. For allied agriculture purposes, the proof is not needed.
    2. A Demand Promissory Note.
    3. The Jewel Appraiser Certification (Bank will arrange).
    4. Proof of Income: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Kotputli

    1. The minimum age of the candidate needs to be 21 years and a maximum of up to 60 years.
    2. Indian Nationality is a must.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Kotputli

    Online Process to Apply for Gold Loan Kotputli

    For the online process, you can apply for the HDFC Bank Gold Loan at Dialabank.

    Only a simple online form is to be filled to proceed.

    For further guidance, our representative will get in touch with you. You will even be provided with a doorstep document pick up facility for a more convenient experience.

    For more information, you can call on 9878981144 anytime.

    Dialabank is considered as the most reliable online platform to apply for a gold loan and there stand many reasons behind this:

    1. Dialabank is India’s first financial helpline; the best financial services are provided to clients across the country.
    2. Dialabank has a free of cost of guidance policy for its customers so no additional charges will be asked if you apply for a gold loan online on the website of Dialabank.
    3. A high LTV of gold is offered to the customers.
    4. With its fine and quality service, the bank stands with a respectable reputation amongst the customers.
    5. HDFC Gold Loan interest rate offered is low if you are applying for a loan on the Dialabank website.
    6. Dialabank comes with a doorstep document pickup facility in order to provide a better experience to the customers.
    7. Very little documentation is required if you choose to apply for a gold loan through Dialabank.
    8. Moreover, our Relationship Managers are skilled and properly trained so that they can assist you in the process of Gold Loan.

    Offline Process to Apply for Gold Loan Kotputli

    An offline process is also available, for the applicant needs to check for the nearby branches. For that, you can simply google about the nearby bank branches as well as finance companies. Google will show you all the bank branches as well as finance companies near you that is suitable for you. You will then have to select amongst the various options according to your knowledge and experience or Dialabank can do it for you and make your work easier and faster.

    Many visits will be needed for various departments in order to apply for the loan, and then many more visits will be required for the loan approval.

    HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance companies with a much faster process.

    You can avail of a gold loan from HDFC Gold Loan Branches as well. To find a branch that is nearby, search for Muthoot Gold Loan nearby. Google will provide you with a list of all the Muthoot Gold Loan Branches that are nearby.

    Processing Fees / Prepayment Charges on Gold Loan Kotputli

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kotputli

    No CIBIL score is required for Gold Loan, A gold article is a must.

    A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

    It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

    Gold Loan Kotputli Agents

    One of the leading and most trusted gold loan agents in Kotputli is Dialabank. You can apply online at Dialabank or give a call at +919878981166

    Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

    Gold Loan Kotputli Contact Number

    Call +919878981166 and get instant help and approval for Gold Loan in Kotputli right now.

    Pre Calculated EMI Table for Gold Loan Kotputli

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kotputli

    Kotputli which is located between Delhi and Jaipur is a city in the state of Rajasthan. The place is popular for its temples, schools and developing infrastructure.

    Gold Loan in Other Cities in Rajasthan 

    Gold Loan Nokha Gold Loan Sri Ganganagar
    Gold Loan Rajsamand Gold Loan Mount Abu
    Gold Loan Sanchore Gold Loan Balotra
    Gold Loan Shahpura Gold Loan Barmer

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.