Gold Loan Kottayam

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Best Banks for Gold Loan in Kottayam

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Kottayam Features

Gold Loan KottayamGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimal document requirement. Gold Loans are secured loans that can be availed against your Gold assets such as ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The amount of loan varies upon the purity of gold.

Gold Loan Rate Per Gram Today in Kottayam

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Kottayam Interest Rates and Charges

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan in Kottayam Documents Required 

  1. Signed Application form
  2. 2 colored passport size photographs of the applicant
  3. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
  4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  5. Proof of Address: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  6. Land Proof: Only for agriculture loan above Rs 1 Lakh (not required for allied agricultural purpose)
  7. Certificate by the Jewel Appraiser (Bank will arrange)
  8. Income proof (i.e. salary slips/ Form 16) of the borrower
  9. A Demand Promissory Note.

Gold Loan in Kottayam Eligibility Criteria 

  1. The applicant should be between 21 to 60 years of age
  2. Applicant should be an Indian National
  3. The borrower should be salaried or self-employed

gold loan at 7%

Gold Loan Kottayam Agents and Contact Number 

Dialabank is the leading agent for availing Gold Loan in Kottayam. You can apply online at dialabank or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website dialabank and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

Pre Calculated EMI Table for Gold Loan Kottayam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kottayam

Kottayam is a city and administrative headquarter in Kerela. It is an essential trading center of commercial crop rubber and spices. It is the first town of India to become tobacco-free and to achieve a 100 % literacy rate in 1989. Kottayam is a city in the Indian province of Kerala. Kottayam actually implies the inside of a stronghold—Kotta + Akam. Flanked by the Western Ghats on the east and the Vembanad Lake and paddy fields of Kuttanad on the west, Kottayam is a spot that is known for uncommon characteristics.

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