Best Banks for Gold Loan in Kovur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
About Gold Loan Kovur
Gold Loan
is easily available in the market for the ones who are seeking for immediate cash. It is sanctioned on the basis of your gold ornaments. You have to deposit your gold as a security and hassle-free disbursal is available in just 30 minutes.
Gold Loan Rate Per Gram Today in Kovur
Updated - Gold Loan Per Gram Rate w.e.f Apr 25 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
You can check gold loan per gram rate at: Gold Loan Per Gram Rate
Gold Loan in Kovur Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Kovur Eligibility Criteria
- It is very easy to avail of Gold Loan Kovur. Keep the following things in mind to ensure yourselves whether you are eligible for a loan or not.
- A person with 10 grams of gold is eligible for getting a loan.
- The person availing loan must a citizen of India and should not be below the age of 18.
- No need for CIBIL score
- Only 18 karats and 22 karats of gold are acceptable.
- Gold must be in the form of an ornament, no biscuits or coins are accepted for gold loan disbursal.
Know More – What is CIBIL Score?
Gold Loan in Kovur Documents Required
- 2 passport sized photographs
- Any ID proof such as PAN card/Aadhar Card/ Passport copy
- Residence proof ( Utility bill/ Aadhar card/ Ration Card)
*Note: In the case of women, banks can provide loans up to 1 Lakh without a PAN card.
How to Apply for Gold Loan Kovur
Online Process to Apply for Gold Loan Kovur
- You can apply for the Gold Loan with Dialabank.
- It is less time consuming and convenient
- Fill an online form with personal details
- Our relationship manager will contact you for further assistance.
- You can also avail of a document pick up service from your doorstep.
- For more information about Gold Loan Kovur, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons are the following:
- Dialabank is India’s first financial helpline; it provides the best financial services all over the country.
- Dialabank has a good reputation among the customers because of its best services.
- Gold Loans can be availed at a low rate of interest with minimum documentation requirement
- Dialabank provides a document pickup facility from the doorstep of the consumer.
- There is no processing fee or secondary charges for availing the service through Dialabank.
- The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Kovur
The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.
The applicants require to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you according to your requirements requiring repeated visits to the nearest branch.
Processing Fees / Prepayment Charges on Gold Loan Kovur
CIBIL Score Required for Gold Loan Kovur
Most of the banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should fulfill the eligibility criteria.
Gold Loan Kovur Agent and Contact Number
Dialabank is one of the leading agents for getting a Gold Loan in Kovur. You can apply online at www.dialabank.com or give a call us at 9878981166.
Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form using your personal and employment details. Our customer relationship managers will connect with you.
Gold Loan Kovur Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Kovur.
Pre Calculated EMI Table for Gold Loan Kovur
FAQ’s about Gold Loan Kovur
Ques1: What is the Gold Loan Interest Rate formula?
The Gold Loan Interest Rate varies from bank to bank. Mainly, it is dependent on the amount of loan and the LTV ratio of the gold.
Ques2: How to pay Gold Loan online?
You have a choice to pay the loan amount online through various online payment applications.
Ques3: How does Gold Loan work?
Gold Loan is very simple to understand as well as easy to get. Just go to your bank from where you want to take a loan, keep your gold as a security with the bank and get hassle-free disbursal in less than one hour.
Ques4: Is Gold Loan secured or not?
Everyone is worried when it comes to Gold Loan. So, do not worry about it as your gold is 100% secured with us.
Ques5. What if the person is not able to repay the amount of loan?
If the applicant is unable to pay the loan amount at fixed tenure, the bank is liable to sell his gold.
Ques6. What is the best online platform to avail gold loan?
Dialabank is the best platform to get a loan since we being the first helpline for loans our executives will guide you in the right direction to avail loan.
About Kovur
Gold Loan in Kovar Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
