Gold Loan Kovur

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    Gold Loan Kovur

    Best Banks for Gold Loan in Kovur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    About Gold Loan Kovur

    Gold LoanGold Loan Kovur is easily available in the market for the ones who are seeking for immediate cash. It is sanctioned on the basis of your gold ornaments. You have to deposit your gold as a security and hassle-free disbursal is available in just 30 minutes.

    Gold Loan Rate Per Gram Today in Kovur

    Updated - Gold Loan Per Gram Rate w.e.f Jul 05 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    You can check gold loan per gram rate at: Gold Loan Per Gram Rate

    Gold Loan in Kovur Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Gold Loan in Kovur Eligibility Criteria

    1. It is very easy to avail of Gold Loan Kovur. Keep the following things in mind to ensure yourselves whether you are eligible for a loan or not.
    2. A person with 10 grams of gold is eligible for getting a loan.
    3. The person availing loan must a citizen of India and should not be below the age of 18.
    4. No need for CIBIL score
    5. Only 18 karats and 22 karats of gold are acceptable.
    6. Gold must be in the form of an ornament, no biscuits or coins are accepted for gold loan disbursal.

    Know More – What is CIBIL Score?

    Gold Loan in Kovur Documents Required

    1. 2 passport sized photographs
    2. Any ID proof such as PAN card/Aadhar Card/ Passport copy
    3. Residence proof ( Utility bill/ Aadhar card/ Ration Card)

    *Note: In the case of women, banks can provide loans up to 1 Lakh without a PAN card.

    How to Apply for Gold Loan Kovur

    Online Process to Apply for Gold Loan Kovur
    • You can apply for the Gold Loan with Dialabank.
    • It is less time consuming and convenient
    • Fill an online form with personal details
    • Our relationship manager will contact you for further assistance.
    • You can also avail of a document pick up service from your doorstep.
    • For more information about Gold Loan Kovur, you can call on 9878981166.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons are the following:

    1. Dialabank is India’s first financial helpline; it provides the best financial services all over the country.
    2. Dialabank has a good reputation among the customers because of its best services.
    3. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
    4. Dialabank provides a document pickup facility from the doorstep of the consumer.
    5. There is no processing fee or secondary charges for availing the service through Dialabank.
    6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
    Offline Process to Apply for Gold Loan Kovur

    The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

    The applicants require to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you according to your requirements requiring repeated visits to the nearest branch.

    Processing Fees / Prepayment Charges on Gold Loan Kovur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kovur

    Most of the banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should fulfill the eligibility criteria.

    Gold Loan Kovur Agent and Contact Number

    Dialabank is one of the leading agents for getting a Gold Loan in Kovur. You can apply online at www.dialabank.com or give a call us at 9878981166.

    Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form using your personal and employment details. Our customer relationship managers will connect with you.

    Gold Loan Kovur Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Kovur.

    Pre Calculated EMI Table for Gold Loan Kovur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    FAQ’s about Gold Loan Kovur

    Ques1: What is the Gold Loan Interest Rate formula?

    The Gold Loan Interest Rate varies from bank to bank. Mainly, it is dependent on the amount of loan and the LTV ratio of the gold.

    Ques2: How to pay Gold Loan online?

    You have a choice to pay the loan amount online through various online payment applications.

    Ques3: How does Gold Loan work?

    Gold Loan is very simple to understand as well as easy to get. Just go to your bank from where you want to take a loan, keep your gold as a security with the bank and get hassle-free disbursal in less than one hour.

    Ques4: Is Gold Loan secured or not?

    Everyone is worried when it comes to Gold Loan. So, do not worry about it as your gold is 100% secured with us.

    Ques5. What if the person is not able to repay the amount of loan?

    If the applicant is unable to pay the loan amount at fixed tenure, the bank is liable to sell his gold.

    Ques6. What is the best online platform to avail gold loan?

    Dialabank is the best platform to get a loan since we being the first helpline for loans our executives will guide you in the right direction to avail loan.

    About Kovurgold loan kovur

    Kovur is a village in the Tehsil of Sriperumbudur, in the city Kancheepuram and state is Tamil Nadu.

    Gold Loan in Kovar Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    * For any further guidance regarding Gold Loan, feel free to call us on 95920-46860, our Customer Relationship Managers help you out.

    Know More About Gold Loan

    1. 3 Best Methods Repaying Gold Loan
    2. 4 Different Ways of Repaying Your Gold Loan
    3. Gold Loan Interest Rate
    4. What happens when you don’t pay a Gold Loan?
    5. Gold Loan From Top banks And NBFCs in India
    6. Gold Loan Near Me