Gold Loan Kovur

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Kovur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

About Gold Loan Kovur

Gold LoanGold Loan Kovur is easily available in the market for the ones who are seeking for immediate cash. It is sanctioned on the basis of your gold ornaments. You have to deposit your gold as a security and hassle-free disbursal is available in just 30 minutes.

Gold Loan Rate Per Gram Today in Kovur

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Kovur Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Kovur Eligibility Criteria

  1. It is very easy to avail of Gold Loan Kovur. Keep the following things in mind to ensure yourselves whether you are eligible for a loan or not.
  2. A person with 10 grams of gold is eligible for getting a loan.
  3. The person availing loan must a citizen of India and should not be below the age of 18.
  4. No need for CIBIL score
  5. Only 18 karats and 22 karats of gold are acceptable.
  6. Gold must be in the form of an ornament, no biscuits or coins are accepted for gold loan disbursal.

Know More – What is CIBIL Score?

Gold Loan in Kovur Documents Required

  1. 2 passport sized photographs
  2. Any ID proof such as PAN card/Aadhar Card/ Passport copy
  3. Residence proof ( Utility bill/ Aadhar card/ Ration Card)

*Note: In the case of women, banks can provide loans up to 1 Lakh without a PAN card.

How to Apply for Gold Loan Kovur

Online Process to Apply for Gold Loan Kovur
  • You can apply for the Gold Loan with Dialabank.
  • It is less time consuming and convenient
  • Fill an online form with personal details
  • Our relationship manager will contact you for further assistance.
  • You can also avail of a document pick up service from your doorstep.
  • For more information about Gold Loan Kovur, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons are the following:

  1. Dialabank is India’s first financial helpline; it provides the best financial services all over the country.
  2. Dialabank has a good reputation among the customers because of its best services.
  3. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
  4. Dialabank provides a document pickup facility from the doorstep of the consumer.
  5. There is no processing fee or secondary charges for availing the service through Dialabank.
  6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Kovur

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants require to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Kovur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kovur

Most of the banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should fulfill the eligibility criteria.

Gold Loan Kovur Agent and Contact Number

Dialabank is one of the leading agents for getting a Gold Loan in Kovur. You can apply online at www.dialabank.com or give a call us at 9878981166.

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form using your personal and employment details. Our customer relationship managers will connect with you.

Gold Loan Kovur Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Kovur.

Pre Calculated EMI Table for Gold Loan Kovur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

FAQ’s about Gold Loan Kovur

Ques1: What is the Gold Loan Interest Rate formula?

The Gold Loan Interest Rate varies from bank to bank. Mainly, it is dependent on the amount of loan and the LTV ratio of the gold.

Ques2: How to pay Gold Loan online?

You have a choice to pay the loan amount online through various online payment applications.

Ques3: How does Gold Loan work?

Gold Loan is very simple to understand as well as easy to get. Just go to your bank from where you want to take a loan, keep your gold as a security with the bank and get hassle-free disbursal in less than one hour.

Ques4: Is Gold Loan secured or not?

Everyone is worried when it comes to Gold Loan. So, do not worry about it as your gold is 100% secured with us.

Ques5. What if the person is not able to repay the amount of loan?

If the applicant is unable to pay the loan amount at fixed tenure, the bank is liable to sell his gold.

Ques6. What is the best online platform to avail gold loan?

Dialabank is the best platform to get a loan since we being the first helpline for loans our executives will guide you in the right direction to avail loan.

About Kovurgold loan kovur

Kovur is a village in the Tehsil of Sriperumbudur, in the city Kancheepuram and state is Tamil Nadu.

Gold Loan in Kovar Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

* For any further guidance regarding Gold Loan, feel free to call us on 95920-46860, our Customer Relationship Managers help you out.

Know More About Gold Loan

  1. 3 Best Methods Repaying Gold Loan
  2. 4 Different Ways of Repaying Your Gold Loan
  3. Gold Loan Interest Rate
  4. What happens when you don’t pay a Gold Loan?
  5. Gold Loan From Top banks And NBFCs in India
  6. Gold Loan Near Me
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