Gold Loan Kozhikode

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Major Gold Loan Providers in Kozhikode

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Kozhikode Features

gold loan kozhikodeMost of us are in need of finances to keep pace with the ever-changing world. The Gold Loan empowers you in doing so. It is one of the best available options for you. It is a simple and hassle-free process, with minimal documentation. It comes under the secured loan as you have to mortgage your gold for the finances. It is readily available in the market and can be availed at any time. It is a financial help given by the banks and NBFCs to their customers.

  1. No penalties are involved in Gold Loan.
  2. Immediate finance available in Gold Loan.
  3. In-house gold evaluation.
  4. Available within a time period of 30-60 Mins.
  5. You can enjoy a maximum tenure period of 6 to 12 month

Gold Loan Kozhikode Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Kozhikode

  1. Proof of Identity
  2. Address Proof
  3. Signature Proof
  4. 2 passport size photographs

Other Documents Required for Gold Loan Kozhikode

  1. Land Proof in case of Agriculture Loan of more than Rs. 1 lac. (The proof is not required for allied agriculture purposes)
  2. A Demand Promissory NoteCertificate by the Jewel Appraiser (Bank will arrange)
  3. Income Proof
  4.  

Eligibility Criteria for Gold Loan Kozhikode

  1. The applicant should be an Indian.
  2. He should not be of more than 60 years of age at the time of application.

gold loan at 7%

How to Apply for Gold Loan Kozhikode

Online Process to Apply for Gold Loan Kozhikode

The reason why DialaBank is considered the best online platform for gold loan is:

  1.  Dialabank India’s first financial helpline is spread throughout the country.
  2. It has accessibility to several banks and NBFCs.
  3. Minimum documentation is required for availing of a gold loan.
  4. It offers free pick-up facility of documents from your doorstep.
  5. High LTV of gold.
  6. Expert, relationship managers helps and guide you at every step.

Just fill a simple form online and avail the benefits of the gold loan with DialaBank.

  1. Go to dialabank.com.
  2. Fill in all the required details in the form like name, income, location, etc. 
  3. Select a gold loan from the options given in the box.
  4. Click on request a quote.
  5. Relax while our relationship manager will soon get in touch with you.
Offline Process to Apply for Gold Loan Kozhikode

The offline process for applying for a gold loan is hectic and time-consuming. You will be required to make frequent visits to the banks or NBFCs and you would not have the option of choosing from various banks available in the market. Also the relationship manager that DialaBank provides you for making the right choice will no be available offline.

Apply online with DialaBank or contact 9878981166.

Processing Fees / Prepayment Charges on Gold Loan Kozhikode

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kozhikode

There is no CIBIL score requirement in order to avail of a gold loan in Kozhikode.

Gold Loan Kozhikode Agents

DialaBank has its association with various banks and NBFCs that offer you gold loans at a low rate of interest. Thus, Dialabank is the leading agent for availing Gold Loan in Kozhikode. You can apply online at www.dialabank.com or give a call at 9878981166. 

Dialabank helps you to find the best option among Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Our customer relationship managers will soon get in touch with you.

Gold Loan Kozhikode Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Kozhikode.

Pre Calculated EMI Table for Gold Loan Kozhikode

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kozhikode

Kozhikode is also called as Calicut is a town and a district in the state of Kerala. It has a population of 550,440. The language spoken here is Malayali. To get Gold Loan in Kozhikode is very easier and effortless only when you apply for a gold loan through Dialabank. 


 

Gold Loan Kozhikode

0
Today’s Gold Rate in India
22 Karat
50580Per 10g of 22k Gold

Per Gram Rate Today

Gold Loan Per Gram Today is ₹ 5,121

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