Gold Loan Krishnagiri

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Best Banks for Gold Loan in Krishnagiri

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Krishnagiri Features

Gold Loan KrishnagiriDo you want to go on a ravishing trip? Do you need instant finance?  Go with Gold Loan Krishnagiri and transform your dreams into reality. Gold Loan is the appropriate way to meet your financial need. It is a safe and secure way of getting financed instantly. In this, no credit checks are required. It is the net loan available without any tedious work and trouble in the market.

Get instantly financed for all your dreams. As most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation, Gold Loans are now pretty easy and convenient to avail.

Gold Loan Rate Per Gram Today in Krishnagiri

Updated – Gold Loan Per Gram Rate w.e.f 1 Oct 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Krishnagiri Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % – 1.50% 3 – 24 Month
ICICI Gold Loan 10.50% 0.25 % – 1.50%  9 – 24 Months
Axis Gold Loan 10.50% 0.50% – 1.50% 6 – 24 Months
Yes Bank Gold Loan 10.50% 0.50% – 1.50% 6 – 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 – 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 – 24 Months
IIFL Gold Loan 12.00% Nil 3 – 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 – 24 Months
Manappuram Gold Loan 12.50% Nil 6 – 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 – 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 – 12 Months
IndusInd Bank Gold Loan 11.50% 1% – 1.5% 9 – 24 Months

Gold Loan in Krishnagiri Documents Required

  1. Filled in application form with signature
  2. Land Proof: When amount of agriculture loan is above Rs 1 Lakh.(The proof is not required for allied agricultural purpose)
  3. A Demand Promissory Note
  4. 2 recent colored passport size photographs
  5. Address Proof:  Telephone bill/Sales Tax certificate/Electricity Bill/ Rental bill/  Passport copy/Ration card.
  6. Identity Proof: Driving License/Passport/Voter’s ID/Aadhar Card, etc.
  7. Bank will arrange Certificate by the Jewel Appraiser.
  8. Signature Proof: Passport/Driving License/Banker’s verification
  9. Proof of Income (i.e. salary slips/ Form 16) of borrower

Gold Loan in Krishnagiri Eligibility Criteria

  1. The age limit of the individual should be minimum 21 years and maximum up to 60 years.
  2. Nationality of the applicant must be Indian
  3. Borrower should be salaried or self-employed

gold loan at 7%

How to Apply for Gold Loan Krishnagiri

Online Process to Apply for Gold Loan Krishnagiri
  • You can avail Gold Loan Krishnagiri with a single click while sitting at home. Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
  • Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
  • For more details on your Loan, you will be led to the right banker. The bank executives provide a facility that, they will arrive at your doorsteps to collect the required documents from you.
  • Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

For the following reasons, Dialabank is considered as on of the best platforms to avail gold loan:

  1. Dialabank provides the best financial services to customers all over the country, it is India’s first financial helpline.
  2. Gold Loans can be availed at low rate of interest with minimum documentation requirement
  3. Because of its best services, the bank has a good reputation among the customers.
  4.  Dialabank also provides document pickup facility from the doorstep of the customer to ease the process.
  5. There is no processing fee or additional charges for availing the service through Dialabank
  6. The executives of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Krishnagiri

Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you for further process.

Processing Fees / Prepayment Charges on Gold Loan Krishnagiri

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Krishnagiri

Most of the major banks and NBFCs offer Gold Loan without asking for CIBIL score. The applicant should have all the necessary documents with him while availing of gold loan.

Gold Loan Krishnagiri Agents and Contact Number

Dialabank is the leading agent for availing Gold Loan in Krishnagiri. Give a call at 9878981166  or you can apply online at www.dialabank.com.

By providing you with a detailed market comparison of different banks so that you can make the right choice, Dialabank helps you to find the best option of Banks and NBFCs. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

Call 9878981166 and get instant help and approval for Gold Loan in Krishnagiri.

Pre Calculated EMI Table for Gold Loan Krishnagiri

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Krishnagiri

Also known as the “Mango Capital of India”, Krishnagiri is a district in the state of Tamil Nadu famous for its cultivation of mangoes. It is also one of the top producers of Ragi in the state of Tamil Nadu.

Other gold loan cities in Tamil Nadu

Personal Loan KoyambeduPersonal Loan Kovilpatti
Personal Loan KottaiyurPersonal Loan Koothanallur
Personal Loan KonerirajapuramPersonal Loan Komaratchi
Personal Loan KodambakkamPersonal Loan Kk Nagar
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