Gold Loan Kumbakonam

AT 0.75%* INTEREST RATE
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Gold Loan Kumbakonam

Best Banks for Gold Loan in Kumbakonam

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Kumbakonam Features

Gold loan Kumbakonam helps you to use your gold as an advantage and give you leverage to spend money according to your wish, it got many features which can make you take a gold loan immediately. Some of those features are:

Gold loan kumbakonam

  1. Gold Loan Kumbakonam Interest rate of 10.70 % PA.
  2. Also, offer low processing fee  0.85%
  3. Further, pre-closer charges range from 0-2 %.
  4. Besides Tenure minimum of six months; maximum five year
  5. Lastly, Amount – Thousand to a crore.

Gold Loan Rate Per Gram Today in Kumbakonam

Updated - Gold Loan Per Gram Rate w.e.f Apr 15 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Kumbakonam Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Kumbakonam Documents Required

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. At least one Proof of Residence from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Kumbakonam 

  1. Land Proof: If you wish to get an Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied farming purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser which is bank arranged for you.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Kumbakonam Eligibility Criteria

  1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian National

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Kumbakonam

Online Process to Apply for Gold Loan Kumbakonam

You can apply for the Gold Loan at Dialabank. The process is very very simple. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Moreover, you will get a document to pick up the facility from your doorstep. For more information regarding a gold loan, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. The reasons for this:

  1. First of all, Dialabank is India’s first financial helpline; Dialabank provides the best financial facilities to customers all over the country.
  2. Our process is faster, better, and smooth.
  3. We are available throughout the country.
  4. The bank has a good reputation among the customer’s cause of the best services.
  5. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Interest Rate on Gold Loan  .
  6. Also, while applying for a gold loan through Dialabank, there is a requirement of very little paperwork.
  7. One more thing is that you will avail of a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to serve you in the entire process of Gold Loan.
  9. Dialabank provides a document pickup facility from the doorstep of the consumer.
  10. One of the best aspects of Dialabank is that it guides the customers free of cost. That is, there are no additional charges of applying for a  per gram gold loan online on the website of Dialabank.
Offline Process to Apply for Gold Loan Kumbakonam

The offline process to apply for gold loan Kumbakonam is made simpler with Dialabank which makes you every detail you need available to you at just a click.

A gold loan is the most preferred gold loan by the customers.

The consumer also has an option to get a Gold Loan from the nearby branches. Just asks google Gold Loan near me. It will show all the nearby branches from where you can avail of the loan. Then, you have to visit again and again till the loan approval.

Processing Fees / Prepayment Charges on Gold Loan Kumbakonam

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kumbakonam

You need to have a good credit history before applying for a gold loan process.

Because every lending institution has its criteria and requirements for the minimum CIBIL score required for processing a Gold Loan application in Kumbakonam. Most institutions require a minimum score of 750 for your gold loan application.

The institutions also observe the detailed behavior on the previous loans taken. This comprises details on the loan type taken and the amount borrowed. Any late payments for previous loans can act as a barrier to your availing a fresh loan.

Gold Loan Kumbakonam Agent and Contact Number

Dialabank is the leading agent for availing Gold Loan in Kumbakonam.

You can apply online at www.dialabank.com or contact at 9878981166.

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right decision. Visit our website www.dialabank.com and fill a form with your personal and employment details. Our customer relationship managers will call you so.

Gold Loan Kumbakonam Contact Number

Call 9878981166 and get instant guidance help and approval for Gold Loan in Kumbakonam from the Dialabank.

Pre Calculated EMI Table for Gold Loan Kumbakonam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kumbakonam

Kumbakonam is a town and a special grade municipality in the Thanjavur district. It is located 40 km from Thanjavur and 273 km from Chennai. Kumbakonam is known as a “temple city” due to the prevalence of a number of temples here and is noted for its Mahamaham festival which attracts people from all over the country.

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