Best Banks for Gold Loan in Kumbakonam
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Kumbakonam Features
Gold loan Kumbakonam helps you to use your gold as an advantage and give you leverage to spend money according to your wish, it got many features which can make you take a gold loan immediately. Some of those features are:
- Gold Loan Kumbakonam Interest rate of 10.70 % PA.
- Also, offer low processing fee 0.85%
- Further, pre-closer charges range from 0-2 %.
- Besides Tenure minimum of six months; maximum five year
- Lastly, Amount – Thousand to a crore.
Gold Loan Rate Per Gram Today in Kumbakonam
Updated - Gold Loan Per Gram Rate w.e.f Apr 25 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Kumbakonam Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Kumbakonam Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- At least one Proof of Residence from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kumbakonam
- Land Proof: If you wish to get an Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied farming purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser which is bank arranged for you.
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Kumbakonam Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- Should be an Indian National
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Kumbakonam
Online Process to Apply for Gold Loan Kumbakonam
You can apply for the Gold Loan at Dialabank. The process is very very simple. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Moreover, you will get a document to pick up the facility from your doorstep. For more information regarding a gold loan, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. The reasons for this:
- First of all, Dialabank is India’s first financial helpline; Dialabank provides the best financial facilities to customers all over the country.
- Our process is faster, better, and smooth.
- We are available throughout the country.
- The bank has a good reputation among the customer’s cause of the best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low Interest Rate on Gold Loan .
- Also, while applying for a gold loan through Dialabank, there is a requirement of very little paperwork.
- One more thing is that you will avail of a high LTV of your gold.
- Finally, the Relationship managers are trained enough to serve you in the entire process of Gold Loan.
- Dialabank provides a document pickup facility from the doorstep of the consumer.
- One of the best aspects of Dialabank is that it guides the customers free of cost. That is, there are no additional charges of applying for a per gram gold loan online on the website of Dialabank.
Offline Process to Apply for Gold Loan Kumbakonam
The offline process to apply for gold loan Kumbakonam is made simpler with Dialabank which makes you every detail you need available to you at just a click.
A gold loan is the most preferred gold loan by the customers.
The consumer also has an option to get a Gold Loan from the nearby branches. Just asks google Gold Loan near me. It will show all the nearby branches from where you can avail of the loan. Then, you have to visit again and again till the loan approval.
Processing Fees / Prepayment Charges on Gold Loan Kumbakonam
CIBIL Score Required for Gold Loan Kumbakonam
You need to have a good credit history before applying for a gold loan process.
Because every lending institution has its criteria and requirements for the minimum CIBIL score required for processing a Gold Loan application in Kumbakonam. Most institutions require a minimum score of 750 for your gold loan application.
The institutions also observe the detailed behavior on the previous loans taken. This comprises details on the loan type taken and the amount borrowed. Any late payments for previous loans can act as a barrier to your availing a fresh loan.
Gold Loan Kumbakonam Agent and Contact Number
Dialabank is the leading agent for availing Gold Loan in Kumbakonam.
You can apply online at www.dialabank.com or contact at 9878981166.
Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right decision. Visit our website www.dialabank.com and fill a form with your personal and employment details. Our customer relationship managers will call you so.
Gold Loan Kumbakonam Contact Number
Call 9878981166 and get instant guidance help and approval for Gold Loan in Kumbakonam from the Dialabank.
Pre Calculated EMI Table for Gold Loan Kumbakonam
About Kumbakonam
Kumbakonam is a town and a special grade municipality in the Thanjavur district. It is located 40 km from Thanjavur and 273 km from Chennai. Kumbakonam is known as a “temple city” due to the prevalence of a number of temples here and is noted for its Mahamaham festival which attracts people from all over the country.
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