Gold Loan Kumbakonam

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    Gold Loan Kumbakonam

    Best Banks for Gold Loan in Kumbakonam

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Kumbakonam Features

    Gold loan Kumbakonam helps you to use your gold as an advantage and give you leverage to spend money according to your wish, it got many features which can make you take a gold loan immediately. Some of those features are:

    Gold loan kumbakonam

    1. Gold Loan Kumbakonam Interest rate of 10.70 % PA.
    2. Also, offer low processing fee  0.85%
    3. Further, pre-closer charges range from 0-2 %.
    4. Besides Tenure minimum of six months; maximum five year
    5. Lastly, Amount – Thousand to a crore.

    Gold Loan Rate Per Gram Today in Kumbakonam

    Updated - Gold Loan Per Gram Rate w.e.f Jun 26 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Kumbakonam Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Kumbakonam Documents Required

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. At least one Proof of Residence from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Kumbakonam 

    1. Land Proof: If you wish to get an Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied farming purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser which is bank arranged for you.
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Kumbakonam Eligibility Criteria

    1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
    2. Should be an Indian National

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Kumbakonam

    Online Process to Apply for Gold Loan Kumbakonam

    You can apply for the Gold Loan at Dialabank. The process is very very simple. To begin, You have to fill a simple form online.
    After that, you will get a call back from our side. Moreover, you will get a document to pick up the facility from your doorstep. For more information regarding a gold loan, you can call on 9878981166.

    Dialabank is considered as the best platform to apply for a gold loan online. The reasons for this:

    1. First of all, Dialabank is India’s first financial helpline; Dialabank provides the best financial facilities to customers all over the country.
    2. Our process is faster, better, and smooth.
    3. We are available throughout the country.
    4. The bank has a good reputation among the customer’s cause of the best services.
    5. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Interest Rate on Gold Loan  .
    6. Also, while applying for a gold loan through Dialabank, there is a requirement of very little paperwork.
    7. One more thing is that you will avail of a high LTV of your gold.
    8. Finally, the Relationship managers are trained enough to serve you in the entire process of Gold Loan.
    9. Dialabank provides a document pickup facility from the doorstep of the consumer.
    10. One of the best aspects of Dialabank is that it guides the customers free of cost. That is, there are no additional charges of applying for a  per gram gold loan online on the website of Dialabank.
    Offline Process to Apply for Gold Loan Kumbakonam

    The offline process to apply for gold loan Kumbakonam is made simpler with Dialabank which makes you every detail you need available to you at just a click.

    A gold loan is the most preferred gold loan by the customers.

    The consumer also has an option to get a Gold Loan from the nearby branches. Just asks google Gold Loan near me. It will show all the nearby branches from where you can avail of the loan. Then, you have to visit again and again till the loan approval.

    Processing Fees / Prepayment Charges on Gold Loan Kumbakonam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kumbakonam

    You need to have a good credit history before applying for a gold loan process.

    Because every lending institution has its criteria and requirements for the minimum CIBIL score required for processing a Gold Loan application in Kumbakonam. Most institutions require a minimum score of 750 for your gold loan application.

    The institutions also observe the detailed behavior on the previous loans taken. This comprises details on the loan type taken and the amount borrowed. Any late payments for previous loans can act as a barrier to your availing a fresh loan.

    Gold Loan Kumbakonam Agent and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Kumbakonam.

    You can apply online at www.dialabank.com or contact at 9878981166.

    Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right decision. Visit our website www.dialabank.com and fill a form with your personal and employment details. Our customer relationship managers will call you so.

    Gold Loan Kumbakonam Contact Number

    Call 9878981166 and get instant guidance help and approval for Gold Loan in Kumbakonam from the Dialabank.

    Pre Calculated EMI Table for Gold Loan Kumbakonam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kumbakonam

    Kumbakonam is a town and a special grade municipality in the Thanjavur district. It is located 40 km from Thanjavur and 273 km from Chennai. Kumbakonam is known as a “temple city” due to the prevalence of a number of temples here and is noted for its Mahamaham festival which attracts people from all over the country.

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