Gold Loan Kundli

AT 0.75%* INTEREST RATE
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Gold Loan Kundli

Major Gold Loan Providers in Kundli

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Kundli Features

Get the funds for different purposes in your life by granting the gold as the collateral. The banks and NBFCs are granting these loans to assist the people by keeping their gold safe. The amount of loan is anywhere between 60%-80% of the market value of gold.

What is a Gold Loan?

The best way to collect funds by keeping your gold jewellery safe is the gold loan. The banks and NBFCs are very keen on lending these loans to the customers on the basis of the gold deposits. Your gold can give you funds from the banks and NBFCs, instead of being still in your lockers.

Why Choose Gold Loan Kundli?

  1. The gold loan has the convenience of pre-closure.
  2. Very few documents are asked for these loans.
  3. The lowest loan amount is Rs. 18,000/-.
  4. There are no extra charges in these loans.

Gold Loan Kundli Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Kundligold loan kundli

  1. Borrower Identity: Two passport size colored photographs.
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate
  4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque

Eligibility Criteria for Gold Loan Kundli

  1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
  2. Must be having Indian Nationality.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Kundli

Online Process to Apply for Gold Loan Kundli

You can apply for the Gold Loan Kundli at Dialabank.

You just have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up the facility from your doorstep.

For more information, you can call on 9878981166 anytime.

Offline Process to Apply for Gold Loan Kundli

The applicant also has an option to avail of a Gold Loan per gram from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Processing Fees / Prepayment Charges on Gold Loan Kundli

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kundli

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Kundli Agents

One of the leading and most trusted gold loan agents in Delhi is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166

Gold Loan Kundli Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Delhi right now.

Pre Calculated EMI Table for Gold Loan Kundli

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kundli

Kundli is a city of the Sonepat district of Haryana. The city has a population of over 1,00,000. The industrial Model Township, Kundli is covered in the Amritsar-Delhi-Kolkata industrial corridor.

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली