Major Gold Loan Providers in Kunnamkulam
Gold Loan Kunnamkulam Features
Running short out of cash?
Do not know what to do?
Do not worry Gold Loan is available for you. This loan requires less paperwork, as it is unsecured, and you can get your loan approved within 48 hours after all the verification process.
GoldLoan Kunnamkulam loan provides financial aid to the customers at the best affordable interest rates. To get a Gold loan, the applicant needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much faster.
Furthermore, you can get a loan up to 75 percent of the market value of gold; this is due to fluctuation in the market price of the gold.
Gold Loan Kunnamkulam Interest Rates
Documents for Gold Loan Kunnamkulam
The following documents are needed from the applicant:
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kottakkal
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Kunnamkulam
- The minimum age of the individual should be 21 years and maximum up to 60 years.
- Must be having Indian Nationality.
How to Apply for Gold Loan Kunnamkulam
Online Process to Apply for Gold Loan Kunnamkulam
You can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.
In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.
For further information, you can call on +919878981166 anytime.
Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:
Offline Process to Apply for Gold Loan Kunnamkulam
The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.
But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.
Processing Fees / Prepayment Charges on Gold Loan Kunnamkulam
CIBIL Score Required for Gold Loan Kunnamkulam
No CIBIL score is required for Gold Loan, A gold article is a must.
A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.
It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.
Gold Loan Kunnamkulam Agents
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Gold Loan Kunnamkulam Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Kunnamkulam right now.
Pre Calculated EMI Table for Gold Loan Kunnamkulam
Kunnamkulam is a municipal town situated in the Thrissur District of Kerala in India, spread over an area of 34.18 km². It is an old commercial town, with an ancient history, famous for its printing and book binding industry. It is the chief centre of the Malankara Orthodox Syrian Christians in the Kerala state.
हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली