Gold Loan Kurla

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    Gold Loan Kurla

    Best Banks for Gold Loan in Kurla

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Kurla Features

    Gold Loans comes as the savior to your financial crisis. It does not require much documentation,  as it is secured loan, and also you obtain the loan within 2-3 hours of finishing the process of verification.

    The lowest possible interest rates are available here at Gold Loan Kurla. The applicant needs to hold a rigid source of income along with a good credit history, it even makes the process of verification and loan approval faster, as consistent income source is very important for it as well.

    Moreover, you can obtain a loan amount of up to 75% of the gold market price as the market value of gold can fluctuate.

    Gold Loan Rates Per Gram Today in Kurla

    Updated - Gold Loan Per Gram Rate w.e.f May 21 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Kurla Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan Kurla Documents Required

    1. Proof of Identity can include: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can include: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can include Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Kurla

    1. Land Proof: It is required in an Agriculture Loan of more than Rs. 1 lac but for allied agriculture purposes, the same is not needed.
    2. A Demand Promissory Note.
    3. Certification by a Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan Kurla Eligibility Criteria

    1. The age criteria require a minimum age to be 21 years and a maximum of up to 60 years.
    2. Must be an Indian citizen.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Kurla

    Online Process to Apply for Gold Loan Kurla

    You can easily apply for the Gold Loan at the Dialabank site. You just need to fill a short form online. You will get a call from our representative for further assistance.

    For further information, you can ring us on 9878981166 at any time.

    Dialabank is valued as the best platform to apply for a gold loan online due to the following facts:

    1. Dialabank is India’s first commercial helpline and has managed its position by presenting the most excellent financial aids to all the customers across the country.
    2. Dialabank escorts the customers cost-free, there are no added charges if you apply for a loan online on the Dialabank website.
    3. With Dialabank, a high LTV of your gold is a guarantee.
    4. The bank has a respectable reputation because of its excellent and quick services.
    5. You will also receive a low-interest rate when you apply for a gold loan on Dialabank.
    6. When you choose to apply for a gold loan via Dialabank, very little paperwork process is asked for.
    7. To serve as well as guide you better in the process of Gold Loan approval, our Relationship managers are trained thoroughly.

    Offline Process to Apply for Gold Loan Kurla

    The candidate also has an alternative to avail of a Gold Loan from the nearby offices. Google search for Gold Loans near me and the search will present all the bank offices and investment firms that offer gold loans near you. You need to pick amongst the convenient option according to your awareness. You will then be required to visit those offices and apply for a gold loan and after many visits, your loan may get approved.

    But Dialabank can assist and make the loan approval procedure quicker and more convenient.

    You can check gold loan per gram rate at: Gold Loan Per Gram Rate

    Processing Fees / Prepayment Charges on Gold Loan Kurla

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kurla

    Every lending institution in Kurla has specific criteria of a minimum CIBIL score to process a gold loan application so it is a must to have a good CIBIL score before you choose to apply for a Gold Loan. A minimum CIBIL score of 750 is asked by most of the institutes in order to process your loan application.

    CIBIL score is not sufficient as the institutions also check detailed behaviour on the previous loans which includes a review of the type of loan taken and the amount borrowed. So a late payment stands as a barrier in getting your loan approved. Before you are applying for a loan, assure that you have a good CIBIL score.

    Gold Loan Kurla Agents and Contact Number

    One of the finest gold loan agents in Kurla is Dialabank. Give a call at 9878981166  or you can apply online at Dialabank.

    Dialabank assists you by finding the most suitable available option amongst various Banks and NBFCs as Dialabank offers a comprehensive and in-depth market comparison for several banks. This way you can make the right decision with no complex or unnecessary information and an easy and effortless procedure. Fill in a few details on our website in a short form after that our customer relationship managers will get in touch with you.

    Call 9878981166 to get instant help as well as Gold Loan approval in Kurla right now.

    Pre Calculated EMI Table for Gold Loan Kurla

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kurlagold loan Kurla

    Kurla is a suburb of East Mumbai, India. It is the base of the Kurla taluka of Mumbai Suburban area. The area is named after the eponymous East Indian village that it got out of.

    To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate