Gold Loan Kurla

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Kurla

Best Banks for Gold Loan in Kurla

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Kurla Features

Gold Loans comes as the savior to your financial crisis. It does not require much documentation,  as it is secured loan, and also you obtain the loan within 2-3 hours of finishing the process of verification.

The lowest possible interest rates are available here at Gold Loan Kurla. The applicant needs to hold a rigid source of income along with a good credit history, it even makes the process of verification and loan approval faster, as consistent income source is very important for it as well.

Moreover, you can obtain a loan amount of up to 75% of the gold market price as the market value of gold can fluctuate.

Gold Loan Rates Per Gram Today in Kurla

Updated - Gold Loan Per Gram Rate w.e.f Mar 05 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Kurla Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan Kurla Documents Required

  1. Proof of Identity can include: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can include: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can include Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Kurla

  1. Land Proof: It is required in an Agriculture Loan of more than Rs. 1 lac but for allied agriculture purposes, the same is not needed.
  2. A Demand Promissory Note.
  3. Certification by a Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan Kurla Eligibility Criteria

  1. The age criteria require a minimum age to be 21 years and a maximum of up to 60 years.
  2. Must be an Indian citizen.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Kurla

Online Process to Apply for Gold Loan Kurla

You can easily apply for the Gold Loan at the Dialabank site. You just need to fill a short form online. You will get a call from our representative for further assistance.

For further information, you can ring us on 9878981166 at any time.

Dialabank is valued as the best platform to apply for a gold loan online due to the following facts:

  1. Dialabank is India’s first commercial helpline and has managed its position by presenting the most excellent financial aids to all the customers across the country.
  2. Dialabank escorts the customers cost-free, there are no added charges if you apply for a loan online on the Dialabank website.
  3. With Dialabank, a high LTV of your gold is a guarantee.
  4. The bank has a respectable reputation because of its excellent and quick services.
  5. You will also receive a low-interest rate when you apply for a gold loan on Dialabank.
  6. When you choose to apply for a gold loan via Dialabank, very little paperwork process is asked for.
  7. To serve as well as guide you better in the process of Gold Loan approval, our Relationship managers are trained thoroughly.

Offline Process to Apply for Gold Loan Kurla

The candidate also has an alternative to avail of a Gold Loan from the nearby offices. Google search for Gold Loans near me and the search will present all the bank offices and investment firms that offer gold loans near you. You need to pick amongst the convenient option according to your awareness. You will then be required to visit those offices and apply for a gold loan and after many visits, your loan may get approved.

But Dialabank can assist and make the loan approval procedure quicker and more convenient.

You can check gold loan per gram rate at: Gold Loan Per Gram Rate

Processing Fees / Prepayment Charges on Gold Loan Kurla

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kurla

Every lending institution in Kurla has specific criteria of a minimum CIBIL score to process a gold loan application so it is a must to have a good CIBIL score before you choose to apply for a Gold Loan. A minimum CIBIL score of 750 is asked by most of the institutes in order to process your loan application.

CIBIL score is not sufficient as the institutions also check detailed behaviour on the previous loans which includes a review of the type of loan taken and the amount borrowed. So a late payment stands as a barrier in getting your loan approved. Before you are applying for a loan, assure that you have a good CIBIL score.

Gold Loan Kurla Agents and Contact Number

One of the finest gold loan agents in Kurla is Dialabank. Give a call at 9878981166  or you can apply online at Dialabank.

Dialabank assists you by finding the most suitable available option amongst various Banks and NBFCs as Dialabank offers a comprehensive and in-depth market comparison for several banks. This way you can make the right decision with no complex or unnecessary information and an easy and effortless procedure. Fill in a few details on our website in a short form after that our customer relationship managers will get in touch with you.

Call 9878981166 to get instant help as well as Gold Loan approval in Kurla right now.

Pre Calculated EMI Table for Gold Loan Kurla

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kurlagold loan Kurla

Kurla is a suburb of East Mumbai, India. It is the base of the Kurla taluka of Mumbai Suburban area. The area is named after the eponymous East Indian village that it got out of.

To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate