All About Gold Loan Lalganj
India is one of the biggest shoppers of gold.The flood in adornments request is generally observed during the wedding and festival seasons, prompting increment in the gold costs and gold loan requirement.The need of money during exceptional occasions makes individuals either sell the gold resource or take a loan against the same
About Gold Loan
- A loan taken against some gold ornaments or jewelry to get money in return is known as Gold Loan.
- In this type of loan, you pledge your gold to the company and get a certain amount of funds according to the value of your gold.
- The company keeps your gold under the security and whenever you repay the amount you get back you gold as it is.
- Apply Online and Get Approval in just 3 minutes.
Why one should choose Gold Loan Lalganj?
- 100% Safety and security of your gold
- Minimal Documentation process
- Easy repayment schemes you can back fund easily
- Hassle free process to get a gold loan
- Flexible repayment options
- Easy repayment schemes
- The Loan gets sanctioned in just a few minutes.
- Less interest rate on the female customer
Gold Loan Lalganj Features
- Lower Interest Rates
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan facility
- Simple documentation and fast processing
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
- You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
- You get 100% Safety & Security of your Gold Jewellery
- Get your Loan processed in less than 30 minutes
Eligibility Criteria for Gold Loan Lalganj
Maximum depends upon the weight of the gold
Minimum: 18 years
Maximum (at loan maturity): 70 years
Minimum 10 gram of gold
Documents Required for Gold Loan
Two passport size colored photographs
Proof of Identity
Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Passport Copy/Driving License/Banker’s verification/cheque
Additional Documents Required for Gold Loan Lalganj
The banks generally demand the above-given documents. However few banks demand some additional
In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
Demand Promissory Note
Certificate by the Jewel Appraiser (Bank will arrange).
Salary Certificate and Form No.16.
Rate of Interest for Gold Loan Lalganj
The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed.
Gold Loan interest rate
3month to 36month
RS.18k to RS. 1cr
The purity of eligible gold
18carat to 22carrat
Best Rate on Gold Loan
Gold Jewellery / Gold Bars
6 Months / 12 Months (can be renewed up to 3 Years)
Up to 90% of Gold Value
Pre Closure Charges
0 % to 2 % of the outstanding loan amount
Benefits apply through Dialabank
- No extra fee -Dialabank offers you personalized service at zero fees. We provide you best Gold loan deal at no extra cost
- Rate Comparison-We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
- Research-Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice for you and provide you with the lowest interest rate.
- Personalized Service-Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer in the market.
- Unbiased and Transparent Search-Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.
Lalganj is a town with Nagar panchayat in the Indian state of Uttar Pradesh. It is developing rapidly due to the Rail Coach Factory. Lalganj has the largest railway station in Raebareli district. It is located on the way from Kanpur to Raebareli/Allahabad and Lucknow to Fatehpur. If you need a Gold Loan Lalganj is very simple just you have to fill up the form and after that, we provide you all information regarding gold loan and provide you best interest rate in the market
How to Apply for Gold Loan Lalganj?
Visit our website www.dialabank.com we assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.
Table of Contents
- 1 All About Gold Loan Lalganj
- 1.1 About Gold Loan
- 1.2 Why one should choose Gold Loan Lalganj?
- 1.3 Gold Loan Lalganj Features
- 1.4 Eligibility Criteria for Gold Loan Lalganj
- 1.5 Documents Required for Gold Loan
- 1.6 Additional Documents Required for Gold Loan Lalganj
- 1.7 Rate of Interest for Gold Loan Lalganj
- 1.8 Best Rate on Gold Loan
- 1.9 Benefits apply through Dialabank
- 1.10 About Lalganj
- 1.11 How to Apply for Gold Loan Lalganj?