Gold Loan Lalganj

AT 0.49%* INTEREST RATE
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    Gold Loan Lalganj

    Major Gold Loan Providers in Lalganj

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Lalganj FeaturesGold Loan Lalganj

    India is perhaps the greatest customer of gold. The flood in enhancements demand is commonly seen during the wedding and celebration seasons, provoking addition in the gold expenses and gold credit requirement. The need for cash during uncommon events makes people either sell the gold asset or take an advance against the equivalent.

    A credit taken against some gold decorations or adornments to receive cash consequently is known as Gold Loan.

    In this kind of credit, you promise your gold to the organization and get a specific measure of assets as per the estimation of your gold. The organization holds your gold under the security and at whatever point you reimburse the sum you get back you gold for what it’s worth.

    Apply Online and Get Approval in just a few minutes!

    Why one should choose Gold Loan Lalganj?

    1. 100% Safety and security of your gold
    2. Insignificant Documentation process is engaged with Gold Loan Lalganj.
    3. Simple reimbursement plans you can back store without any problem
    4. Bother free procedure to get Gold Loan Lalganj
    5. Adaptable reimbursement alternatives
    6. Simple reimbursement plans in Gold Loan Lalganj.
    7. Gold Loan Lalganj gets endorsed in only a couple of moments.
    8. Less loan fee on the female client

    Know More: Gold Loan Features

    Gold Loan Lalganj Interest Rates

    The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed.

    Gold Loan interest rate

    10.50% onward

    Processing fee

    1.50%

    Loan Tenure

    3 month to 36 month

    Loan Amount

    RS.18k to RS. 1cr

    The purity of eligible gold

    18 carat to 22 carrat

    Know More – Gold Loan Interest Rate

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Lalganj

    Borrower Identity

    Two passport size colored photographs

    Proof of Identity

    Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.

    Residence Proof

    Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

    Signature Proof

    Passport Copy/Driving License/Banker’s verification/cheque


    The banks generally demand the above-given documents. However few banks demand some additional documents such as:

    Land Proof

    In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

    Demand Promissory Note

    Certificate by the Jewel Appraiser (Bank will arrange).

    Income proof

    Salary Certificate and Form No.16.

    Eligibility Criteria for Gold Loan Lalganj

    Loan Amount

    Minimum 18k

    Maximum depends upon the weight of the gold

    Age

    Minimum:  18 years

    Maximum (at loan maturity): 70 years

    Citizenship

    Indian

    Gold requirements

    Minimum 10 gram of gold

    Employment status

    Salaried

    Self-employed

     

    Know More – Gold Loan Per Gram

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Lalganj

    Online Process to Apply for Gold Loan Lalganj

    A borrower must yield a concise application online to the Moneylender with Gold resources.

    The Gold Loan is asserted resulting in checking the authenticity of the gold.

    An individual can without a very remarkable stretch apply online on Dialabank. The system is uncommonly major and inconvenience free. The documentation procedure is particularly less also.

    Benefits apply through Dialabank

    • No extra fee – Dialabank offers you customized administration at zero charges. We give you best Gold advance arrangement at no additional expense
    • Rate Comparison- We assist you with understanding the subtleties of all costs associated with taking a Gold Loan and assist you with finding the Cheapest Offer.
    • Exploration Benefit from our definite examination on all the items from the main Gold Loan major parts in the market and settle on the correct decision for you and give you the most reduced financing cost.
    • Customized Service- Our prepared Relationship Managers will comprehend your necessities and your profile and assist you with finding the most reasonable Gold Loan offer in the market.
    • Fair-minded and Transparent Search- Our goal is to improve your Gold Loan search and we give data in a fair-minded and straightforward way.

    Know More – Top Reasons why Gold Loan is the best borrowing option

    Processing Fees / Prepayment Charges on Gold Loan Lalganj

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Lalganj

    A huge segment of the affiliations requires a least score of 900 to manage your credit application.

    Gold Loan Lalganj Agents

    Avail your Gold Loan with the most trusted and reliable administrators from Dialabank. You can apply online at Dialabank or give a call at 9878981166.

    Visit our site at Dialabank and fill an application form online, referencing a few information and our customer managers will enable you to proceed further.

    Gold Loan Lalganj Contact Number

    Call 9878981166 and get instant help and endorsement for Gold Loan in Lalganj in a flash.

    Pre Calculated EMI Table for Gold Loan Lalganj

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Lalganj

    Lalganj is a town with Nagar panchayat in the Indian state of Uttar Pradesh. It is developing rapidly due to the Rail Coach Factory. Lalganj has the largest railway station in Raebareli district. It is located on the way from Kanpur to Raebareli/Allahabad and Lucknow to Fatehpur.

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