Gold Loan Loni

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Loni

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Loni Features

gold loan loni

If you want some loan and have a stable and rigid source of income than databank brings you gold loan loni, which can help you cover your various expense in this changing world.

Gold loan up to 75 percent of the market value of the gold can be availed and you can spend the loan the way you want to, there is no restriction on the usage.

You need a good CIBIL score of equal or above 750 to avail of the loan. It just takes minutes to complete the application process and after that we will quickly get in touch with you to finish the loan process.

Gold Loan Loni Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Loni

  1. Identity Proof: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Loni

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Loni

  1. The minimum age must be 21 years and a maximum of up to 60 years.
  2. An Indian national.

gold loan at 7%

How to Apply for Gold Loan Loni

Online Process to Apply for Gold Loan Loni

Apply for the HDFC Bank Gold Loan at Dialabank. The process needs you to have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is the best platform to apply for a gold loan online because:

  1. Dialabank is India’s first financial helpline. I
  2. Dialabank provides the best financial services to customers all over the country.
  3. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
  4. One more thing is that you will get a high LTV of your gold.
  5. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
  6. Besides that, the bank has a good reputation among the customers because of its best services.
  7. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  8. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  9. Finally, the representatives of Dialabank are trained to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Loni

For the offline process to apply for Gold Loan Loni, you can visit any nearby gold loan departments, which you can easily find on google.

Select the one you would most likely cover all your worries about a gold loan, but taking an offline loan is a tedious task and will require you to visit the branch again and again.

Still if you want to apply for a gold loan offline, you can visit the below two branches for a faster offline loan process.

You can avail loans from HDFC Gold Loan Branches or branches of Muthoot Gold Loan.

Processing Fees / Prepayment Charges on Gold Loan Loni

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Loni

Having a good CIBIL score is a must before applying for a Gold Loan Loni.

Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Loni and Most of these institutions require a minimum CIBIL score of 750 to process your loan application.

The institutions look at various factors before accepting your loan application like looking at the detailed behavior of the previous loan taken and it also includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan, so you should keep your credit history good enough to get the loan.

Gold Loan Loni Agents

Dialabank is the best agent for availing Gold Loan in Loni. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option among various Banks and NBFCs by providing you with the detailed market comparison in an easy to understand of different banks so that you can make the right choice of availing the gold loan. Visit our website www.dialabank.com and fill up a simple form with your few personal and employment details. Our customer relationship managers will soon get in touch with you as soon as possible.

Gold Loan Loni Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Loni.

Pre Calculated EMI Table for Gold Loan Loni

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Loni

Although known to be a historically famous site in Uttar Pradesh, Loni is a premium destination of contemporary living as well. Located near New Delhi, the town of Loni is known to be one of the fastest-growing areas in the District Ghaziabad of Uttar Pradesh. Easily reached from all major locations in and around the city and also accessible from the other distant parts of the state, Loni is identified to be a place not only flourishing as a prime industrial hub but also to be a famous tourist spot in the Ghaziabad District of Uttar Pradesh with its several popular tourist attractions in and near the city

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