Major Gold Loan Providers in Ludhiana
Gold Loan Ludhiana Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit and the repayment can be done in the form of interest as installments. Banks sanction Gold Loan easily considering the fact that you provide the necessary documents and fulfill the eligibility criteria.
Documents for Gold Loan Ludhiana
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Eligibility Criteria for Gold Loan Ludhiana
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- Should be an Indian National
How to Apply for Gold Loan Ludhiana
Online Process to Apply for Gold Loan Ludhiana
To apply for a Gold Loan Ludhiana, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:
- Click here and fill the form.
- Relationship Manager Will Call applicant in Next 2 Working Hours.
- Compare Gold loan offers from several banks and NBFCs on the DialaBank website.
- Check the eligibility and View the best offers available.
- Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
- After selecting the bank, fill out a form to process the loan application.
- Upload all the documents or schedule document pickup from home or office.
- After your documents are verified, the bank’s executive will give the applicant a verification call.
- The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.
Offline Process to Apply for Gold Loan Ludhiana
The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process.
Processing Fees / Prepayment Charges on Gold Loan Ludhiana
CIBIL Score Required for Gold Loan Ludhiana
CIBIL score is not a necessity for applying for a gold loan. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.
Gold Loan Ludhiana Agents
Dialabank is the leading agent for availing Gold Loan in Ludhiana. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Gold Loan Ludhiana Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Ludhiana.
Pre Calculated EMI Table for Gold Loan Ludhiana
Ludhiana is a city in the Indian state of Punjab. Ludhiana is a big contributor to the Indian Economy as it is a prominent agriculture hub. People use their gold to avail loans and invest in agriculture. Ludhiana has a mix of all the culture and every festival is celebrated with full enjoyment and fun.