Major Gold Loan Providers in Madhubani
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Madhubani Features
Short of capital?
Don’t have any idea what to do?
Try not to stress; Gold Loan is available for you. This approach requires less desk work, as it is secured and, you can get your loan affirmed in 2-3 hours after all the verification procedures.
Gold Loan Madhubani gives a monetary guide to the clients at the best reasonable loan fees. To get a Gold loan, the candidate needs to have a fixed salary and has a decent economic record, which will make the credit endorsement process quicker.
You can get a loan of 75% of the market price of gold, because of variation in the market value of the gold.
Gold Loan Madhubani Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Madhubani
- For Proof of Identity: Aadhar Card/Voters ID Card/Driving License/Passport Copy.
- For Address Proof: Ration Card/Telephone, Electricity Bill/Passport Copy/Sales Tax Certificate.
- Passport-size Photograph: 2
- For Signature Proof: Driving License/Banker’s Verification/Cheque/Passport Copy
Additional Documents Required for Gold Loan Madhubani
- Land Proof: if there ought to emerge an event of Agriculture Loan of more than Rs. 1 lac. The proof not required for allied agricultural purposes.
- A Demand Promissory Note.
- Validation by the Jewel Appraiser (Bank will coordinate).
- Pay Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Madhubani
-Must have Indian Nationality.
-The base age of the individual should be 21 years and generally extraordinary up to 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Madhubani
Online Process to Apply for Gold Loan Madhubani
Applying for Gold Loan Mahadevapura is simple; one just needs to fill it by sitting at your home.
First, visit Dialabank and fill the online application structure from that point as it is a clear procedure of use.
In the subsequent stage, the company agent will get in touch with you and guide you further.
For any further details, call 9878981166.
Dialabank is considered as the best stage to apply for a gold loan. There are numerous reasons; some of them are:
- Dialabank is India’s first money related helpline; it offers the best monetary types of assistance to clients everywhere throughout the nation.
- Dialabank guides the clients liberated from cost. There are no extra charges for applying for a gold credit online on the site of Dialabank.
- One more thing is that you will get a high LTV of your gold.
- The bank has a respectable reputation among the clients for its best and quick administrations.
- If you apply for a gold advance on Dialabank, at that point, you will get a low Gold Loan Interest Rate.
- Additionally, while applying for a gold advance through Dialabank, next to no administrative work is required.
- At last, the Relationship administrators were prepared completely to guide and serve you in the whole procedure of Gold Loan.
Offline Process to Apply for Gold Loan Madhubani
The candidate has an alternative to a profit of Gold Loan from the adjacent branches. To do so, look Gold loan close to me on google. It’ll enroll all the branches of banks and fund companies giving loans near you. You wish to choose them according to your desire and erudition. Then you’ve got to visit those offices and apply for the advance and ought to visit numerous times some time recently than advance gets at last approved.
But Dialabank can do that for you in a faster and superior manner.
Processing Fees / Prepayment Charges on Gold Loan Madhubani
CIBIL Score Required for Gold Loan Madhubani
Having an excellent CIBIL score is a must before applying for a gold credit. That’s why each loaning institution has its criteria for the least CIBIL rating required for handling a Gold Advance application. Most institutes require a least score of 750 to process your loan application. Not just your CIBIL score, the educate moreover see at the point by point behavior on the past credits taken. It incorporates subtle elements on the sort of loan taken and the sum borrowed. Any deferred installments for previous advances can act as a boundary to your availing a new credit. So make beyond any doubt, your CIBIL score is excellent sometime recently applying for an increase.