Gold Loan Madikeri

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Madikeri

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Madikeri Features

Gold loan madikeri

Gold Loans comes as the solution to your stressful financial issues.

As it is a secured loan, it does not require much documentation and so you avail the loan within 48 hours of the process of verification.

Gold Loan Madikeri offers the clients with financial aid the lowest possible interest rates. The applicant must hold a strong and proper income source with a good credit history, this even makes the process of verification and loan approval quicker.

Moreover, you can obtain a loan of up to 75 percent of the gold market value as the market price of gold can fluctuate.

Gold Loan Madikeri Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Madikeri

  1. Proof of Identity can include: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can include: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can include Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Madikeri

  1. Land Proof: It is required in an Agriculture Loan of more than Rs. 1 lac but for allied agriculture purposes, the same is not needed.
  2. A Demand Promissory Note.
  3. Certification by a Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Madikeri

  1. The age criteria require a minimum age to be 21 years and a maximum of up to 60 years.
  2. Must be an Indian National.

gold loan at 7%

How to Apply for Gold Loan Madikeri

Online Process to Apply for Gold Loan Madikeri

You can easily apply for the HDFC Bank Gold Loan at the Dialabank site.

Then you just need to fill a simple form online.

You will get a call from our representative for further service. We even offer a document pick up facility from your doorstep.

For further information, you can ring us on 9878981144 anytime.

Dialabank is the best platform to apply for a gold loan online as:

  1. Dialabank is India’s first financial helpline and maintains its position with the finest financial services to customers all over the country.
  2. Dialabank guides the customers cost-free which implies that there are no further charges to apply for a gold loan online on the Dialabank website.
  3. With Dialabank, you will get a high LTV of your gold.
  4. The bank stands with a respectable reputation amongst the customers with its excellent and quick services.
  5. You can also enjoy a low-interest rate on HDFC Gold Loan if you choose to apply for a gold loan on Dialabank.
  6. To provide a more suitable process to the customer, Dialabank offers a document pickup facility from the doorstep.
  7. When you apply for a gold loan through Dialabank, you enjoy a very little paperwork process.
  8. To serve you better in the Gold Loan process, the Relationship managers are properly trained.

Offline Process to Apply for Gold Loan Madikeri

The client also gets an option to get a Gold Loan from the close by branches. Google Gold Loan near me and the search will enlist the bank branches and finance companies offering loans near you. After that, you need to choose amongst them according to your knowledge, but Dialabank can help you get the loan in a quicker and more convenient manner.

You will then be required to visit those departments and apply for a gold loan and after many visits, your loan will finally be approved.

Some banks and finance company including HDFC Gold Loan branches and Muthoot Gold Loan branches offers a faster process.

You can get the gold loan from HDFC Gold Loan Branches. Also, to find a nearby branch search Muthoot Gold Loan near me. Google will present you with all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Madikeri

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Madikeri

Every lending institution in Madikeri has criteria for a minimum CIBIL score so it is a must to have a good CIBIL score before you apply for a Gold Loan. A minimum CIBIL score of 750 is required by most institutes to process your loan application.

CIBIL score is still not enough, the institutions also review a detailed behavior of the previous loans taken which includes a look at the type of loan taken and the amount borrowed. Late payments stand as a hurdle in getting your loan approved. Before applying for a loan, assure that you have a good CIBIL score.

Gold Loan Madikeri Agents

One of the most trusted and finest gold loan agents in Madikeri is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144

Dialabank helps you in finding the best option amongst various Banks and NBFCs by offering you a comprehensive comparison of the market for several banks so that you can make the correct choice with no complex information and an easy and effortless process. Visit our website www.dialabank.com and fill some details in a simple form after that our customer relationship managers will get in touch with you.

Gold Loan Madikeri Number

Call 9878981144 to get instant help as well as Gold Loan approval in Madikeri right now.

Pre Calculated EMI Table for Gold Loan Madikeri

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Madikeri

Madikeri which was formerly known as Mercara is a hill station in the Kodagu district in the state of Karnataka. The city enjoys pleasant weather in the mist-covered hills. Besides the soothing ambiance, the place even offers white water rafting and trekking routes making a perfect hideout spot.

Other Places to Avail Gold Loan


Gold Loan Madikeri

0
Today’s Gold Rate in India
22 Karat
50580Per 10g of 22k Gold

Per Gram Rate Today

Gold Loan Per Gram Today is ₹ 5,121

Gold Loan News

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