Gold Loan Madikeri

Major Gold Loan Providers in Madikeri

Gold Loan Madikeri Features

Gold Loans comes as the solution to your stressful financial issues.

As it is a secured loan, it does not require much documentation and so you avail the loan within 48 hours of the process of verification.

Gold Loan Madikeri offers the clients with financial aid the lowest possible gold loan interest rate. The applicant must hold a strong and proper income source with a good credit history, this even makes the process of verification and loan approval quicker.

Moreover, you can obtain a loan of up to 75 percent of the gold market value as the market price of gold can fluctuate.

Gold Loan Madikeri Interest Rates

Documents for Gold Loan Madikeri

1. Proof of Identity can include: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can include: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can include Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Madikeri

1. Land Proof: It is required in an Agriculture Loan of more than Rs. 1 lac but for allied agriculture purposes, the same is not needed.
2. A Demand Promissory Note.
3. Certification by a Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Madikeri

1. The age criteria require a minimum age to be 21 years and a maximum of up to 60 years.
2. Must be an Indian National.

How to Apply for Gold Loan Madikeri

Online Process to Apply for Gold Loan Madikeri

• You can easily apply for the HDFC Bank Gold Loan at the Dialabank site.
• Then you just need to fill a simple form online.
• You will get a call from our representative for further service. We even offer a document pick up facility from your doorstep.
• For further information, you can ring us on 9878981144 anytime.

Dialabank is the best platform to apply for a gold loan online as:

1. Dialabank is India’s first financial helpline and maintains its position with the finest financial services to customers all over the country.
2. Dialabank guides the customers cost-free which implies that there are no further charges to apply for a gold loan online on the Dialabank website.
3. With Dialabank, you will get a high LTV of your gold.
4. The bank stands with a respectable reputation amongst the customers with its excellent and quick services.
5. You can also enjoy a low interest rate on HDFC Gold Loan if you choose to apply for a gold loan on Dialabank.
6. To provide a more suitable process to the customer, Dialabank offers a document pickup facility from the doorstep.
7. When you apply for a gold loan through Dialabank, you enjoy a very little paperwork process.
8. To serve you better in the Gold Loan process, the Relationship managers are properly trained.

Offline Process to Apply for Gold Loan Madikeri

The client also gets an option to get a Gold Loan per gram from the close by branches. Google Gold Loan near me and the search will enlist the bank branches and finance companies offering loans near you. After that, you need to choose amongst them according to your knowledge, but Dialabank can help you get the loan in a quicker and more convenient manner.

You will then be required to visit those departments and apply for a gold loan and after many visits, your loan will finally be approved.

Some banks and finance company including HDFC Gold Loan branches and Muthoot Gold Loan branches offers a faster process.

You can get the gold loan from HDFC Gold Loan Branches. Also, to find a nearby branch search Muthoot Gold Loan near me. Google will present you with all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Madikeri

CIBIL Score Required for Gold Loan Madikeri

Every lending institution in Madikeri has criteria for a minimum CIBIL score so it is a must to have a good CIBIL score before you apply for a Gold Loan. A minimum CIBIL score of 750 is required by most institutes to process your loan application.

CIBIL score is still not enough, the institutions also review a detailed behavior of the previous loans taken which includes a look at the type of loan taken and the amount borrowed. Late payments stand as a hurdle in getting your loan approved. Before applying for a loan, assure that you have a good CIBIL score.