Gold Loan Madikeri

AT 0.49%* INTEREST RATE
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    Gold Loan Madikeri

    Major Gold Loan Providers in Madikeri

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Madikeri Features

    Gold loan madikeri

    Gold Loans comes as the solution to your stressful financial issues.

    As it is a secured loan, it does not require much documentation and so you avail the loan within 48 hours of the process of verification.

    Gold Loan Madikeri offers the clients with financial aid the lowest possible gold loan interest rate. The applicant must hold a strong and proper income source with a good credit history, this even makes the process of verification and loan approval quicker.

    Moreover, you can obtain a loan of up to 75 percent of the gold market value as the market price of gold can fluctuate.

    Gold Loan Madikeri Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Madikeri

    1. Proof of Identity can include: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can include: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can include Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Madikeri

    1. Land Proof: It is required in an Agriculture Loan of more than Rs. 1 lac but for allied agriculture purposes, the same is not needed.
    2. A Demand Promissory Note.
    3. Certification by a Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Madikeri

    1. The age criteria require a minimum age to be 21 years and a maximum of up to 60 years.
    2. Must be an Indian National.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Madikeri

    Online Process to Apply for Gold Loan Madikeri

    • You can easily apply for the HDFC Bank Gold Loan at the Dialabank site.
    • Then you just need to fill a simple form online.
    • You will get a call from our representative for further service. We even offer a document pick up facility from your doorstep.
    • For further information, you can ring us on 9878981144 anytime.

    Dialabank is the best platform to apply for a gold loan online as:

    1. Dialabank is India’s first financial helpline and maintains its position with the finest financial services to customers all over the country.
    2. Dialabank guides the customers cost-free which implies that there are no further charges to apply for a gold loan online on the Dialabank website.
    3. With Dialabank, you will get a high LTV of your gold.
    4. The bank stands with a respectable reputation amongst the customers with its excellent and quick services.
    5. You can also enjoy a low interest rate on HDFC Gold Loan if you choose to apply for a gold loan on Dialabank.
    6. To provide a more suitable process to the customer, Dialabank offers a document pickup facility from the doorstep.
    7. When you apply for a gold loan through Dialabank, you enjoy a very little paperwork process.
    8. To serve you better in the Gold Loan process, the Relationship managers are properly trained.

    Offline Process to Apply for Gold Loan Madikeri

    The client also gets an option to get a Gold Loan per gram from the close by branches. Google Gold Loan near me and the search will enlist the bank branches and finance companies offering loans near you. After that, you need to choose amongst them according to your knowledge, but Dialabank can help you get the loan in a quicker and more convenient manner.

    You will then be required to visit those departments and apply for a gold loan and after many visits, your loan will finally be approved.

    Some banks and finance company including HDFC Gold Loan branches and Muthoot Gold Loan branches offers a faster process.

    You can get the gold loan from HDFC Gold Loan Branches. Also, to find a nearby branch search Muthoot Gold Loan near me. Google will present you with all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Madikeri

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Madikeri

    Every lending institution in Madikeri has criteria for a minimum CIBIL score so it is a must to have a good CIBIL score before you apply for a Gold Loan. A minimum CIBIL score of 750 is required by most institutes to process your loan application.

    CIBIL score is still not enough, the institutions also review a detailed behavior of the previous loans taken which includes a look at the type of loan taken and the amount borrowed. Late payments stand as a hurdle in getting your loan approved. Before applying for a loan, assure that you have a good CIBIL score.

    Gold Loan Madikeri Agents

    One of the most trusted and finest gold loan agents in Madikeri is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144

    Dialabank helps you in finding the best option amongst various Banks and NBFCs by offering you a comprehensive comparison of the market for several banks so that you can make the correct choice with no complex information and an easy and effortless process. Visit our website www.dialabank.com and fill some details in a simple form after that our customer relationship managers will get in touch with you.

    Gold Loan Madikeri Number

    Call 9878981144 to get instant help as well as Gold Loan approval in Madikeri right now.

    Pre Calculated EMI Table for Gold Loan Madikeri

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Madikeri

    Madikeri which was formerly known as Mercara is a hill station in the Kodagu district in the state of Karnataka. The city enjoys pleasant weather in the mist-covered hills. Besides the soothing ambiance, the place even offers white water rafting and trekking routes making a perfect hideout spot.

    Other Places to Avail Gold Loan