Major Gold Loan Providers in Malkangiri
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Malkangiri Features
There are times when your financial situation is not supporting you. Don’t worry. Go for a Gold Loan. It is the best way to turn your dreams into reality. It is the fastest and most secure loan available in the financial market. Gold Loan is specially designed for those people who need quick cash for their sudden needs. It is the fastest and easiest type of loan available as compared to any other loan. It requires minimal documentation. Gold Loans offer fast cash without any hindrance or CIBIL score requirement.
Gold Loan Malkangiri Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Malkangiri
- 2 passport size photographs.
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
- Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
- Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).
Additional Documents Required for Gold Loan Malkangiri
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Malkangiri
- The applicant should be 21 years of age.
- He/she should not be more than 60 years of age.
- Should be an Indian National.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Malkangiri
Online Process to Apply for Gold Loan Malkangiri
Applying online with DialaBank for gold loan is the easiest and most reliable way to apply for a gold loan because:
- Dialabank is India’s first financial helpline with its spread all across the country.
- DialaBank offers the lowest interest rates on gold loans.
- Minimum documentation required.
- Dialabank provides a document pickup facility.
- You will get a high LTV of your gold.
- The Relationship managers are trained enough to guide you in the entire process of Gold Loan.
- No sort of charges charged by DialaBank.
The process for applying online is as follows:
- Click dialabank.com
- Fill in the required details and select a gold loan.
- Wait as our relationship manager will contact you.
Offline Process to Apply for Gold Loan Malkangiri
Availing gold loan offline can be hectic and troublesome. You will be required to visit the banks frequently in this situation. This is why DialaBank is the best option for you to enjoy your gold loan process staying at your home.
Processing Fees / Prepayment Charges on Gold Loan Malkangiri
CIBIL Score Required for Gold Loan Malkangiri
As such there is no requirement for an applicant in terms of CIBIL score for Gold loan in Malkangiri.
Gold Loan Malkangiri Agents
Dialabank is the leading agent for availing Gold Loan in Malkangiri. Its connectivity across all financial institutions makes it your best alternative.
Our relationship managers handle all your documentation and queries to make sure you have a hassle-free experience.
You can apply online at www.dialabank.com or give a call at 9878981166.
Gold Loan Malkangiri Contact Number
You can Call at 9878981166 and get instant help and approval for Gold Loan in Malkangiri.
Pre Calculated EMI Table for Gold Loan Malkangiri
About Malkangiri
Malkangiri historically known as ‘Malikamardhangiri’ is a town and a Municipality in Malkangiri district in the Indian state of Odisha. It is the headquarters of the Malkangiri district. Malkangiri is the new home of the Bangladeshi refugees, who were rehabilitated since 1965 under the Dandakaranya Project.