Gold Loan Malkangiri

AT 0.49%* INTEREST RATE
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Gold Loan Malkangiri

Major Gold Loan Providers in Malkangiri

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Malkangiri Features

There are times when your financial situation is not supporting you. Don’t worry. Go for a Gold Loan. It is the best way to turn your dreams into reality. It is the fastest and most secure loan available in the financial market. Gold Loan is specially designed for those people who need quick cash for their sudden needs. It is the fastest and easiest type of loan available as compared to any other loan. It requires minimal documentation. Gold Loans offer fast cash without any hindrance or CIBIL score requirement.

Gold Loan Malkangiri Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
ICICI Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Best Gold Loan Interest Rate

Documents for Gold Loan Malkangiri

  1. 2 passport size photographs.
  2. Proof of Identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
  3. Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
  4. Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).

Additional Documents Required for Gold Loan Malkangiri

  1. A Demand Promissory Note.
  2. Certificate by the Jewel Appraiser (Bank will arrange).
  3. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Malkangiri

  1. The applicant should be 21 years of age.
  2. He/she should not be more than 60 years of age.
  3. Should be an Indian National.

GOLD LOAN @ 0.49%*

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How to Apply for Gold Loan Malkangiri

Online Process to Apply for Gold Loan Malkangiri

Applying online with DialaBank for gold loan is the easiest and most reliable way to apply for a gold loan because:

  1. Dialabank is India’s first financial helpline with its spread all across the country.
  2. DialaBank offers the lowest interest rates on gold loans.
  3. Minimum documentation required.
  4. Dialabank provides a document pickup facility.
  5. You will get a high LTV of your gold.
  6. The Relationship managers are trained enough to guide you in the entire process of Gold Loan.
  7. No sort of charges charged by DialaBank.

The process for applying online is as follows:

  1. Click dialabank.com
  2. Fill in the required details and select a gold loan.
  3. Wait as our relationship manager will contact you.
Offline Process to Apply for Gold Loan Malkangiri

Availing gold loan offline can be hectic and troublesome. You will be required to visit the banks frequently in this situation. This is why DialaBank is the best option for you to enjoy your gold loan process staying at your home.

Per Gram Gold Loan

Processing Fees / Prepayment Charges on Gold Loan Malkangiri

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Malkangiri

As such there is no requirement for an applicant in terms of CIBIL score for Gold loan in Malkangiri.

Gold Loan Malkangiri Agents

Dialabank is the leading agent for availing Gold Loan in Malkangiri. Its connectivity across all financial institutions makes it your best alternative.

Our relationship managers handle all your documentation and queries to make sure you have a hassle-free experience.

You can apply online at www.dialabank.com or give a call at 9878981166. 

Gold Loan Malkangiri Contact Number

You can Call at 9878981166 and get instant help and approval for Gold Loan in Malkangiri.

Pre Calculated EMI Table for Gold Loan Malkangiri

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Malkangirigold loan malkangiri

Malkangiri historically known as ‘Malikamardhangiri’ is a town and a Municipality in Malkangiri district in the Indian state of Odisha. It is the headquarters of the Malkangiri district. Malkangiri is the new home of the Bangladeshi refugees, who were rehabilitated since 1965 under the Dandakaranya Project.

गोल्ड लोन पुणे के बारे में हिंदी में जानिए गोल्ड लोन पुणे

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