Gold Loan Mandi

AT 0.49%* INTEREST RATE
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    Gold Loan Mandi

    Major Gold Loan Providers in Mandi

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Mandi Features

    Gold Loan Mandi

    Do you need some extra cash to fulfill your financial goals?

    Do you want to have enough money to buy important things?

    Investing in gold is not something you should worry about. Every time, you invest in gold, you have a chance of securing your future. 

    Why Gold Loan Mandi?

    Gold Loan Mandi provides financial assistance to its clients at affordable interest rates. Since gold loans are secured, they need minimal paperwork and get approved easily within a specific time.

    You can take a gold loan from any of the banks as long as you have any gold ornament or article. There are no organized criteria for taking a gold loan. Though, if a person has good credit history along with a decent source of income, he or she can get any kind of loan much easier.

    Moreover, you can get a loan of up to 75 percent of the market value of gold, this happens due to alterations in the gold’s market price.

    Gold Loan Mandi Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Mandi

    • Any Identity Proof is necessary: Passport Copy, Voters ID card, Driving License, Aadhaar card, or any other recognized govt. ID.
    • Any Address Proof is necessary: Ration Card, Electricity Bill, Trade license, Sales Tax certificate, Shop Licence, Rental Licence, or any recognized utility bill.
    • Any Signature Proof is necessary: Passport Copy, Driving License, Banker’s verification, cheque, or any other recognized record.
    • The number of Passport Size Photographs is 2.

    Supplementary Documents Required for Gold Loan Mandi

    1. A Promissory Note is compulsory.
    2. The Jewel Appraiser Certificate should be arranged by the bank.
    3. As income proof, Salary certificate and Form no. 16 needs to be provided.
    4. Land Proof is not required: In case you are applying for an Agriculture Loan of more than 1 Lac Rupees.

    Eligibility Criteria for Gold Loan Mandi

    • The age of the applicant is required to be in between 21 and 60 years.
    • The nationality of the applicant is required to be Indian.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Mandi

    Online Process to Apply for Gold Loan Mandi

    You can apply through Dialabank to any bank for Gold Loan.

    FIll a simple online form, and our representatives will assist you in the document pick-up facility from your doorstep.

    For more information about gold loans, you can contact 9878981144.

    Dialabank is proven to be a reliable option for taking gold loans in Mandi. Several reasons are accountable to that, here are a few of them:

    1. Dialabank is the country’s first financial helpline that runs across the country.
    2. You will get free of cost services since Dialabank does not charge anything for gold loan applications.
    3. A high LTV(Loan-to-Value) can be anticipated since Dialabank puts themselves at risk instead of their customers.
    4. For the best services in finance, Dialabank holds a good reputation in the market.
    5. For customer’s comfort, we provide a low-interest rate on the Gold loan.
    6. To smoothen the process, the document pick-up facility can be availed from the doorstep of the customers.
    7. Minimum paperwork is needed.
    8. Our Relationship managers act as guides in the entire gold loan process.
    Offline Process to Apply for Gold Loan Mandi

    If there is the availability of Gold Loan from the nearby branches and banks, you can search on Google and choose the right bank according to your knowledge, needs, and preferences.

    After selecting, you have to call each bank or finance company. But, Dialabank boosts this process by providing all the details within no time.

    At Dialabank, you won’t have to physically visit any bank or finance company for getting your loan approved. Thus, it saves a lot of your energy as well as your important time.

    Processing Fees / Prepayment Charges on Gold Loan Mandi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Mandi

    A good CIBIL score is always beneficial. If you need a gold loan, there are no specific criteria that need to be followed. You can get a gold loan even if your CIBIL score is low.

    Gold Loan Mandi Agents

    As leading Gold Loan Mandi Agents, Dialabank is the best financial services, provider. You can apply online at Dialabank or a call at 9878981144 for help.

    Dialabank compares different banks and NBFCs and provides a structured market comparison among them. That comprehensive comparison helps the applicant to realize the right choice for themselves. After comparing, the candidate can select any of those loans. You can visit our website, fill your particulars in the given form. And, our customer relationship managers will get in touch with you.

    Gold Loan Mandi Contact Number

    Call 9878981144 and get instant help.

    Pre Calculated EMI Table for Gold Loan Mandi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Mandi     

    In the Himachal Pradesh, state of India. Mandi is a district that is located centrally in the state. Spread across an area of 3951 square kilometers, the district is filled with beautiful places. There are temples, there are hills, and there is everything. Major highways of Mandi district are NH 3 and NH 154. Thus, there is no issue of connectivity for this district.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

    Other Places To Avail Gold Loan